Journey to Debt Freedom AGAIN & my wee 2018 hoose..............

[Deleted User] · 15 April 2014 at 2:00PM

Hey my lovelies,

Been here a couple of times before but this is the last I swear I promise I swear I promiseeeeeeeeeeeeeeeeee.

The highest my debt has been in recent years has been over £15k.

I was made redundant last year & managed to get rid of all of the debt but 3 months of unemployment & christmas kinda ruined the whole being debt free & I am back in a little bit of debt.

Its not a major amount but I really want to buy a house in the next 5 years so I have set myself a goal.

Debt at the beginning of 2014 was £3089.20 *** This went upto £5009.88!!!

I have managed to get this down & today it stands at £2539.20.

I know its not a massive amount cleared but its still something.

I want to be debt free completely by the end of this year so I have got a wee monthly amount from wages set aside so that this is gone by the end of 2014.

I am also saving a minimum of £315.00 per month so that I will have a deposit of £15,000.00 to buy a house in 2018

See all written down it seems easy peasy lemon squeezy but life sometimes has a habit of getting in the way of these things.

Also might aswell add in my final goal in life which is to lose 78lbs to get back to 10st 7lbs.

Already lost 5lbs so 73lbs to go - This might take me till 2018 aswell at the rate I am going :rotfl:

So anyway enough rambling.

Dxxx

[Deleted User] · 16 April 2014 at 12:58PM

So had to go to the Drs today as I found a lump on my boob!

Panic stations, He is going to refer to to the hospital so lord only knows how long that will take.

He said its likely nothing to worry about so trying to just forget about it until my appointment arrives.

On the weightloss front its all going well so far, what with the boob panic this morning I have only just sat down to something to eat & usually I would comfort eat but today I got a lovely tuna subway salad.

On the money front things are just the same although I was sure a subway salad was like £2.79 & got charged £4.29.

Anyhoo off for now need to get back to work.

Dxxx

in_need_of_direction · 16 April 2014 at 5:00PM

if he's really concerned,it'd be a phone call to get the next available appt so try not to worry too much

[Deleted User] · 16 April 2014 at 7:19PM

Yup was thinking the same, its probably a wee rogue blob of fat!

Just in from work, dinner on & time to chill.

Dxxx

Olivia-Louise_2 · 17 April 2014 at 3:56PM

Hope the appointment comes through soon to stop you worrying. I'm sure all is fine xx

*Following*

Daisychain1 · 17 April 2014 at 4:49PM

I found my debt twin! I'm off to subscribe

[Deleted User] · 17 April 2014 at 4:54PM

When will this day endddddddddddddddddddddd.

Off until Tuesday after today so excited!

Not doing much but at least I wont have to drag my a$$ into work.

So tired & drained speaking to people today. (call centre work)

Dxxx

cmcavon · 17 April 2014 at 9:02PM

Just thought I'd say hi, I'm also trying to lose weight alongside paying off debts! All going well at the min as I'm in the zone, trouble is it only takes one bad day to make me want to eat chocolate! I've been determined with the debts for a few months though.

Hope you get your appointment through soon x

[Deleted User] · 17 April 2014 at 9:19PM

I seem to be doin better with the diet at the moment than the debt!

I'm in the zone, so much so that not one bit of chocolate passes my lips today even though there was loads of it getting passed around the office.

I have willpower - yayyyyyyyyyyyyyyy

Dxxx

[Deleted User] · 20 April 2014 at 12:31PM

Lost another 1lb this week taking my total to 6lbs! Yayyyyyyyyyy only 72lbs more to go haha!

Just having a lazy Easter morning. had hot X buns for breakfast now gonna go shopping as DH wants to buy a body warmer - its roasting outside right now but I suppose we do live in Scotland so it will be winter next week LOL

Decided to also set myself a personal savings goal, no timescale around it but would love to tuck away £1000.00 just to have there as a buffer should I need access to money. Realistically it will take me a while to get this up to £1000.00 but there we go that is my new goal.

Hope you all have a lovely Easter.

Dxxx

killerpeaty · 20 April 2014 at 1:33PM

Hi Dolly! We met on another one of your threads, glad to see you still doing so well.

I'm sorry to hear that you're worried about the lump, I'm sure it'll be ok.

I will lurk and be your cheerleader.

Just remember that you can get much better interest on current accounts than on savings at the moment. http://www.theguardian.com/money/2014/apr/19/current-accounts-interest-on-savings

Journey to Debt Freedom AGAIN & my wee 2018 hoose..............

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