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Tesco Credit Card

Anyone claiming against these? Had a look thru the pages & couldnt see a thread for it.

I'm only claiming back £79 & they have written back after my first letter saying how charges were applied in line with T&C's blah blah..

Just wondered if anyone knew where to send the next letter? Is it the address on their last letter?

Thanks
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Comments

  • Ok, well sent the next letter & they havent responded so am just about to complete the online claim form. Does anyone know what address to put on there? I've just got a customer care team, po box address. have googled it & no joy.

    Find it hard to believe no one on here is claiming against them!!
  • Tesco Visa Card
    Milton Keynes
    MK77 1TQ

    and

    PO Box 5747
    Southend-on-Sea

    <!-- / message --> (this is the address for all RBS cc cards) <!-- sig -->
  • kazzadj
    kazzadj Posts: 51 Forumite
    Thanks for your reply.. which address do i use on the court claim, any idea?

    Thanks again.
  • crysta1010
    crysta1010 Posts: 123 Forumite
    I am claiming back £300 from Tesco personal finance. Have just received a letter saying that they won't pay me anything because when I signed for the card I was agreeing to their terms etc.

    Has anyone else had trouble with these. I don't know whether to send off my letter stating court action.:mad:
  • standard fob off letter... just follow the process and issue your court claim, an unlawful charge is an unlawful charge...

    MAD
    Halifax ~ Done and dusted
    A+L ~ Done and dusted
    Nat West ~ Doing and will be dusted
    Halifax Pre 2000 Claim ~ to be done
    Nat West Pre 2000 Claim ~ to be done
  • I'm doing the MCOL action now - will keep you posted!

    Louise
    Although no one can go back and make a brand new start, anyone can start from now and make a brand new ending.... life is a WIP.


    Snowball says too far away, working hard to bring it forward.
  • hi i need some help with a credit card interest payments. i just got my tesco statement for this month. i missed off £3.60 off my last payment. i always pay the bill in full. the total amount was for over £1700. they are charging me £31.39 in interest. because the full amount was'nt paid they are charging me interest for the £1700 as well. is this legal? am i allowed to just pay the interest on the £3.60 or do i have to pay the full £31.39.
  • Mark7799
    Mark7799 Posts: 4,806 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    From https://www.tescofinance.com

    If the account is not fully cleared, interest will be charged on the average daily balance until full payment is made and credited to your account. Therefore, the longer you take to make a payment, the more interest will be charged.

    It seems they are within their t&c for what they did. Why did you pay such a small amount short? You could try and appeal to their better nature and say you made a mistake in your payment amount but the practice Tesco are using is common among credit cards.
    Gwlad heb iaith, gwlad heb galon
  • Sorry i maybe having a blond moment,

    is there standard letters claiming back from credir card companies, and what can you claim for????

    Also i have a Tesco Credir card does anybody know which bank supports them?

    cheers
  • I asked Tesco to refund £164 (including interest) and they offered me £130, which I accepted.
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