Anyone want to join me? Awaiting Mortgage decision...
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We have had our htb authority to proceed today. So the full mortgage app is going in with Halifax
27/09. Aip approved
03/10. New build house reserved
4/10. Htb applied for through broker
5/10. Htb authority to proceed issued
5/10. Full app with Halifax gone in today0 -
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Still waiting spoke to HSBC last Tuesday told they had all documents and the the application had now been passed on to the approvals department and we would have a decision in 3-5 days. Vendor getting edgy as the surveys have not been done so contacted HSBC again on Thursday told that the application had not been passed across to the correct department but that they would do it then and then should be 3-5 days. AAAARGH ! Will call again tomorrow to check everything OK - no faith in customer services at the moment !0
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I have just spoken to my mortgage broker and he said that he has spoken to our mortgage provider and he said that the valuation looks OK and it's in front of the underwriter now. We are both extremely nervous but the broker said it will be ok. It has been going very smooth and I am waiting for the rejection as I have some adverse. I am trying to keep everything crossed.0
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Re-visiting this thread - secured my mortgage 2 years ago after an anxious 8 week wait with lots of to'ing and fro'ing.
Keep the faith - it'll all come good in the end.
Best of luck to those waiting - the people on here giving advice are wonderful to talk with about it.0 -
We have had our htb authority to proceed today. So the full mortgage app is going in with Halifax
27/09. Aip approved
03/10. New build house reserved
4/10. Htb applied for through broker
5/10. Htb authority to proceed issued
5/10. Full app with Halifax gone in today
Update - mortgage all approved subject to valuation :j:D
MA applied, uploaded docs (2 wage slips) called them & it is all approved0 -
Hi all, joining in this thread hopefully all will be plain sailing!
FTB using HTB.
Appointment with Mortgage Broker today (RSCNewHomes) and they say we've passed Halifax credit checks but going through paper work we're best suited to a Santander product. Going in to seek an AIP tomorrow with full application on Friday. Fingers crossed no unexpected bumps tomorrow!0 -
Hi here is my and partner timeline;
26/9 Help to buy passed
26/9 AIP passed
27/9 mortgage application submitted
3/10 valuation carried out
Now waiting for formal offer. Anyone else using principality as their lender?
Broker says we should hear something by tomorrow. We are buying a new build prop thou and are meant to be exchanging in 11 days!
Been told no issues with valuation.0 -
Update, I have just received my mortgage offer from aldermore, I am over the moon.0
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Congratulations Chrislee
:jFinally going to be a homeowner:T0
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