Anyone want to join me? Awaiting Mortgage decision...
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Gutted! Heard from broker yesterday afternoon that mortgage came back as a no. I didn't really understand the reason he was giving tbh but the broker said it's ridiculous and not good enough reason so apparently sent it to the business development manager of santander? Has anyone experienced this and what was the outcome? I barely slept last night through worry and no idea what to do if comes back as a no again
literally just want to cry! 0 -
Another update from me.
So far, full application submitted on Monday 4th and valuation instructed by Halifax straight away.
Tuesday 5th - spoke to EA so I could find out when the valuation had been booked for and she advised they had not yet heard from the surveyors.
Wed 6th - Rang Colleys this morning to ask when the valuation would be booked. They informed me they didn't have availability and had panelled the valuation out to Countrywide. Called Countrywide who confirmed they had received the request to value but informed me they didn't have availability until 23rd Sept and would be scheduling it for then!!! Called back Colleys and asked them to explain why they had panelled the valuation to a firm that didn't have availability??? Stayed on hold for 30mins whilst Colleys called around other firms to get a better availability date. Colleys have now passed to Connells to value who have confirmed they have availability for next week. Fingers crossed all goes to plan!0 -
Yippee I can actually join this thread!
Our timeline... (by the way we were not in a rush as renting and saving)
9/7 Went to visit house being renovated by cousin. Loved it.
4/8 Took husband along. Also a big fan.
29/8 House was valued by EA at £220,000, offered to us at £210,000.
31/8 Decided to go for it, looked at MSE mortgage comparison and sought advice from London and Country. Found a conveyancer.
5/9 AIP submitted and approved.
6/9 Lenders have taken application and valuation fee.
Now awaiting confirmed list of required documentation although L&C gave us a good idea what these would be so have started requesting statements from banks etc.
It's happening!!
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Yet Another Update!!!
Chased Connells and they agreed to do the survey tomorrow morning instead of next week!
Bricking it now that this will come back ok and we get a mortgage offer 😫😫😫😫0 -
Natwest update
11/8 Offer accepted
11/8 DIP put in
14/8 DIP approved
14/8 All docs sent to broker for full app
17/8 survey fee taken out
18/8 email received to say that a survey will be done 23/8
22/8 valuation moved to 30/8
6th September - MORTGAGE OFFER :j:j:j
Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.0 -
Natwest update
11/8 Offer accepted
11/8 DIP put in
14/8 DIP approved
14/8 All docs sent to broker for full app
17/8 survey fee taken out
18/8 email received to say that a survey will be done 23/8
22/8 valuation moved to 30/8
6th September - MORTGAGE OFFER :j:j:j
Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.
Great news, congratulations! Hopefully my Natwest one will follow soon0 -
Natwest update
11/8 Offer accepted
11/8 DIP put in
14/8 DIP approved
14/8 All docs sent to broker for full app
17/8 survey fee taken out
18/8 email received to say that a survey will be done 23/8
22/8 valuation moved to 30/8
6th September - MORTGAGE OFFER :j:j:j
Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.
Well done good luck with the rest of the process.Yet Another Update!!!
Chased Connells and they agreed to do the survey tomorrow morning instead of next week!
Bricking it now that this will come back ok and we get a mortgage offer 😫😫😫😫
That's good, should you not be excited to get the offer?0 -
We are waiting a Mortgage Decision and part way through the process
04/08/17 - AIP Done
06/08/17 - Plot Reserved
11/08/17 - Chat with advisor
17/08/17 - Got Application Form
21/08/17- Application Received and Scanned
23/08/17 - Passed 1st checks and passed to underwriter
25/08/17 - Surveyor booked for 4/9
04/09/17 - Surveyor Been
05/09/17 - BS received Survey0 -
spoke to mortgage broker this morning she said should have an update later today guess what no update gonna crack a few beers to chill seriously dong my head in0
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