Making a move on debt

Work on house
Tuesday morning the soundbloc in the bedroom was finished.
The electrian then put the new sockets into the new soundbloc wall.
OH and I had just finished hoovering and mopping the floors when the painter called. He had just come to check the walls were ready for him to start work on the wednesday. 9am Wednesday morning the painters came and started the plastering over the seams of the gyproc that was used for the wall. They wanted to come back thursday to paint the walls but OH and I were due back to work that day and OH had a dentist appointment, friday we had to work for Co#2. Monday is a long day in work, we have to work for both Co#1 and 2, so the painters will be back on tuesday our less busy work day.

Money news
We had the bill for our house contents insurance which I paid straight away.
The mortgage payment came out.
I made a payment to the UK debts.


We had a bill for the electric and gas for the year. We had a DD set up for the monthly payments, but the payments weren't enough. I purposly set it up lower then the amount they wanted us to pay each month, as when you get in credit they send the money back to you and then up the DD as you would then be behind with them again. So the DD for the amount we now owe them will be coming out about the 11th of this month.


OH and I every year get a bonus from work, this year mine was more then OH's as he was on sick for 9 weeks last year. We have to call into the union office this week for them to process the payment and it takes a few days to get to our accounts.:) I just need to work out which debt is best fro me to pay with mine.

muppets wrote: »

To Do list

Sunday 6th dec - Sat 12th Dec



Washing load 1 DONE
Washing load 2 DONE
Washing load 3
Online shopping list DONE
Collect shopping DONE
Walk to Health fund and post dentist recepit DONE
Send work hrs co #1 DONE
Send work hrs co #2 DONE
Update work diary with hrs for work this month Co#1 (Waiting for info from work)
Update work diary with hrs for work this month Co#2 DONE
Write Christmas cards DONE
Post Christmas cards DONE
Walk to union (end of year bonus) DONE
Work out what UK debt to pay
Send money to the UK
Pay UK debt
Tidy house (after work has been finished)

Have done most of the things on the list, need to get the rest done in the next few days.

Last month we saved 76.10€ from the shopping budget. I have added this to the savings pot, this money will be used if another pot is short when the bills come it, hoping I don't have to use this pot of money too often.

Health fund bill for OH and I needs paying, will get that paid online in a min.
The electric and gas money has still not come out of the bank, this was due to come out on the 9th and was for the final bill for this year.

The soundbloc work has been completed and we are just waiting for the bill for that.

The tax bill for this year still hasn't been sorted out from their end, they had a problem with their online site and more then half the ppl who filled their taxes in online as still waiting for the final tax bill.

To Do list

Sunday 13 dec - Sat 19th Dec


Washing (Work washing) DONE
Go to Pet shop for cat food and litter
Top up shopping
Aldi
Update work diary with hrs for work this month Co#1 (Waiting for info from work)
Work out what UK debt to pay
Send money to the UK
Pay UK debt
Tidy house (after work has been finished)HALF DONE, Need to put clothes back in wardrobe
Pay Health fund bill DONE
Work out Debts target for 2016

This afternoon OH and I made use of our afternoon off, we went to the recycle park to drop off some old chip oil and an old laptop of OH's that would cost too much to try and fix.
We then quickly went to the bank to get me a new card reader as mine wasn't showing all the numbers to log into my account.
We then went off and did some topup shopping, I have told OH that if we need anything else now before Christmas then tough I won't go shopping again now.

I also seen that I have been charged for a free trial subscription on an audible site, that I had cancelled on their site, but another part of their site still had an open account for me, so that money should be on it's way back to me in 7-10 days.

I have also volunteered to run the Pay All Your Debts Off By Xmas 2016 thread. Since setting the thread up yesterday evening we have had 18 members join. :T