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Hello all!
I have received info about the chain today. Someone at the top of the chain technically isn’t in the chain (assume that they don’t need to sell before they can buy?) but they are choosing to wait to sell before buying the new property so we are just waiting for them. Why bother saying it’s chain free if you’re relying on that purchase....!! Some people :huh::huh::undecided0 -
RXT that sucks but people do have different definitions and also change their mind for legitimate reasons. We advertised as chain free because we could technically buy cash without selling, we were also prepared to move out if a buyer wanted to move quickly. But our buyer has moved so slowly (3 months not exchanged yet) that in that time we've found a house to buy and want to tie the timings together. That house would wipe out our savings if we paid cash so we are still cash buyers to our vendors but reliant on sale.
First-time buyers - hurrah!!! Congrats. All I'd say is expect the unexpected (this is our third purchase but the first time we've "fought" over fittings aka "washing-machine-gate" in our household lol! This is also the first time we've bought and sold at same time, fun fun fun getting a mutually convenient move date for 6 parties.
Katapolt I'm a control freak too I feel your pain. I'm also not working at the moment (we are relocating across the country) so I have WAY too much time to freak out
Cheerydaff oh poor after all that. Our timelines are pretty similar overall. We're just waiting on our buyer's lender decision due imminently. He's already had one rejection0 -
Sent our deposit to solicitors today nd they say there just waiting on mortgage company to say their happy with the jobs they wanted done by the solicitor0
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Hello, we're 2nd time buyers and it's all frustratingly slow.
Randomly, our next door neighbours are buying our house (cash buyers). We agreed to their offer early September and went house shopping!
23rd October we had an offer accepted on a house.
1st November we sent off all our paperwork to Leeds Building society.
9th November we heard our mortgage application is accepted subject to valuation but 1st date surveyor could do was 20th November. Unfortunately that doesn't suit our vendor so it's being done 27th November
We've had queries back on our sale, hoping it all goes through as neighbour is in Pakistan sorting out the money. (Think he's back 20th December).
Once the valuation is done solicitors will do searches and I'm really hoping we'll exchange before Xmas and then move the 1st week of January as I'm off work as it's school holidays. I'll let you know how I get on!!! We got the property info form from our vendor today....0 -
JoJo thanks for your reply! It’s good to see if from another’s perspective, there is no real rush for me to move I was hoping to be in before Christmas but I’m accepting the fact that I probably won’t now but that is ok! I think somewhere in the chain there’s an empty house but they are waiting to sell before they buy. Never thought it would be all so stressful!
Also, anyone every had a really stingy seller that is taking toilet roll holders? :rotfl: just me ?! 😂😂😂0 -
Blimey that's stingy! We've just had the what is included form and our vendor is being kind, it includes curtains, blinds, the shed and most white goods (we've got them anyway so will pass some good will along).0
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Hello - think next milestones are generally:
- all solicitor enquiries complete
- solicitor's report received
- contracts received
- contracts exchanged
- Completion!
Fingers crossed for you
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Welcome to the new folks! :hello: Fingers crossed some of us can get in for Christmas at least
Just updating my Spreadsheet of Blame :rotfl: :rotfl: I keep track of who is responsible for the lack of progress on any given day - whose court is the ball in? Current totals are:
Us: 27 days (mostly doing more viewings before accepting offer, and finding new house to buy)
Broker: 23 days
Lender: 41 days (can combine these two as I'm not always sure who was to blame...)
Solicitor: 12 days
Buyer: 20 days (we waited for them to sell their house - and now they're having to sell again)
Seller: 16 days (mostly solicitor not responding to things)
Our mortgage was the main huge delay so that's a combination of broker (putting us in for inappropriate mortgage) and lender having a three day turnaround on any piece of paper or phone call, even ones just correcting their own minor mistakes.
Solicitor is winning so far - just 12 days (all these totals include weekends) and he had to create a new title plan for the house :rotfl: Extra brownie points for him (I'm sure he would have caused more delay but it was masked by the mortgage...)
Buyer was doing brilliantly until they lost their buyer last week - now they're racking up more days and have overtaken the seller, and will soon overtake us...
:rotfl: :rotfl: :rotfl: All very silly, but it's keeping me amused through the endless waiting. I might send them all certificates at the end :rotfl:0 -
Nearly three weeks with nothing heard from solicitor. She's ignoring voicemails and e-mails. No idea where we're up to or if results of searches have been received back.
I've not heard anything from the Seller's EA - maybe I should contact him to see if he's aware of any hold up.
Any ideas on how to provoke her into giving me an update? Only thing I can think of would be speak to the supervising partner but I think I'd want to avoid this if I can.0 -
Cheery- you have made me laugh
I'm sorry to hear of the troubles some of you are having.over the past couple of weeks
Over the past couple of weeks our buyer has his mortgage offer, I've answered his solicitors enquiries, had not 1 but 2 damp & timber surveys done, which I think (&hope!) He is happy with. Our side our mortgage is agreed subject to valuation ( next Monday ) & searches are being done now. We have returned all paperwork to our solicitor. Does anyone know what else is left to be done after searches & hopefully our mortgage offer ?0
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