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Is it worth spending more up front to buy an appliance that's substantially cheaper to run? That's one of the talking points on the MSE Forum this week. Read on to explore that thread and more of the latest conversations in our MoneySaving community.…
Chancellor John Healy has delivered the Government’s latest Budget, revealing various measures like the scrapping of Gas Standing Charges, a boost to national minimum wage and a freeze on fuel duty. You can find a list of the announcements on MSE News along with Martin’s reactions Will the Budget be a boon to your finances…
For two decades MoneySavers have been encouraging one another via the MSE Forum to put aside spare change in the year-long Sealed Pot Challenge. This week Forumites broke open those pots and counted the contents. Read on for more on that and the rest of the week's discussions.…
Hi all. I originally started a thread regarding my current SoA which has now been resolved here: Self-managed payment plan - SoA check needed first please — MoneySavingExpert Forum I offered my creditors a payment plan to which MCS sent their own version of my SoA. I have redacted the upper portion of the SoA which shows…
I am in process of consolidating my ISAs which I have held for a number of years. I will utilise the current 26/27 allowance in opening my consolidating ISAs. However I have one maturing ISA which is outside the normal transfer window. (Just over 1 month) Is there anything I can do to ameliorate the insipid interest rate I…
Bonfire Day!
Hypothetically, should I pay off my 5k mortgage that's up for renewal next year with a money transfer from a CC? 3% transfer fee and have it paid off in 12 months. Assuming I can get 3% (or even 5%) transfer fee next year
Greetings, good people of the internet! Here is the short version of the story. 1. My vehicle entered M&S car park on 03/09/2026 at 16:00, according to Smart Parking Ltd's evidence. 2. Mobile reception is very bad in this particular car park, therefore paying via RingGo took some time. According to the RingGo receipt…
MSE has a new tool to help you work out if you're owed compensation for a delayed flight, and to help you draft your claim letter - and we'd like you to take it out for a test flight
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Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know.
The State Pension is likely to rise by 3.9% next April, taking the full new State Pension to over £13,000 a year. It means the State Pension now breaches the tax-free personal allowance for some.
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