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For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
Hi all, I applied for PIP back in 2022 due to Dyspraxia. Sensory Processing Disorder, ADHD and severe anxiety and depression. I was awarded enhanced mobility due to not going out without my partner and the anxiety/depression - but I got nothing for my other conditions/daily living at all. I asked for a mandatory…
Is it possible to get a mrotguage whilst in a DMP? Debts are over y6 years old and not on credit file. If I decided to manage the creditors myself, and leave PayPlan Technically would no long be in a DMP, but still paying the low amount each month to keep court action away. But would any lenders ask about any debt…
My employer offers a BAYE and SAYE savings scheme and I can’t work out which is better for me. Buy As You Earn - buy shares before tax and NI contributions. If you hold onto your shares for at least 5 years you won’t need to pay Income Tax or National Insurance on the money you get back. May lose money if share price…
I can't seem to find the answer to this so if anyone can help it would be appreciated. I'm a higher rate tax payer (not by a huge amount) and claw back any higher rate tax by paying into a personal pension. I also have savings (mostly ISAs split between me and my wife). I'm aware I have a £500 limit on the interest earned…
I'm 6 months into my mortgage on my first home. I'm paying £1,000 a month with an interest rate of 4.6% on a 5 year fixed rate. I can overpay by 20% without penalty (I'm with Natwest) and I'm finding I can comfortably save a few hundred pounds a month currently. I'm putting some money into regular saver accounts that are…
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How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
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