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September is often a time for new starts and this week Forumites have been preparing for the next phase of educational and professional life, discussing name tapes for school uniforms, options for commuting to work and generally getting a better handle on personal finances. Read on for more about all that and the rest of…
This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
Last year I went to StepChange and they set up a token payment plan of £1 per debt on my plan, and that has gone well despite still receiving letters almost every day from numerous debt collection places (Lowell etc) but this plan is coming to an end in October, apparently that's the maximum length of time it can run for.…
hi all, I’m in the process of letting my debts default. I’ve not had any default notices from sky who I purchased a phone and iPad from, but I’ve had an email from a CCSCollect saying sky has passed their account to them. They’re asking for me to set up a payment of 2 missed payments. Do I still ignore to let default?
I paid the correct charge to park at a Euro carparks carpark in May 2026 but then received a PCN. I provided bank evidence of the date and time of my payment. They said it was a 'major keying error and `i could pay a reduced fine of £20 within 14 days. I did not because I had no evidence that the error was mine and thought…
HI, Im here for some advice, I brought an audi Q7 2020 direct from Audi in Jan 2025. My warranty ran out in Jan 2026, a couple of week ago my car suffered internal engine failure, I had no warning light on the dash just a clunking sound and drove maybe 500 metres and it completely failed putting a hole in the bottom of the…
I would be very grateful for any advice on this subject, would the ombudsman be able to help or am I going on a wild goose chase? Basically I was employed by a registered charity for a year in the late eighties during which I paid into their private pension scheme as well as paying NI contributions. I have a statement…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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