PPI Reclaiming successes and failures
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Called MBNA today as the cut off date was today and iv'e had no letter and my claim has been UPHELD with a total of £2354.24 all it took was sending off for the t&c's and £1 and filling in the form and a little waiting............So pleased getting married next year so this will help towards the cost
Now just waiting on Lloyds for my mum and dads ones i have been helping them with hope they get good news too
congratulations colemole, so pleased for you:T:T
When did you submit your claim? Was it a CC or loan? xx0 -
this was for credit card it was middle of june i put the claim in they have been quick to reply and kept to all there dates etc just got to wait for cheque to come0
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Give me a R.. E... S... U... L...T...
Just got a letter through the post this morning from MBNA saying that they are upholding my complaint!
Total PPI premiums charged : £893.07
Interest associated with PPI : £498.55
8% interest : £920.89
Total to you : £2312.51
claims to date now reads:
Halifax loan £1200
MBNA Card :£2312
...EGG?...
Another win for the consumer!
Congratulations :T:Txx0 -
this was for credit card it was middle of june i put the claim in they have been quick to reply and kept to all there dates etc just got to wait for cheque to come
Brilliant!! :T:T I am just waiting...submitted middle of july and got a letter stating they will be in touch by 12th sept:eek: im dying off...the guy i have emailed seemed nice & said he was waiting for refund information so hope i get it :j:j happy spending & good luck with the wedding!! xx0 -
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sorryitsme wrote: »I have just found the details of my barclay business loan, I would be greatful if anyone could work out what I may be due back e.g Niggly:)
Loan start Jul 2007
Loan period 54 months
Loan amount £5000.00
Interest rate 18.98%
PPI upfront £794.74
Arrangement fee £200.00
Monthly loan payment including PPI £252
Loan less PPI monthly £184
Loan paid Apr 2008
I had a payment holiday of 6 months so only made 2 payments before clearing the loan.
Thanks in advance
PPI is £68 per month x 2 payments =£136
8% is £14.96
The single ppi will have carried a rebate on early settlement I don’t have the figure for this.
Whatever was given as a rebate will be taken of the £794.74 the difference is what is owed to you plus 8% simple0 -
Loan amount 12000
Term 60 months
APR 9.4%
Monthly payments 296.56
Total charge for credit for cash loan 2952.60
Insurance advance 2280.18
total charge for credit for insurance loan 560.82
Is a refund of 4060.86 Ok?
Kindly help with calculations!:j
Finish date/early settlement date
Thanks0 -
precious12 wrote: »may i ask you when did you put your claim in for your CC with lloyds and well done with all your successes
Hi, i started complaint in February,still waiting on loan ppi outcome though.0 -
Called MBNA today as the cut off date was today and iv'e had no letter and my claim has been UPHELD with a total of £2354.24 all it took was sending off for the t&c's and £1 and filling in the form and a little waiting............So pleased getting married next year so this will help towards the cost
Now just waiting on Lloyds for my mum and dads ones i have been helping them with hope they get good news too
Well done and Congratulations:T:beer::j
Good luck on your mum and dad's case as well.;)The one and only "Dizzy Di"0
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