We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Lots of online retailers offer free delivery if you spend over a certain amount, and there are invariably times when your basket is a little shy of qualifying. What tends to be your response? Is the prospect of free delivery enough of a carrot to get you to buy more stuff? Vote in the poll then share your thoughts in the…
September is often a time for new starts and this week Forumites have been preparing for the next phase of educational and professional life, discussing name tapes for school uniforms, options for commuting to work and generally getting a better handle on personal finances. Read on for more about all that and the rest of…
This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
In my maturity options for my Maturing NS&I growth bonds they mention 2 different interest rates - what does this mean when looking to renew Current rate 4.82% Guaranteed rate 4.69 tia sx
I am in my 80's enjoyed my Credit Card for the vouchers I received. (I always paid the balance at the end of each month.) In May of this year I discovered that Card also was 'covering' 2 other Credit Card companies and the hackers opened accounts in those. OK my money was refunded but I decided there and then not to use…
I am preparing for all eventualities, not just my death, as things will take their course when I die, but I am considering how to prepare for an unexpected situation where I can suddenly no longer manage my finances eg road accident, stroke etc. I have LPAs in place, my son and my daughter, with granddaughter as reserve,…
TSB have launched a £5k prize draw which will take place during the months of September and October 2026. T&Cs. + The £1,000 per month deposit can be deposited in multiple smaller amounts. + Funds must originate from outside TSB (i.e. not from one TSB account to another). + One entry per eligible account. + Alternative…
50% off Aros/Habitat’s Julien chaise sofas - and with 0% IFC for 3 years! https://www.argos.co.uk/list/save-up-to-half-price-on-julien-sofas?tag=ar:browse:clp:livingroomfurniture:m052:image:julien-sofas
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
Free and available on iOS and Android
Tip Email