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02-12-2012, 9:23 AM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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A little late for my morning update .... Sunday "off MSE curfew" now moved to 9.30
My glass of wine turned into three so I had a little trouble getting going today  Need to get a couple of bits today at Mr T that I forgot yesterday. I started using S*re Maximum Protection Deodorant about 6 months ago and it's brilliant !! But because it's £5 I switched to a cheaper one .... That's rubbish (false economy) just found a £1.50 off voucher that expires today so I will go and get the S*re one today
Put £1.80 in my 20p coin pot and 1 x £2 in my sealed pot (this is for my Christmas fund next year  Also found my recent pay slip and after checking it properly , my employer loan stands @ £900 now !!!! Must have not checked properly before  so by end Dec it will be £800 - finished in end Aug !!!! I will then leave the deductions still coming out as a saving scheme - as I haven't missed it until now ?
Right , tea & toast then on with the day - lots to do and by the time I come on later , I want a tidy , hoovered house , beds changed , washing done & put away and bank checked and spending diary filled in for today ..... I MUST DO THIS !!!!!
Coco x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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02-12-2012, 12:46 PM
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MoneySaving Stalwart 
Join Date: Mar 2012
Posts: 615
Thanked 858 Times in 317 Posts
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ah, nice start to the day,the loan news and savings i mean,not the hangover!
enjoy the rest of the weekend
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02-12-2012, 1:47 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Arrrgggghhhhh !!!! That is the last time I pop out to the shops looking dog rough ..... Jogs, no make up , pony tail & I run smack bang into the only hot guy in a 50 mile radius !!!! He gave me a lively smile & "how's it going?" ... I was mortified !!!!!
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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03-12-2012, 8:13 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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 oh my word !!! I found an old thread yesterday "confessions of a very tired old styler" basically, an Anti Fly Lady thread .... I can't remember last time I laughed that much !!!! Hilarious
Nothing exciting to report really - only spend was .50p on a packet of quavers  Got all my jobs done yesterday so not too much to do tonight. Managing to keep on top of the washing without using TD (haven't used it for months really
Stupid busy at work again - 13 more early get ups
Coco x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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03-12-2012, 8:34 PM
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MoneySaving Stalwart 
Join Date: Jun 2011
Posts: 522
Thanked 2,017 Times in 447 Posts
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oooh pop a link up, i could do with a laugh
Vouchers claimed in 2013 - £20
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03-12-2012, 8:43 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Hi 
How do I post a link ? But , am on my phone tonight so may have to wait till I get to PC ... I can give it a go though if someone tells me how ? x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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03-12-2012, 8:50 PM
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MoneySaving Stalwart 
Join Date: Jun 2011
Posts: 522
Thanked 2,017 Times in 447 Posts
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Quote:
Originally Posted by Coco114
Hi 
How do I post a link ? But , am on my phone tonight so may have to wait till I get to PC ... I can give it a go though if someone tells me how ? x
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I found it   Loved it, thanks very much for mentioning it  So reassuring to know im not alone!! LOL
x
Vouchers claimed in 2013 - £20
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03-12-2012, 9:55 PM
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Serious MoneySaving Fan 
Join Date: May 2012
Location: From another planet
Posts: 1,704
Thanked 2,227 Times in 949 Posts
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I still can't find that one Coco  Post a linky poo up
LBM~MAY '12 £20,308~~~~~CURRENT £12,715 ~ ~
37.4% PAID ~~~~~DFD~NOV 2014
"Always borrow money from a pessimist, he doesnt expect to be paid back"
LONG HAUL SUPPORTER #311
DOING IT THE HARD WAY £1 AT A TIME.......
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04-12-2012, 6:26 AM
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MoneySaving Stalwart 
Join Date: Aug 2011
Posts: 432
Thanked 787 Times in 348 Posts
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Morning Coco - Hope all is well! Will be off to read that diary later..just wanted to say hi XX
2012 The year I started dealing with my debts.
CC1109.45/6930.19:CC1696.63/16185.16.CC2500/2700:CC£0/500:CC£39.00/1469.34:CC£150.77/5951.54
TOTAL[STRIKE]£56,824.50,£40,595,£35,408.15
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04-12-2012, 10:29 AM
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MoneySaving Stalwart 
Join Date: Mar 2012
Posts: 615
Thanked 858 Times in 317 Posts
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morning coco,
hope you made a note of the time of day hot bloke was shopping----just so to improve the chance of bumping into him again!!  
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04-12-2012, 9:12 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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04-12-2012, 9:17 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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I think I have managed to post the link as above !! Very very funny ..... There are bits of all of us within these confessions
Hi A - ran into hot man at about lunchtime .... Time duly noted .....
NSD , 0.40 p in 20p pot & 2 surveys.
12 more early get ups ......
Coco x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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05-12-2012, 9:24 PM
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MoneySaving Convert 
Join Date: Jan 2010
Location: Sheffield
Posts: 164
Thanked 185 Times in 91 Posts
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Well, it's taken me the best part of 24 hours, but I have finally finished your story lol
I have to say well done coco, I've followed your story through and I'm so glad you have *hopefully* come out the other side intact.
I found your story incredibly inspiring, and I'm now off to subscribe :-) xx
SPC#1829
"Choose your friends by their character and your socks by their colour, choosing your socks by their character would make no sense and choosing your friends by their colour would be unthinkable":
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05-12-2012, 10:36 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Hi Honey
Bless you , thanks for your lovely post 
I kind of feel like I have lost my MSE Mojo a little of late .... I am sooooooo tired now , I am counting the days to the Christmas Break - 11 more early get ups
But, I will be back with a vengeance for 2013 - I have a lot I want to achieve and a lot of debt to clear next year, above all I want out of this house - and I am absolutely determined to do it
Thanks again - nice to have you on board 
Coco x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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06-12-2012, 6:07 AM
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MoneySaving Stalwart 
Join Date: Aug 2011
Posts: 432
Thanked 787 Times in 348 Posts
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Morning Coco - Happy Thursday... Hope all is well? So this is 10 more early get ups for you  i am sooo jealous..on day 11 as you wake up later and chill in bed with a cuppa, think of us all freezing de-icing the car/sitting on the motorway or listen to our boss panic as he realises we only have said number of days to hit our numbers...  Or failing that feel very smug and think mmm cant be bothered today...thats what I would do..
Anyway you must let us know when operation " hottie" will happen..I am sure you will need some type of grocery by then..lol.
Catch Up soon xx
2012 The year I started dealing with my debts.
CC1109.45/6930.19:CC1696.63/16185.16.CC2500/2700:CC£0/500:CC£39.00/1469.34:CC£150.77/5951.54
TOTAL[STRIKE]£56,824.50,£40,595,£35,408.15
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07-12-2012, 6:17 AM
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MoneySaving Stalwart 
Join Date: Aug 2011
Posts: 432
Thanked 787 Times in 348 Posts
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Happy friday - it is finally here ... the weekend ....woohooo XX
2012 The year I started dealing with my debts.
CC1109.45/6930.19:CC1696.63/16185.16.CC2500/2700:CC£0/500:CC£39.00/1469.34:CC£150.77/5951.54
TOTAL[STRIKE]£56,824.50,£40,595,£35,408.15
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07-12-2012, 10:32 AM
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Serious MoneySaving Fan 
Join Date: Dec 2011
Location: Toad Hall
Posts: 1,033
Thanked 1,652 Times in 587 Posts
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Yes, its Friday again. I have no idea how the weeks pass so quickly.
I'm looking forward to a beer with friends tonight.
At least this week I've been at home all week, the first time for quite a while that I haven't been away for all or most of the week.
Visiting the great metrollops is fine once in a while but it's good to be home.
I used to have a sig - but irony was not allowed
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07-12-2012, 8:43 PM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Happy Friday  
9 More Early get ups !!!!!  not that I am counting
A small household disaster earlier .... Nothing major but my budget blasted by another £100 I wasn't expecting. I need a plan , maybe a 2nd job , maybe eBay queen , maybe I can blag a pay rise ... Will give it some thought.
Nothing much else to report today, too busy at work for lunch break and I bypassed Mr T on the way home so a NSD by default and a random dinner of "what's left in the fridge". Going to have a glass of Friday wine and get to bed earlyish and think about money tomorrow.
Coco x
Ps nice surprise - when I got home tonight the house was in darkness .... When I went into sitting room the boys had got the tree down and decorated !! It looks really pretty  Bless them
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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07-12-2012, 9:07 PM
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Serious MoneySaving Fan 
Join Date: May 2012
Location: From another planet
Posts: 1,704
Thanked 2,227 Times in 949 Posts
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 Coco,  on the 9 early mornings left
Ah bless  about the tree.
Glad you're doing well.
xxxxx
LBM~MAY '12 £20,308~~~~~CURRENT £12,715 ~ ~
37.4% PAID ~~~~~DFD~NOV 2014
"Always borrow money from a pessimist, he doesnt expect to be paid back"
LONG HAUL SUPPORTER #311
DOING IT THE HARD WAY £1 AT A TIME.......
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08-12-2012, 9:16 AM
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MoneySaving Stalwart 
Join Date: Feb 2012
Posts: 680
Thanked 2,704 Times in 663 Posts
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Ah thanks Sista  9 ..... To......go
Secretly , I am just waiting for the new year now - fresh starts and all that ! Yes bless them on the tree ...... I much prefer sitting room by Christmas tree lights as you can't see the untidiness and grubby carpet as much  by nature , I have definate OCD tendencies .... I just don't have the energy for it though !
It's a beautiful day here - icy cold & sparkly
Need to go to dreaded Mr T later - and we have a small sleepover tonight - I need to learn to say "no".... Still as long as they don't keep me up all night with the noise I don't really mind.
May make a start on sorting/shredding the paperwork sat on my kitchen worktop tonight. I have to start somewhere I suppose !
Coco x
Employer Loan (Deducted @ Source) £1100/£300
Nov Challenge ** Stop Procrastinating & do it !!***
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