misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,880 Forumite
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    A NSD for me :D. Not much else to report, work was good although didn't get nearly as much done as I'd hoped. Spent some time this evening reading up and making notes for the next assignment for the qualification I'm doing, will start writing it tomorrow evening.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Well done on 10k run!!! and glad you had a nice weekend :) well deserved xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    Well done on 10k run!!! and glad you had a nice weekend :) well deserved xx

    Thanks monz.

    A NSD yesterday. Today I've spent £27.32 on food, OH decided that he wanted to come with me so spent more than I would usually and we also got some seeds and things for the garden - £20.76 spent on those. I also spent £18 on travel tickets for next month so it feels like it has been a spendy day. I've had to borrow money from the electricity bill fund and will replace it when I get paid on Friday.

    My payslip should be through tomorrow or Friday for monthly pay and I'm kinda dreading it as I think I did 1 overtime shift in March so May might be quite a tight month again. However, I've picked up 2 shifts with 2nd job next week so that will ease the pressure a bit.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    A later start today as I had the doctors this morning so just wandering towards work now :). Meeting some friends for tea tonight, haven't seen a few of them for a couple of months so really looking forward to it.

    Made a £3.73 payment to the debt this morning :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Have a good night tonight :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    i'm loving how you creep ever closer to the 100%
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    Have a good night tonight :) xx

    Thanks monz, I had a lovely time. One of the girls found a voucher online so was £15 for a 2 course meal and a drink :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    in_need_of_direction wrote: »
    i'm loving how you creep ever closer to the 100%

    I am slowly but surely inching my way there INOD, won't be long now :D

    I now have 2 days off. Got the boiler man coming round tomorrow, I asked for AM visit so hopefully he'll be round early. My plan is to plant some of the seeds we got yesterday while I'm waiting. Will also catch up on boring household chores then I'm popping round to see a friend in the afternoon. Saturday will be taken up by the run, we leave at 11am and don't imagine I'll be back until about 6pm.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    edited 22 April 2017 at 8:53PM
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    Boring household chores have been done, just the ironing to catch up on later and the boiler has been checked. I didn't go out to the garden as it was drizzly and miserable this morning, although of course now it's brightened up.

    Got paid from 2nd job today and after repaying the various bits I'd borrowed, I have a grand total of £13.23 in my bank account and £7 in my purse.

    I'll need to pop to the supermarket today as I hadn't realised how low we were on coffee, there's not enough left for a full cup in the morning and me without coffee is not a pretty sight :rotfl:
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    The £7 in my purse is now gone - got coffee, milk and toilet rolls yesterday. Today has been a NSD :)

    Did the run today and very pleased with my time. Weather was variable and it was pretty cold but had a good day out.

    Spending the evening relaxing then back to work tomorrow.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
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