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  • FIRST POST
    • MSE Archna
    • By MSE Archna 23rd Jan 07, 7:49 PM
    • 1,872Posts
    • 5,996Thanks
    MSE Archna
    Car insurance successes stories
    • #1
    • 23rd Jan 07, 7:49 PM
    Car insurance successes stories 23rd Jan 07 at 7:49 PM
    What's this about?

    The Cheap Car Insurance System is all about getting the best deal. But for fun, here's a contest to see who across the UK has the ultimate deal. As I write this, the cheapest is £48.

    So I thought it'd be interesting to see who else sheared down their car insurance that way. Did you manage it for under £100?

    Martin

    Update 4 October 2009

    After many incremental increases the current record is 96p for fully comp insurance.... as follows.

    It's for Barbara Wakerell from Kent.

    Policy Price: For Barbara the cheapest was £120.96 from Swinton Insurance for a fully comprenhensive policy, with protected no claims bonus, and including a courtesy car.

    Insurer cashback: The company had its own £70 cashback promo on.

    Cashback site: She then got a further £50 via using a cashback site.

    Full info in the Updated Guide: Cheap Car Insurance


    If you get cheap car insurance please report it
    Last edited by Former MSE Wendy; 07-10-2009 at 12:21 PM.
    Report inappropriate posts: forumteam@moneysavingexpert.com




Page 1
    • kittykat100
    • By kittykat100 23rd Jan 07, 8:33 PM
    • 528 Posts
    • 378 Thanks
    kittykat100
    • #2
    • 23rd Jan 07, 8:33 PM
    • #2
    • 23rd Jan 07, 8:33 PM
    Using confused.com.. I saved over £180 off my renewal premium. The AA wanted £670 to renew... I haggled and got them down to £612. I then used the tips and used confused.com and got my insurance for £454 from Budget!!
    I went back to the AA and they didn't want to know. So good bye AA helllooooo Budget!
    Thanks Martin!
    ----------------------------------------------------

    Life is sometimes a bit pants but occasionally you can wear your french knickers!
    • debjones25
    • By debjones25 23rd Jan 07, 9:33 PM
    • 50 Posts
    • 40 Thanks
    debjones25
    • #3
    • 23rd Jan 07, 9:33 PM
    • #3
    • 23rd Jan 07, 9:33 PM
    I got mine for £74 from prudential third party
    was £174 BUT - £100 quidco =£74
    Paypal £4.51/£6
    Virgin card £1700
    VSP no. 63 - £17/£160
  • HairyHatMan
    • #4
    • 23rd Jan 07, 10:29 PM
    • #4
    • 23rd Jan 07, 10:29 PM
    £89.93 from the Post Office for third party only after £50 postal order cashback.

    If only I'd used Quidco too, it'd have been £59.93!
    • Annando
    • By Annando 23rd Jan 07, 10:49 PM
    • 459 Posts
    • 259 Thanks
    Annando
    • #5
    • 23rd Jan 07, 10:49 PM
    • #5
    • 23rd Jan 07, 10:49 PM
    I just renewed mine and got it down to £81 (originally £201) for a full comp with protected NCB (9 years) using the Lloyds Insurance cashback link at quidco.
    Last year I got it for £155 (originally £255) through Screensavers and quidco, the renewal they sent us this year was for £234 so a massive saving there!
    Last edited by Annando; 25-01-2007 at 11:25 AM.
    • MrLew
    • By MrLew 23rd Jan 07, 11:54 PM
    • 81 Posts
    • 18 Thanks
    MrLew
    • #6
    • 23rd Jan 07, 11:54 PM
    • #6
    • 23rd Jan 07, 11:54 PM
    Annando,
    Like you I renewed mine recently and got it for £164. Originally £284 but £120 cashback from quidco.
    Not bad for fully comp. including no claim protection and legal cover.
  • drsims
    • #7
    • 24th Jan 07, 7:56 AM
    • #7
    • 24th Jan 07, 7:56 AM
    Mine was £65 with Swiftcover after £50 cashback. My previous insurer quoted me £130
    "He that goes a borrowing goes a sorrowing" Benjamin Franklin 1706-1790
    • rose28454
    • By rose28454 24th Jan 07, 11:18 AM
    • 4,651 Posts
    • 46,784 Thanks
    rose28454
    • #8
    • 24th Jan 07, 11:18 AM
    • #8
    • 24th Jan 07, 11:18 AM
    I Renewed Last March Through Mse With The Post Office And It Was £110.00 Minus £50.00 Cash Back. Total£60.00.
    However I Would Say That When My Car Was Stolen In September I Found It Difficult To Get Through To The Right Place To Claim As They Outsource The Claims Part To Another Company.
    But You Get What You Pay For And I Was Really Pleased With The Premium.
    Next Time I Will Use Quidco As I Used That Inseptember For My House Insurance And Saved £245.00!!!
  • jenski
    • #9
    • 24th Jan 07, 5:31 PM
    Quidco
    • #9
    • 24th Jan 07, 5:31 PM
    I got mine for £74 from prudential third party
    was £174 BUT - £100 quidco =£74
    by debjones25
    Who/what is quidco? how do they work to give you money off?
  • talkshop
    got my insurance for £454 from Budget!!
    by kittykat100
    When was £454 below £100 ?

    This thread is for people that got insurance for under £100.
    • ostoga
    • By ostoga 24th Jan 07, 8:28 PM
    • 1 Posts
    • 0 Thanks
    ostoga
    Got mine for £66.60 from Barclays, with their 'beat your renewal quote or match it and give you £50' offer.

    (I tried to do the same with my home insurance, but they wouldn't accept my quote because I'd been sent it by email, not on paper. The renewal quote was only £89 - still, it would have been good to insure my house and contents for £39!)
    • saurus672
    • By saurus672 24th Jan 07, 9:00 PM
    • 9 Posts
    • 2 Thanks
    saurus672
    Car insurance under £100
    Just renewed my TPFT insurance on Volvo estate.
    Using Quidco & through Lloyds TSB managed to get a years cover for
    £28 (yes twenty eight pounds)
    Chuffed!
    • Shiggaddi
    • By Shiggaddi 24th Jan 07, 9:05 PM
    • 890 Posts
    • 305 Thanks
    Shiggaddi
    Got mine for just on the £100 mark (give or take a few quid) from Prudential. This includes the £100 from quidco. I paid with my egg money card, so I got 1% cashback on the premium paid (£200)

    I'm sure a female in their 50s, with full no claims for 30 years, driving a 10 year old car in the lowest insurance group, and living in the right postcode area, could possibly end up getting paid to have a 3rd party insurance policy!!
    • Rumman
    • By Rumman 24th Jan 07, 10:12 PM
    • 181 Posts
    • 27 Thanks
    Rumman
    mine was 451!!!! new driver student, 3rd party fire and theft.
    • Rumman
    • By Rumman 24th Jan 07, 10:13 PM
    • 181 Posts
    • 27 Thanks
    Rumman
    mine was 451!!!! new driver student, 3rd party fire and theft.
    • barnsleyjon
    • By barnsleyjon 24th Jan 07, 10:32 PM
    • 3 Posts
    • 1 Thanks
    barnsleyjon
    fully comp for 82 quid! 2 yrs no claims, 1.2 clio
    quote from barclays, 148
    renewal with bradford & bingley 133
    barclays deal, 132 + £50 cash back (got to send them renewal quote from existing insurers) = £82 = happy
    • carl3418
    • By carl3418 25th Jan 07, 6:39 AM
    • 54 Posts
    • 7 Thanks
    carl3418
    cheep cheep
    i got my car ins for just £71 with swiftcover after £50 cash back! that is the cheapest ins i have ever had,thanks MSE.
    looking after the housekeeper sir !!
    • Annando
    • By Annando 25th Jan 07, 8:19 AM
    • 459 Posts
    • 259 Thanks
    Annando
    Who/what is quidco? how do they work to give you money off?
    by jenski
    Quidco is a cashback company. They give you cashback if you buy any kind of product through them. There are various cashback companies around, Quidco, Topcashback, Greasypalm, Linemypocket, Rrpoints Fivers etc... Quidco and Topcashback are usually the ones that pay the most cashback.

    Last year I got £175 cashback just for renewing my car and home insurance...this year I hope to get both insurances for under £100 and bag £370 in the process.

    The way they work is that you register with them, whenever you want to buy something you use their link (and only theirs) to buy whatever it is you want. You will pay the full price of it, in my case my car insurance quote came to £201. So I paid £201 with my credit card. Quidco traced my transaction and in March I will be able to claim my £120 from them once they have received it from Lloyds.

    They list the different cashback amounts for the different companies. And you can get cashback for loads of different things. Opening a bank account, getting a credit card, searching for things in kelkoo or pricerunner, booking holidays, buying plants, furniture, wine, clothes... usual things.
    • ellou02
    • By ellou02 25th Jan 07, 8:33 AM
    • 46 Posts
    • 22 Thanks
    ellou02
    Sub-100 Insurance
    My colleague had her insurance due, so i offered to check the deals available. Her quote was £160 TF,F&T so I thought a few quid could be saved - was really surprised to get Swiftcover offering £103, and the £50 cashback - making a total of £53 for a year!

    I was amazed! Confused.com has always saved money for me and friends, but I've never found anything this cheap!
  • Nickydemus
    Car Insurance saving!
    Thanks Martin, my renewal was £158.
    Through confused.com got a quote of £127 from Swiftcover
    plus £50 off - total £77 !!
    Result eh...
    Nicky.
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