We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
Hi - long story short (or as short as I can make it) . Company Director, with about £115k in a SIPP. 58 years old, not planning to retire yet. Company has been through a rocky patch since Covid but profitable again now. I'm thinking of drawing down the 25% tax free amount (around £28k) from my SIPP) to reduce personal…
Hey all My uncle has been having a really horrific time with the Nationwide and their bereavement and complaints team. His wife died earlier this year, all he wanted to do was to sort out accounts and, as she wanted, move her money into his name and accounts. My auntie didn't have a will, but as the amounts weren't big…
Wondering if anyone has been in a similar situation. I have an elderly relative in their mid 70's and still fully mobile and owning their home (lives alone) who has a large lump sum of approx 200k in a cash ISA. They spend little, and live off the state pension shopping in lidl and charity shops. We tell them to enjoy the…
Hi, Calling maths whizzes! I want to autoinvest in two funds using stocks and shares ISAs. I would prefer not to put all my eggs in one basket and use two different ISA providers. However, I'm unsure of how this will affect the compunding interest. Would I get the same compunding if I autoinvest two funds in one S&S ISA as…
I am currently contemplating taking a voluntary severance package along with accessing my local government pension 7 years early. I am currently waiting for a pension forecast from the pension fund. My employer will be required to pay the strain costs to the fund. To help me make my decision I would like to know what…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
Martin Lewis answers your questions about the scheme on the latest instalment of The Martin Lewis Podcast
Free and available on iOS and Android
Tip Email
