Get a grip !

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  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    Its a nice sunny warm afternoon here today, I have got some washing just finishing to hang out.

    I popped to Morissons today on the way home and was lucky that most of what I wanted was on offer

    savers curry noodles 20p a bag = 5 for £1
    tilda / uncle bens flavoured micro rice £1 a bag x 3
    (DS usually has plain basmati from aldi 49p but asked if he could have the occasional flavoured pack and as he pays for his own shopping and they were on offer I got a few bags)
    fajita seasoning on offer 50p a packet x 6 (cant seem to get this anywhere else S/Maria seasoning)
    V05 matt clay (for DS hair) on offer £3
    value Hairspray 70p x 3
    Yorkshire tea bags 50% extra free = 240 bags for £4 (they were £2 for 80 in co-op the other day)
    Loyds grossman sauce £1
    also got some mince and chicken

    total £21.37 = total grocery budget may £245.65 / £320

    My referral form for ENT came today and I tried to book online but there are NO appointments available :mad: I wondered if it was due to the cyber attack so I tried to book on the phone and same - no appointments - so I have had to leave my details and wait for them to phone me by 30th May :(

    So much for Choose & Book !!
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Well done on grocery shopping at good prices. Good luck with ENT appointment. Good luck I hope you get one soon.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    Thanks SW - fingers crossed.


    Well the SHTF at work today lots of moves and people not happy. My new manager is very nice and I've heard good reports, also the team all seem friendly so I'm hopeful.


    I went out to lunch after work with a friend and used my 2 for £10 at toby carvery. I had re-fillable coke so total cost £7.40. We went and sat in the lounge bar after we had eaten and just kept re-filling the coke glasses. Great value and food was lovely AND they had crackling :D my favourite :p


    Its been pouring with rain all day today. I did get some washing done yesterday and pottered in the garden for an hour before the rain started, so I am just going to relax for the rest of today.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    I've been out to lunch again today ! We went from work to the caf! nearby I had pork loin, roast potatoes and veg - yes another roast dinner :D - and a cup of tea, total £7.


    I have £3 left in my purse to pay for the diabetes conference next week and £78.01 left in the bank until payday, which includes food. I have enough petrol to get to work tomorrow and then I am off next week :j I just need to get a non-loss paintbrush from tool station and I am all set for decorating ;)
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Lunching out again.:D I am soooooo jealous! :oWell done you on having nice food though for such a good price.:beer:

    Well done on cash situation and the fact you have money in the bank. Well organised.

    So you are painting next week. I think the weather should be a lot nicer than this week which is good news. It is hard to do but soooo satisfying when it is done :j
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    No lunch out today boo !!
    Yesterdays was a bit last minute as the "last supper" for my current team. Busy day today but I am now on holiday :j

    Popped into Aldi on the way home and got some meat for DS for next week so I don't have to shop on Monday total £26.70. Car service plan direct debit still to come off £28.04 so

    Money remaining till payday £41.31.

    Just need some more meat, milk and veg before payday but should be enough money left and I can pop into aldi on the way back from the diabetes conference on Thursday.

    All household bills now paid and rewards this month £8.07.

    Its sunny and warm out today, lovely after all the rain but not to last as rain forecast later this afternoon. Hoping we will miss the showers tomorrow and its meant to be dry and warm on sunday yay !!
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Hurrah for the weekend.

    It was supposed to rain here but its been gorgeous!!!! Happy holiday.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    edited 20 May 2017 at 9:42AM
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    Awake early and the sun is shining :) Plans for today -
    - at least one load of washing.
    - wash down bathroom ceiling with anti-mould spray ready for painting later in the week
    - skim the weeds off the alleyway at the back of the house with my spade as they are all dead after being sprayed a few weeks ago. I will just manage to do a few a day over the course of the week off.

    I have checked online banking and paid my credit card in full which is a relief but the bills bank account / emergency fund is now empty

    Fence £355.53
    dentist £ 53.90
    vm line rental saver £196
    dishwasher replacement wheels £25.55
    house insurance £178.20
    boiler repairs and service £158

    I am glad I saved monthly over the last year for these bills but I now need to build up the savings pot again starting after payday as the account is empty which is worrying me, however I budget £100 a month for big bills (car/house insurance, line rental saver, car repairs / tax, house maintenance, clothes/hair).

    I need to buy a non-loss paintbrush from tool station £2.77 for decorating week from Monday. I also need some long-life AA batteries for my carbon monoxide detector which started chirping "low battery" yesterday and some blades for my hover mower £2.65 so I will do some online amaxon / bay of E shopping later today and try to resist looking at anything else !

    I will use my credit card, should only be about £10 total and pay it in full in June. I will also need to get my hair done in June so that's £40. So that's about £50 left to put into the bills account in June. Next big bill will be December car insurance (last year £193.60) so £50 in June and £100 a month from July the pot should be built up a bit more by then.

    I still have my long-term savings untouched (just over £500), my holiday money £200 and the birthday / Christmas account £50 a month is still looking healthy. So I will try not to worry about the bills account being empty just now. ;)
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Well done in planning ahead. My holiday savings are a bit rubbish at the moment as I keep raiding them. You are working really hard well done.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    Hi SW, I managed to get 2 loads of washing done and dried between really heavy downpours about 10am and 2pm. I cleaned the bathroom and wiped the ceiling with the anti mould stuff ready for painting later in the week. I had an afternoon nap :oand then skimmed off about a 1/3 of the weeds in the alleyway at the back of the house. Thankfully they came off really easily now they are dead and the ground is so soft with all the rain.


    I am really tired now so I am relaxing for the rest of the evening with my feet up. :D
    I just need to cook some dinner but it will be something I can just bung in the oven. :cool:
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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