PPI Reclaiming successes and failures

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  • sunny8_2
    sunny8_2 Posts: 368 Forumite
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    colemole wrote: »
    Called MBNA today as the cut off date was today and iv'e had no letter and my claim has been UPHELD with a total of £2354.24 all it took was sending off for the t&c's and £1 and filling in the form and a little waiting............So pleased getting married next year so this will help towards the cost
    Now just waiting on Lloyds for my mum and dads ones i have been helping them with hope they get good news too

    congratulations colemole, so pleased for you:T:T
    When did you submit your claim? Was it a CC or loan? xx
  • colemole
    colemole Posts: 8 Forumite
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    this was for credit card it was middle of june i put the claim in they have been quick to reply and kept to all there dates etc just got to wait for cheque to come
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
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    tiesteelm wrote: »
    Give me a R.. E... S... U... L...T...
    Just got a letter through the post this morning from MBNA saying that they are upholding my complaint!

    Total PPI premiums charged : £893.07
    Interest associated with PPI : £498.55
    8% interest : £920.89
    Total to you : £2312.51

    claims to date now reads:
    Halifax loan £1200
    MBNA Card :£2312
    ...EGG?...

    Another win for the consumer!

    Congratulations :T:Txx
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
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    colemole wrote: »
    this was for credit card it was middle of june i put the claim in they have been quick to reply and kept to all there dates etc just got to wait for cheque to come

    Brilliant!! :T:T I am just waiting...submitted middle of july and got a letter stating they will be in touch by 12th sept:eek: im dying off...the guy i have emailed seemed nice & said he was waiting for refund information so hope i get it :j:j happy spending & good luck with the wedding!! xx
  • k77mss
    k77mss Posts: 101 Forumite
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    smitchy73 wrote: »
    This was done a couple of pages ago, I put them on last night for you.:D
    so sorry smitchy my heads up my backside don't know how i missed it! searched the fsa ppi policy statement and got them interesting reading thanxs anyway letter away so fingers crossed
  • Niggly_2
    Niggly_2 Posts: 325 Forumite
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    sorryitsme wrote: »
    I have just found the details of my barclay business loan, I would be greatful if anyone could work out what I may be due back e.g Niggly:)

    Loan start Jul 2007

    Loan period 54 months

    Loan amount £5000.00

    Interest rate 18.98%

    PPI upfront £794.74

    Arrangement fee £200.00

    Monthly loan payment including PPI £252

    Loan less PPI monthly £184

    Loan paid Apr 2008

    I had a payment holiday of 6 months so only made 2 payments before clearing the loan.

    Thanks in advance
    07/07 to 04/08
    PPI is £68 per month x 2 payments =£136
    8% is £14.96
    The single ppi will have carried a rebate on early settlement I don’t have the figure for this.
    Whatever was given as a rebate will be taken of the £794.74 the difference is what is owed to you plus 8% simple
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
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    DaveJH wrote: »
    Got my letter from MBNA this morning:

    PPI £1,645.50
    Interest £1,515.08
    8% £240.84

    Grand total of £3,401.41

    All I had to do was fill out the simple form on here and post it off. :money:

    Congratulations:T:T xx
  • Niggly_2
    Niggly_2 Posts: 325 Forumite
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    bhoqoN wrote: »
    Loan amount 12000
    Term 60 months
    APR 9.4%
    Monthly payments 296.56
    Total charge for credit for cash loan 2952.60
    Insurance advance 2280.18
    total charge for credit for insurance loan 560.82
    Is a refund of 4060.86 Ok?
    Kindly help with calculations!:j
    Start date?
    Finish date/early settlement date

    Thanks
  • weewen
    weewen Posts: 27 Forumite
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    precious12 wrote: »
    may i ask you when did you put your claim in for your CC with lloyds and well done with all your successes

    Hi, i started complaint in February,still waiting on loan ppi outcome though.
  • di3004
    di3004 Posts: 42,579 Forumite
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    colemole wrote: »
    Called MBNA today as the cut off date was today and iv'e had no letter and my claim has been UPHELD with a total of £2354.24 all it took was sending off for the t&c's and £1 and filling in the form and a little waiting............So pleased getting married next year so this will help towards the cost
    Now just waiting on Lloyds for my mum and dads ones i have been helping them with hope they get good news too


    Well done and Congratulations:T:beer::j
    Good luck on your mum and dad's case as well.;)
    The one and only "Dizzy Di" :D
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