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Snaggles's Debt Diary - Car Loan Challenge
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Snaggles
Posts: 19,503 Forumite
Hello again! :wave:
As I'm no longer 'having' a DFW baby (she arrived on 9th May 2007), I thought it was time to leave my old thread behind and start the final push towards becoming debt free.
We have one debt left - a car loan with approximately £4500 outstanding. I want to make sure this is cleared by the end of 2008.
Part of this will hopefully be paid off from a sharesave that is due to mature in August 2008, but I need to raise at least £1500 before then.
Doesn't sound that difficult, but I'm on maternity leave until January and Stu has just been made redundant. :eek:
So my plan is:
- Save money each month by sticking religiously to our budget
- Meal plan and cook from scratch (Old Style boards here I come!)
- Find ways of making little bits of extra cash where possible
- Try and reduce our monthly outgoings
- Enter competitions
- Ebay Ebay Ebay
- Anything else I think of as I go along
I will no doubt need the occasional kick up the bum to keep me on track, so don't mince your words guys - if you think I'm wasting money, or making bad decisions (hellooo new hard drive/dvd recorder :rolleyes: ), please say so, I wont be offended..:p
Let's get debt-busting!!! :T :T
As I'm no longer 'having' a DFW baby (she arrived on 9th May 2007), I thought it was time to leave my old thread behind and start the final push towards becoming debt free.
We have one debt left - a car loan with approximately £4500 outstanding. I want to make sure this is cleared by the end of 2008.
Part of this will hopefully be paid off from a sharesave that is due to mature in August 2008, but I need to raise at least £1500 before then.
Doesn't sound that difficult, but I'm on maternity leave until January and Stu has just been made redundant. :eek:
So my plan is:
- Save money each month by sticking religiously to our budget
- Meal plan and cook from scratch (Old Style boards here I come!)
- Find ways of making little bits of extra cash where possible
- Try and reduce our monthly outgoings
- Enter competitions
- Ebay Ebay Ebay
- Anything else I think of as I go along
I will no doubt need the occasional kick up the bum to keep me on track, so don't mince your words guys - if you think I'm wasting money, or making bad decisions (hellooo new hard drive/dvd recorder :rolleyes: ), please say so, I wont be offended..:p
Let's get debt-busting!!! :T :T
"I wasn't wrong, I just wasn't right enough."
:smileyhea
9780007258925
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Comments
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hi snaggles... nice to see you have a new thread... and as for the kick when you ned it 
:rotfl: good luck... you are sure to have that clear quicker than you think 
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Hi Snaggles, hi PAP; how exciting, to have one debt to clear. But absolutely, do not buy a new hard drive, or a DVD recorder! Love PAP's emoticons - I couldn't possibly also give you a kick when you've got that going on! So its a ra-ra-ra from me::T :money: :T2023: the year I get to buy a car0
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Unfortunately the deed is already done (it's a dvd recorder with a hard drive), hence the reason I need a diary thread - to stop this sort of thing happening in future!! :rolleyes:But absolutely, do not buy a new hard drive, or a DVD recorder!
It does look ever so pretty in my TV cabinet though...
"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Unfortunately the deed is already done (it's a dvd recorder with a hard drive), hence the reason I need a diary thread - to stop this sort of thing happening in future!! :rolleyes:
It does look ever so pretty in my TV cabinet though...
Oh!! :rotfl: Thats really funny, still giggling here..... I see why you've started the thread!2023: the year I get to buy a car0 -
Hey Snaggles,
Nice new thread-can we still talk kids though too?
Bunny xEmpty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Of course!! I promise I will try to keep the thread vaguely on topic, but you know what I'm like....it'll be boobs and baby poo before the end of the week! :rotfl:Bunnyinthelights wrote: »Hey Snaggles,
Nice new thread-can we still talk kids though too?
Bunny x"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Good Luck Snaggles I will watching your thread with interest.I am full of joy, abundance, wealth and love.I am a money magnet. Money comes easily and frequently.Canada excursion fund £1243/2500£10000 from £100 challenge £0/£10,0000
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Hey snaggles, so we're going with the car loan thread instead of my suggestion? It's good to see your new diary, there were quite a few people having panic attacks last night at the thought of the old one going.
All is good in DFW again... phew.:A
:A"Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein0 -
Lovely to see you sorted your new diary snaggles :T
Good luck with the car loan.0 -
snaggles a little off topic but ~ http://forums.moneysavingexpert.com/showthread.html?t=5026240
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