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Easy free £10 for Egg customers, fiddly free £10 for everyone else
What's this all about.
If Egg credit card or savings customers (but not those who only hold ISAs) use its 'Money Manager' tool for the first time before the end of July, it'll pay them £10. As this involves doing virtually nothing, it's an easy free tenner. Yet even if you don't have any Egg products already, you couls simply open up a savings account with £1 and then grab the free cash.
It's a little piece of software that allows you to monitor all your accounts in one place; allowing you to see what you owe on all your cards, or have in all your savings and bank accounts in one place. It's actually quite useful, but even if you're not interested, it's still easy to grab the tenner. To qualify to get the free £10 all you need do is download the Egg Money Manager and add a non-Egg account to it; then after a few weeks it'll be credited to your account.
Egg customers: £10 even if you don't want the Money Manager
The terms state that you only actually need add one non-Egg account to get the tenner - so just do that. This could be an old defunct credit card that you no longer use. Then once you've got the £10, just delete the account you've added, with the cash now in your pocket.
The offer specifically states it closes on the 31 July 2007, but its been on before and has been extended many times, so its possible it will be open longer than that.
How can non-Egg customers get the tenner?
Quite simply you need to become an Egg customer. The main products are either the Egg Savings account which can be opened with just £1 or the Egg Money credit card which gives a decent cashback rate (see Best Cashback Cards article).
The savings account is probably the quickest to set up, and you could just pop £1 in there. Then once it's running use the Money Manager and get your tenner so you'll have £11 in the account. There is a slight chance you won't get everything done before the month end - but even if that happens - Egg very commonly runs this promotion so you'll be able to access it then.
So why does Egg offer this?
There are two main reasons (though of course this assumes you use it properly, not the short cut version).
It captures Egg customers. Users of this service are now much more likely to return to the Egg site more often. Thus it can communicate with you, you see its adverts and its promotions and it hopes to gain business.
It knows your products. Now it knows what you've got, it can try and offer you 'its own versions' at a better rate. Most good MoneySavers will be beating these anyway so this isn't an issue. And it can't delve into your accounts to analyse your use, it simply looks bluntly at the products you have to see if they can be beaten.
Martin
PS. This is a new version of a very old thread for previous incarnations of the deal. I wanted to start a new one as some details have changes - thanks to the bionicwoman for spotting it way back when. You can see the old thread here which goes into various people views of the security issue pros and cons.
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
£10 Egg Money Manager reward is available to Egg Card customers who have activated their Egg Card, Egg Money customers who have activated their Egg Money card and Egg Savings customers (excluding Egg Cash ISA customers unless they also have an Egg Savings Account, Egg Card or Egg Money card).
When I click to apply for an Egg Savings Account I receive this message: 'Internet Explorer cannot display the webpage'.
I have run all the checks etc. for this and find no solution.
Any help, please?
because the bank whose accounts you add can use your disclosure of your account details to a third party (Egg) as a reason not to reimburse if someone subsequently manages to take money out your account. That is what Royal Bank of Scotland told me when I asked them.
The Following 2 Users Say Thank You to JMaples For This Useful Post:Show me >>
I use some software to change the rendering engine within Firefox to IE - works fine then
I think it is called 'IE Tab' - have a look on the extensions page for Firefox
You can also set the properties that whenever it opens egg.com it automatically shows in IE.
because the bank whose accounts you add can use your disclosure of your account details to a third party (Egg) as a reason not to reimburse if someone subsequently manages to take money out your account. That is what Royal Bank of Scotland told me when I asked them.
RBS arn't being particularly straight with you then. Your login details are stored on YOUR computer, and the bank account details or transactions are not sent to Egg at all. You can prove this by going to a new PC and logging onto Egg. You would have to set it all up again. All egg would know is you usually use EMM, and it should have (for example) 2 HSBC accounts and a Credit card elsewhere. It will then make you enter the security details again which are encrypted and stored on that PC.
The Following User Says Thank You to mbhatton For This Useful Post:Show me >>
[quote=GentleGiant;5771675]I use some software to change the rendering engine within Firefox to IE - works fine then
I think it is called 'IE Tab' - have a look on the extensions page for Firefox
You can also set the properties that whenever it opens egg.com it automatically shows in IE.
Thanks for the info about IE Tab - works well, cheers.
Could you tell me exactly how to go about setting the properties so that it switches to IE automatically - Thanks a million
because the bank whose accounts you add can use your disclosure of your account details to a third party (Egg) as a reason not to reimburse if someone subsequently manages to take money out your account. That is what Royal Bank of Scotland told me when I asked them.
Could you tell me exactly how to go about setting the properties so that it switches to IE automatically
http://addons.mozilla.org/en-US/firefox/addon/1419
Just point your mouse at the IE toolbar button and right click whenever you are on a webpage or site that you want to view in IE by default and click 'Add' on the box which appears. You will see that the current page/website is now in a list of sites to be opened auomatically in IE tab.
.....under construction....
Last edited by Milarky; 18-07-2007 at 9:54 AM..
The Following User Says Thank You to Milarky For This Useful Post:Show me >>
I have used Egg Money Manager for years and really like it. I have all my credit cards on it, mortgage and bank accounts plus Paypal. So nice only to have to log in once to see everything.
The Following User Says Thank You to TallGirl For This Useful Post:Show me >>
This is an exclusion from my bank's (Barclays) Online Banking Guarantee:
"The loss was not caused by your use of an account aggregation service (ie a service provided by another company that allows you to view all of your bank details on a single website)."
So basically, if something happens, and the information you put into Egg's service gets out (whether its Egg's fault or not) then you're on your own.
Please also remember folks, for those who might not understand the technology, that this is an ActiveX control, not a web page - it is effectively a program you have downloaded and installed on your computer which does this function, rather than an online service.
I guess you have to weigh up whether £10 is worth the risk - personally I wouldn't let Internet Explorer anywhere near my online banking, but then again, I may be particularly paranoid about these things.
The Following User Says Thank You to ericthecat For This Useful Post:Show me >>
(Of course, I've just noticed the other thread that all that as been gone over ad-infinitum - but people, please do read that and be aware of the consequences)
I already have the money manager in place (got a free tenner the first time they rolled it out) - will i get another ten pounds this time if i add my new current account before 31st July?
I just registered for this and added my Lloyds TSB accounts in about two minutes: I use standard IE6 on Windows XP Home and a 2MB broadband connection. It's one of the easiest £10 I've ever received! And the Manager itself appears to work really niftily: I could click through to Lloyds with instant login, and the familiar site opens in a new window, apparently with all functionality working: cool.
It will take some adjustment though to find a reason for using this Money Manager. It's not intuitive to log into a credit card website to see one's overall banking details, and how often, practically, does one really need to be able to see all one's accounts in a single place?
Security issues: I've a web programming background and I have no more faith in Firefox from this point-of-view than I have in IE.
I've been using the Egg Money manager for a few years and I really like being able to see all my accounts at the same time.
Its worth noting on a security point that the information used to access the 3rd party account is not stored with Egg at all, its stored on your pc within the ActiveX password vault program you download from Egg.
This means that if you or someone else logs into your Egg account from another pc then they will see that you've added accounts, but it will not show thier balances or allow them to log in to the accounts.
You can of course use this on more than 1 pc, but you have to reenter the details of each account on each one.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps. Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
Easy free £10 for Egg customers, fiddly free £10 for everyone else
Firefox
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