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    • zippychick
    • By zippychick 13th Oct 14, 12:54 PM
    • 9,342Posts
    • 17,877Thanks
    September 2017 Grocery Challenge
    • #1
    • 13th Oct 14, 12:54 PM
    September 2017 Grocery Challenge 13th Oct 14 at 12:54 PM
    Hi everyone,

    Welcome to the ninth Grocery Challenge of 2017 !!!!

    If your new month starts early feel free to join this thread, or if you're still working on your August budget, then keep on posting in the August challenge.

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!

    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be £1 a week or £20 a week.

    If you are currently spending £200 a month don't suddenly drop it to £100 - you'll never do it but if you cut £20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is £80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on £80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    By request, here is Spiggles wonderful helpful post

    We all have different budgets that suit our households. The most important thing to remember is that you set yours according to your needs and finances. It can take time to get to where you want to be too so don't knock yourself out if you go over in the first few months. We are here to support each other and it is not a competition.

    I thought it might help to outline where we've come from and the top tips I've learned.

    When we started in March 2010 we had spent in excess of £600 in the previous month. This had to stop, (there's only me and him and our two beautiful black cats) something which thankfully my OH completely agreed with so I have been lucky that he has been on board from the start. He gave me his debit card voluntarily and I still keep hold of it until he needs to get something for the home. At the same time we set up a system of pocket money (pm) at £15 each per week which doesn't count towards the GC and which we can each spend as we wish with no comebacks or complaints. OH predominantly uses his pm on his beer and I ferret mine away mostly.

    The next step was to set up my own spreadsheet which is absolutely simple onto which I put all spends so that I have a continuous running total for the month and for the year. We initially set our budget at £280 per month and brought it down to £240 where it resides for most of the year it is occasionally increased to allow for extras e.g. Christmas to £260.

    The important 'tools' we found greatly helped and continue to do so now are:

    Stocktake cupboards, fridge, freezer - make lists and ensure that the older products get used up first. You'll be amazed at what you find squirrelled away and it will help with your shopping list as you'll realise that you don't actually need so much.

    Before you go shopping check staples - running out of milk, bread, butter, etc often leads to going into a shop for one thing and coming out £20 lighter. Always check these and if they'll run out tomorrow buy them the same time as getting other things.

    Always make a shopping list and stick to it - the supermarkets (sm) try every which way to get us to spend so having a list and strong resolve is the only way to beat them.

    Keep every receipt - and then note it down on your spreadsheet/spend diary so that you always know where you are.

    When tempted, ask yourself do you NEED it or just WANT it - now this advice goes with two things. Firstly, the things you see in store when shopping that APPEAR to be bargains - if you hadn't planned spending the money then its not a bargain. Secondly, the sm send us loads of vouchers for £X off a spend of £XX - if you had no NEED to spend £XX then have you SAVED anything???

    Use my supermarket to compare prices (limited to four of the biggies) - The site may be used to actually do an online shop at whichever of the big four offers the best value or, if you have the time and sm availability, to make up lists for visiting each of the stores so that you can purchase all you need at different stores thus getting the best possible value. (I'd add, do a 'shop' virtually on this site and take the list you create on it with you, whichever one you shop at, it will help keep target prices in your head and allow you to spot bargains. MrM is not included but you can do a virtual list on their website so you know what you're going to be spending.)

    Always have a list - this is just as important when shopping online as shopping on foot.

    Use Approved Foods online (with a list!) - if you don't mind out of date things (ood) or you can search for only in date items. The only drawback is storing the goods as far as I can tell. Oh, and watch the delivery as it's done on a scaled charge for weight so keep an eye on it. You can of course do an AF order with friends, family, colleagues or like minded neighbours. Other GCers use Big Br*nds 4 Less too.

    Invest in a breadmaker - we have saved so much by making our own bread. The prices in the shops are extortionate for bread these days. There's loads of advice on this thread and others in the forum on this.

    Use the recipe lists - always posted at the front of a new thread. There are fantastic, tasty, healthy and economical recipes to use on them and there are a number of other threads on the forum such as Weezl's that will help you to eat well on a budget.

    Shop locally - the local greengrocer (or preferably market but I don't have one ) is usually cheaper as an option for fruit and veg (f&v) than the sm. Often the prices may look the same but when you look at the quantity for the same price the greengrocer will be cheaper. The same goes for the local butcher. Often you will have far more variety of meat available, advice on how to cook a particular meat can be offered and there is (for me at least) no comparison in terms of quality. We buy our huge FR eggs there and I'm yet to find an equivalent FR egg in a sm at the same or lower price. Obvioulsy if you have your own chicks/know someone who has chicks you can get them even cheaper again.

    Grow your own - it's quite simple to grow some f&v at home even if it's only in pots on the patio. There are also supportive threads on the forum for this.

    Cook your own - making meals at home from ingredients is far more economical, often tastes better than shop bought and is probably far better healthwise.

    Meal Plan - this is something that others can advise on as we don't do it. I have a tremendous capacity for eating the same food over many days but presented in slightly different form. For example, we could buy £7 worth of brisket from the butchers and eat it as pot roast for a couple of days, sliced for sarnies, sliced with a salad, chucked into a casserole or shredded up and fried as crispy beef.

    Don't waste food - either only make what you need or use any leftovers for other meals/creations or freeze it for another day.

    Withdraw the cash you want to spend - and keep it in a separate purse. This can be particularly effective as you have the money in front of you reducing rather than spending with plastic which is so easy to lose track of. Very useful when you first start out.

    Don't go to the shops to browse - this can only lead to pain and hardship!!!

    Keep posting and reading the thread - there really is no better supportive, wise and inspirational place to be! I think I saw that somebody mentioned forgetting to read/post. I get around this by using the Advanced button to post, below the window where your text is displayed you will see Additional Options. In the Thread Subscription box use the dropdown to select either instant email notification (this is what I use) or daily email notification before you submit your latest post. Then you will get an email into your inbox from which you can click to the thread to see what others are saying.

    Always remember the sm is not your friend - it wants to profit from you and take as much of your money as it can coerce out of you!

    So, there you go as a starting point. Others on here will offer tremendous advice on meal planning. And don't forget, the only silly question is the one you didn't ask!

    See you all later,
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #3, #4, #5 #6 #7 #8 & #9 on this thread (the list is growing!!!!!)

    For everyones totals, see post #10 on this thread

    I hope everyone has a great month!

    Last edited by zippychick; 12-08-2017 at 3:23 PM.
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Page 11
    • PennyGrabber
    • By PennyGrabber 12th Sep 17, 10:05 PM
    • 1,247 Posts
    • 22,107 Thanks
    Hi all,

    I spent a whopping £13.53 yesterday,4 for dd to have two friends over. That was pizza for 5, chicken things and pudding, with enough pizza left over to feed us tonight. Well, it fed dd and me. Ds decided to have jacket with cheese and beans. The bonus there is that I brought home three jackets and some beans from work today, so all his cost me was a bit of grated cheese! I've had a free lunch every day since last weds now, so 5, which was unplanned, but VERY welcome! Long may it continue, although I do have stuff in my work cupboard for if there's nothing one day.

    PG x
    Grocery challenge for family of three - me, dd(12) and ds(11), feeding dp 2 or 3 x a week too. Only food, not toiletries. Jan £87.97/£100 Feb £0/£100
    Frugal 2018 needed! Saving and NOT spending
    • Wysiwyg49
    • By Wysiwyg49 12th Sep 17, 10:07 PM
    • 184 Posts
    • 1,649 Thanks
    A rare NSD today! And finally got round to making "Twinks Hobnobs" which I've been meaning to do for ages. They are OK but taste a bit bland tbh. I suppose that just shows how sugar-loaded shop-bought biscuits are.

    Last night was roast chicken and HM savoury rice which was good, and I had LO rice and some frozen chicken fricassee for lunch at work.

    Also made the turkey meatloaf tonight. Hmm, not a great success. Feel turkey mince is not a good idea for anything other than price! But my weekly spend so far is £70.08 which is lower than normal. Might need to buy a cauliflower and some white bread tomorrow though.
    GC Mar £239.57/£360 : Feb £352.71/£320
    • lynnejk
    • By lynnejk 12th Sep 17, 10:21 PM
    • 5,328 Posts
    • 55,001 Thanks
    Evening all

    Spends today of £27.54 with Mr T.

    Now up to nine grocery NSDs for September

    Hope you're all having a great week and stay safe in the coming storm
    Bulk buy.......MAR=159.75
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • armchairexpert
    • By armchairexpert 13th Sep 17, 3:09 AM
    • 754 Posts
    • 4,931 Thanks
    Made an unplanned stop at the shops yesterday for treats: Big Girl injured herself in the morning and was struggling, and Little Girl had dropped most of her lunch on the playground, so they were both in very bad moods and I needed their co-operation with a post-school errand!

    Tonight will be a bit of a splurge, too: parent-teacher night finishing at 6.30pm means no time to cook, so we'll swing past the shops for a picky dinner of cheese and cold meat and things. Not the most frugal choice, but budgeted and planned for on the grounds that everyone needs an occasional treat.

    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    December 2017 - $214,653.00 Current MFD 31 July 2035
    • zafiro1984
    • By zafiro1984 13th Sep 17, 9:07 AM
    • 1,251 Posts
    • 10,005 Thanks
    A rare NSD today! And finally got round to making "Twinks Hobnobs" which I've been meaning to do for ages. They are OK but taste a bit bland tbh. I suppose that just shows how sugar-loaded shop-bought biscuits are.
    Originally posted by Wysiwyg49
    Wysiwyg49 I sometimes add mixed spice or cinnamon to Twinks Hobnobs - works well, also agree with how sugar loaded shop bought biscuits are.

    Two unplanned shops yesterday. The first was a M&S box of biscuits plus chicken fillets, water and reduced pears - I had to drive an unexpected 300 miles and needed lunch plus the biscuits to give to the staff. £16.46. The second was when I was nearly home and needed some fruit, veg and dark chocolate £18.01.

    It doesn't leave me much for the rest of the month. Someone posted on here that if they come across an unexpected bargain they buy it and deduct the cost as they use it. I never thought of doing that but it would help this month as earlier I managed to spend just 80.13p for a shop worth 241.20p so working on that principle I could add the £80.13 back into the kitty.
    Jan grocery £50 per week
    • pamsdish
    • By pamsdish 13th Sep 17, 2:31 PM
    • 837 Posts
    • 4,701 Thanks
    £11.41 on a few bits in Lidl and B&M.
    OCT£200£106NOV£200CRUISE,DEC£200XMAS.JAN £200=£107FEB£200=£40,MARCH£175-£32=£143,-£15=£128,-£11=£117,-£23=£94,-£29=£65,-£42=£23-£17=£6,
    • Doom_and_Gloom
    • By Doom_and_Gloom 13th Sep 17, 4:40 PM
    • 3,462 Posts
    • 10,815 Thanks
    £8.97 spent today. Cucumber, 1kg courgettes, 1.25kg sweet potatoes, red pepper houmous, 4 large oranges, 1.69kg organic bananas, 400g blueberries, 1L fruit juice drink and a 1L cashew milk for that. Not too bad.

    £65.18 left.
    28 year old vegan woman. My OH is a lovely omni guy
    • elsiepac
    • By elsiepac 14th Sep 17, 10:18 AM
    • 1,383 Posts
    • 10,248 Thanks
    Hey all

    Firstly, I'd like to increase my budget to £250 this month please. This is because I've ended up running out of a few thing I buy in bulk and so have replaced them. Wasn't expecting to, which was pretty shortsighted of me. Anyway, that's that.

    Secondly, I'm still well within budget - my month ends 25th September so I have 11 days left. Shop tonight, but I have a list.
    I've been very slack on meal planning this month but have been a lot better about not buying tons of random extra items. The high cost really has been bulk buying some items.

    I also ordered a Hooba starter pack (vegan meat substitute made from mushrooms) after seeing someone on here post about it - sorry, I've forgotten who, I haven't kept up with the thread at all!! However, I have tried the mince, the breakfast sausages and the apple and sage sausages - the latter were definitely the best of the lot. I wasn't keen on the breakfast sausages, but they were very meaty I think, which may have explained the flavour I didn't like, I don't know really! The mince was tasty but seemed to disintegrate a bit! The apple and sage sausages - I thought I wouldn't be a fan - but actually they've been my favourite so far!

    If anyone wants to order from them, the starter pack is £14.50 and includes 20 sausages of 5 different flavours, 2 burgers, a pack of mince, a pack of meatballs and 2 sausage rolls.

    I got a code from them to use for the vegan group I admin, so if you want 5% off then use WFVE at checkout before end of October. This is for anything they sell.

    This week, I am pushing myself to get back into FlyLady, meal planning and so on. I've been very lax. So on my list this week we have:
    - Upside Down Lentil Shepherds Pie with green veg
    - Tex Mex Potato Salad with Blackened Tofu and with salad
    - Summer Vegetable Chowder
    - Chickpea Piccata with mash OR pasta and with green veg or salad
    - Ceci-Roasted Red Pepper Soup
    - Romesco Bowl (Quinoa, Roasted Cauliflower, White Beans and romesco sauce, which is made of roasted red pepper and almonds and wine vinegar etc) and I'll probably add spinach.

    These will be mixed and matched through the week. One will become dinner on film night on wednesday for me, mum and sis - probably the romesco bowl as we can help ourselves to amounts we want which I like getting my sister to do as she eats a small amount and I don't like her leaving stuff on here plate as it's then wasted, so I'd always rather she took what she will actually eat!

    Hope everyone is doing really well again, I am sorry but I haven't caught up on the thread and I'm not sure I will at this point! Must try harder... I just never seem to have time at the minute!!

    I'm a Board Guide on the Old Style, Greenfingered, Energy & Going Out Deals boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to (it's not part of my role to deal with this) Any views are mine and not the official line of MoneySavingExpert.
    GC: Nov £0/£165 | Oct £220/£220 | Sep £244.34/£250 | Aug £190.38/£200 | Jul £194.08/£150 | Jun £179.03/£150 | May £158.54/£150 | Apr £316.94/£200 | Mar £170.47/£120 | Feb £199.45/£160
    Vegan 27-8-13
    • Merlin's Beard
    • By Merlin's Beard 14th Sep 17, 4:24 PM
    • 132 Posts
    • 1,249 Thanks
    Merlin's Beard
    £6.50 spent on shopping today, takes me up to £36.73/£100 for the month at the halfway point, because I won't go shopping again until next week now hopefully.
    • candygirl
    • By candygirl 14th Sep 17, 5:29 PM
    • 26,026 Posts
    • 106,055 Thanks
    Spent £14 in TESCO today, on bits n bons, n slashed my finger open on the trolley handle The first aider cleaned n dressed it, n I'm getting a £20 voucher as way of an apology. CBA taking it further !!!128547;
    "You can't stop the waves, but you can learn to surf"

    (Kabat-Zinn 2004)
    • chocoholic_chick
    • By chocoholic_chick 15th Sep 17, 11:24 AM
    • 625 Posts
    • 3,101 Thanks
    Ouch to the slashed finger! But yes accidents happen so I'd do the same, the £20 voucher is a nice gesture

    This week I've spent £3.24 in Tesco on treats for the office and £19.47 today at Lidl on my weekly shop. Forgot to get squash and we're nearly out so will need to pick some up over the weekend. Have meal planned our evening meals for next week so shouldn't need anything else for these, but may need a few bits for lunches.

    Total spends for the month now stands at £143.39 against a budget of £220. I still have some meat left from the bulk order I did in August, but will need to do a top up at the end of the month. I've found a meat wholesaler not too far from me so going to try that and see what it's like
    New House... New Mortgage! February 2017: £144,000
    Current Mortgage Balance: £130,438.05
    2017 OP's:£5,935 2018 OP's: £2,985
    Total Debt £29,209 £0 Debt free 6/8/16
    • purpleybat
    • By purpleybat 15th Sep 17, 12:33 PM
    • 326 Posts
    • 2,748 Thanks
    i found my receipt from a few days ago and while I thought i'd spent £10 it was only £7.20 so a small bonus.
    it was needed cos I bought more than I planned yesterday and spent £27.48. tho did buy a few frozen bits that I wasn't planning to and don't really need. still, they won't go off.
    2 more shopping weeks to go til the end of the month and by my adding up I've spent £75 so i'm within my £160 budget. fingers crossed
    gc 2017 £1841.27.
    2018 jan £124.69/£130 feb £157.97/£150
    • Ginmonster
    • By Ginmonster 15th Sep 17, 2:04 PM
    • 303 Posts
    • 3,988 Thanks
    I'm not doing too well this month. I'd already gone over budget and had allocated myself £10 a week for the rest of the month to get fresh bits I need. So today I went to get a few bits of fruit, veg and a bottle of oil. But then Aldi had onions and mushrooms in the super 6 and I realised if I bought a load of ground almonds I've already got the other ingredients I need to make mushroom Wellington from the cranks Bible cookbook. It's really delicious and I tend to make a big load and freeze it as it's time consuming to make. It will work out cheaper having done this but it's taken me over (I've also probably bought too much ground almonds as I couldn't remember how much I needed!). So I spent £15.55.
    I'll try again next week!
    • pamsdish
    • By pamsdish 15th Sep 17, 5:47 PM
    • 837 Posts
    • 4,701 Thanks
    Another £33 in wilkos, tesco, £land and B&M.
    OCT£200£106NOV£200CRUISE,DEC£200XMAS.JAN £200=£107FEB£200=£40,MARCH£175-£32=£143,-£15=£128,-£11=£117,-£23=£94,-£29=£65,-£42=£23-£17=£6,
    • njk1012
    • By njk1012 15th Sep 17, 7:37 PM
    • 257 Posts
    • 2,206 Thanks
    Spends Wednesday of £28.61 between FarmF for chicken breasts, toilet rolls, cheese and milk. £3 at the pound shop for shaving foam and sweeteners. 61p on 3 lots of reduced bread.
    Spends today £51.83 at Ald! on the main weekly shop. signature updated.

    10 days to go with £130.41 left. I think we can do this!
    Grocery Challenge Sept 17 £407.79/£434. Oct 17 £394.44/£400. Nov 17 £228.71/£400
    Car finance 28/08/2017 = £8819.52 Car finance now £7934.38 (27% paid).
    Tax credit debt 28/08/2017= £2300
    • njk1012
    • By njk1012 15th Sep 17, 8:11 PM
    • 257 Posts
    • 2,206 Thanks
    Does anyone have favorite recipes using sausage meat? I have 4 500g packs of gluten free sausage meat i got for 50p each. I'm thinking maybe a meatloaf or stuffing/meatloaf style dish or meaty falafal mixture patties, but I'm at a bit of a loss after this?
    Grocery Challenge Sept 17 £407.79/£434. Oct 17 £394.44/£400. Nov 17 £228.71/£400
    Car finance 28/08/2017 = £8819.52 Car finance now £7934.38 (27% paid).
    Tax credit debt 28/08/2017= £2300
    • PipneyJane
    • By PipneyJane 16th Sep 17, 8:09 AM
    • 685 Posts
    • 4,776 Thanks
    Does anyone have favorite recipes using sausage meat? I have 4 500g packs of gluten free sausage meat i got for 50p each. I'm thinking maybe a meatloaf or stuffing/meatloaf style dish or meaty falafal mixture patties, but I'm at a bit of a loss after this?
    Originally posted by njk1012
    Spaghetti and meatballs? Jamie Oliver did a recipe on his new television show a couple of weeks back. I'm pretty sure he used sausage meat. I think it was the first or second episode, so should be available on Channel 4's iPlayer-thingy.

    Also consider stuffed mushrooms, using the big flat ones. I don't have a recipe for them but they can't be that hard.
    "Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.' "

    C.R.A.P R.O.L.L.Z. #47 Official Brain Harvesting Body Counter
    • minnie2
    • By minnie2 16th Sep 17, 1:19 PM
    • 508 Posts
    • 8,701 Thanks
    Hi i will follow for this month as havent been on here for long time.but just wondering for all those gluten free people where you buy your products from and what do you buy? I am gluten free coeliac but i am also anaphylactic to nuts and dairy products so a lot of free from is a problem as they use almonds or are not dairy free.and it just seems so expensive.i do not have a lot lof time to make my own i have full time and exhausting job and two children under husband works retail so doesnt get home till 8.30pm by then after work i am exhausted.weekends its just me trying to stop them destroying the house. So where do people shop?
    Frugal living challenge - need to revisit its been.a while !! Need to reduce our debts!!
    • Save Dosh
    • By Save Dosh 16th Sep 17, 6:33 PM
    • 1,204 Posts
    • 14,387 Thanks
    Save Dosh
    Had a couple of spends, dairy free ice creams/cheeses, Chocolate (it's becoming a problem), not really too much 'real food' in there. Today I bought salad stuff/fruit & veg & some 'Custard Apples', which is a fruit that tastes like apple & custard - weird, but very tasty. Came to £22.58 (there was other stuff). I have been using up my stores and have nearly emptied a drawer in my freezer, which I'm going to fill with only freshly batch cooked stuff. I haven't drank alcohol for 3 weeks (say wot), though I did buy a bottle of coffee liqueur, which is sat in the pantry and may venture to get some Campari as its only £12 in Asda. Not too sure why, but I'm on the lookout for a 'Del Boy' home cocktail bar, so will need stuff to go in it - lol - that's my excuse. Have a lovely rest of w/e - have updated sig.
    Last edited by Save Dosh; 16-09-2017 at 7:51 PM.
    March Grocery Challenge - Food £24.63/80, Alcohol £21.14/£20
    Bulk Buy Fund Left - Food £14.58, Alcohol £3.46
    Save 12k in 2018 #80 = £1,000/£5,000
    Yoga 30 Day Challenge, Guitar, Lose Weight 5/7
    Feb To Do-Cupboards-Pantry-Paper-PAINT Spare Room, kitchen & Stairwell
    • njk1012
    • By njk1012 16th Sep 17, 7:51 PM
    • 257 Posts
    • 2,206 Thanks
    Hi i will follow for this month as havent been on here for long time.but just wondering for all those gluten free people where you buy your products from and what do you buy? I am gluten free coeliac but i am also anaphylactic to nuts and dairy products so a lot of free from is a problem as they use almonds or are not dairy free.and it just seems so expensive.i do not have a lot lof time to make my own i have full time and exhausting job and two children under husband works retail so doesnt get home till 8.30pm by then after work i am exhausted.weekends its just me trying to stop them destroying the house. So where do people shop?
    Originally posted by minnie2
    I tend to go to the main supermarkets late on my way home from work and get the reduced gluten free bread and freeze it. Also Fultons freezer shop often have gluten free stuff much cheaper, they have battered fish and fish fingers in at the moment. I also go to Factory Foods about once a month they often have gluten free products that i buy in bulk (their stock changes every week though, so never know what will be in). They currently have GF sausage meat at 50p a pack and GF flour at 2 for £1.
    Grocery Challenge Sept 17 £407.79/£434. Oct 17 £394.44/£400. Nov 17 £228.71/£400
    Car finance 28/08/2017 = £8819.52 Car finance now £7934.38 (27% paid).
    Tax credit debt 28/08/2017= £2300
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