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Update Note 12 July 07: This was in the weekly e-mail last week and according to the feedback (read it below) almost everyone has got their points. If you haven't done it yet, give it a go.
What's the deal?
Tesco is offering 500 clubcard deals (worth £20 in Tesco deals vouchers) if you call it up and ask for a car insurance quote. That's it, you don't actually have to get a policy, just a quote and the points should be credited to your November Clubcard statement.
The Details
This offer comes from Tesco's leaflet circulating in most Tesco stores. Have a look for it by the tills or ask at customer services.
Any potential problems?
Some people have been told their car insurance must be up for renewal in the next 30 days to get a quote - but many haven't - that's the luck of the draw. Also while the leaflet says this deal will close on July 17th if 1.3 million MoneySavers who get the weekly e-mail go for it - it may well close more quickly! Plus of course if everyone calls the phone lines may be swamped (yet this is on till mid-july so you could do it at the weekend).
Read people's experience in the thread below to see how its going.
How are 500 points worth £20?
You need to follow the golden MoneySaving rule.... never, ever, ever, ever redeem your Tesco points instore. Do that and 500 points are worth just a £5 discount off your shopping.
Instead convert them to Tesco Deals vouchers and they're worth four times that amount. These vouchers can be used on days out, breakdown cover, gifts, magazine subscriptions and much more.
For more full details and info on how to boost your points stash read the Loyalty Schemes article.
What to do
Call 0845 301 0771 (3p/min from BT) between 8am-9pm Monday to Friday, 9am-5pm Saturday and 10am-5pm Sunday. It's likely when the weekly email is sent out though, this will get really busy
(You can try this cheaper geographic number from SayNoTo0870: 0113 390 4000, but Tesco might not allow this).
Is it worth getting Tesco car insurance?
Maybe yes, maybe no. There's never one single cheapest provider if you are getting car insurance. So the simple answer is don't get the Tesco insurance without first following through the Cheapest Car Insurance article to find the cheapest quote that way.
Tesco's Terms and Conditions
Offer is available to new customers only.
Points will appear on or before your November clubcard statement.
The clubcard must be in your name.
Quotes must be completed over the phone.
Martin
Thanks to the original poster
This discussion was originally started by Crabman but I have started this so that I can put an official, fully researched MoneySavingExpert.com explanation at the top. Thank you Crabman for the top spot.
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Can i phone without the leaflet as i dont live close to any tescos ?
Is there a code to get the points oe anything specific i need other than the phone number you have inserted to get this offer ?
regards
crystal
£2.00 savings club =£2.00
The Following User Says Thank You to crystal clear For This Useful Post:Show me >>
Called last night and said insurance was due in August. They said too busy to do quote but will give me the 500 points anyway! Took no more that 5 mins for the call.
The Following 2 Users Say Thank You to jungliemac For This Useful Post:Show me >>
Just phoned and mentioned the offer, but as my insurance doesn't expire till September agent said they are still honouring the 500 points for callers, but are ony quoting for Insurance required in July, due to the high call volume they were receiving this morning.
Called last night and said insurance was due in August. They said too busy to do quote but will give me the 500 points anyway! Took no more that 5 mins for the call.
Just finished my call .
I explained I had the leaflet and wanted 500 points with a quote - they asked if my insurance was up for renewal - I said 'yes' - they asked if the quote was in my name 'yes'....
....guy put me on hold - and came back with the option of the points without a quote!
Lovely jubbly.
As it was an '0845' number made the call with my Tesco Internet phone 'bought' on R&R.....those were the days!
just called for a quote and although they recognised i had a policy a few years back, they didnt ask for my clubcard number. should this go through just from confirming your details?
just called for a quote and although they recognised i had a policy a few years back, they didnt ask for my clubcard number. should this go through just from confirming your details?
minibloke
My chap confirmed my name, postcode and clubcard number - told me he was getting my details - then confirmed that he'd 'just added the points'.
Phoned this morning they are very busy already (i wonder why )
Said i wanted to change my provider got a quote £120 more than i'm paying now
But got the points aswell
Dept free with savings (At last)
comp wins
Catherine Townsend book, DVD, Gel pen, 5* holiday to Dubai
Phoned for this when it was first posted - then was told as insurance due date more than a month away could not be given a quote. This time chap put me on hold for a bit (but kept coming back to say was just putting me on hold for a moment) and then said that although due date too far away for a quote could have the points anyway and took my name, post code and card number.
THAT WORKS FINE I DIDN'T NEED THE LEAFLET BUT SAID I HAD PICKED ONE UP. THE CAR I USED WAS ONE CURRENTLY UNDER SORN ON LAID UP INSURANCE SO NO PROBS THERE. DIDN'T NEED TO GIVE CLUBCARD NUMBER THAY SAID IT WAS ALL OFF THE DATA BASE SO ASKED FOR WRITTEN QUOTE JUST TO ENSHURE THAT I CAN COMPLAIN IF THE POINTS DON'T SHOW UP THANKS TO ORIGIONAL POSTER
Word of warning - I queued for 15 mins just now and the number is dedicated for this offer. I am buying a new car in August so said I wanted a quote for that. I never mentioned the points - he said they could not quote until I have the car but he would give me the points anyway. He said that alot of people have been ringing up with fictitious details to get the points and they were being strict about giving them out.
just called for a quote and although they recognised i had a policy a few years back, they didnt ask for my clubcard number. should this go through just from confirming your details?
minibloke
SUGESTED TO ME THAT THEY ONLY NEEDED YOUR NAME AND ADDRESS AS THAY HAVE ALL THE DETAILS ON THEIR DATA BASE
Queued for 17 mins to be told quote only valid for 30 days. Explained that I didn't realise and called because of the points offer. Put me on hold, came back took my name and postcode and then confirmed clubcard number (she had it). Said points would be added onto November statement.
Just phoned using 0113 number helpful lady put me through. Nice bloke said as insurance not due till Jan he;d give me points anyway. Took C/C number and said they'd be in November statement.
Maybe yes, maybe no. There's never one single cheapest provider if you are getting car insurance. So the simple answer is don't get the Tesco insurance without first following through the Cheapest Car Insurance article to find the cheapest quote that way.
Many insurance companies charge a fee for any amendments.
Before going with any company ask what the fee is.
I used to be with the AA. I cant remember what the fee was exactly but I do remember it was extortionate.
Last year I got a much better quote from Saga and their amendment fee is far more reasonable.
If you are likely to change cars during the insured perid
make alterations to the car,
change address
It would be wise to calculate the amendment fees into the quote.
I think insurance companies should make their amendment fees more visible
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