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cca x 4

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Hello, I have 3 CCards with MBNA (branded to other companies) and my partner has 1. Do I send 4 letters with £1 cheques by recorded delivery, or do we combine into 1 letter for the purpose of the cca request

Many Thanks
«1345678

Comments

  • impatient bump!
  • Oneday77
    Oneday77 Posts: 1,242 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I would suspect one per account.
    It is a request per account not per company unless I am corrected.
    New PV club member. 3.99kW system. Solar Edge with 14 x 285W JA Solar panels. 55° West from south and 35° pitch.
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    I suspect oneday77 is correct. Unless the main address is the same for all cards, whereby you might get away with seperating the accounts but sending them via one recorded delivery... However, safest option is likely to treat them all individually.
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • its the same address on the back of the statements I receive against each of the cards

    that said....sent 4 seperate ones

    thanks guys
  • Hi, 3 of the 4 have turned up, but rather than get too confused I propose to deal with these 1 at a time - OK 1st reply

    In partners name - date on signed agreement is 11th may 2007. am i right thinking this enforcability thing only applies to accounts opened prior to april 07 in which case I wont waste any more of anyones time on this one?

    Thanks
  • yes just found in another page on ehre the cur off was april 2007, so Bad luck for me on that one

    OK, on to number 2, this was taken out early 2006. The agreement they have sent me is printed on half a4 page and is of appalling quality, but I have scanned as best as I could and removed personal data. Welcome your expert eyes!


    Thanks in advance
  • DarkConvict
    DarkConvict Posts: 6,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 11 April 2010 at 6:05PM
    Rhetorical question, OHNOANOTHERDFW click on your link, can you read the text?

    You need to do a much better scan of the document.
    If you can't manage to scan it any better, can you ask a friend who knows more about PCs to do a higher resolution image and neatly tidy it up.

    Otherwise if it is readable by your eyes, you can check it yourself - http://forums.moneysavingexpert.com/showpost.html?p=30356179&postcount=16
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • thanks dark, I have scanned in paint on to my PC, its not brilliant but its better than the one that you get if you open the weblink.

    anyone have nay tips on how to do better resolution?

    thanks
  • DarkConvict
    DarkConvict Posts: 6,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If your on windows vista/7, goto startmenu and type in scan.
    Click on Windows Fax and Scan,
    Click New Scan
    Set the DPI to something like 600.

    For windows XP use this guide - http://www.microsoft.com/windowsxp/using/digitalphotography/getstarted/scanning.mspx

    I noticed your page was blurry too, this indicates it was moving around during the scan, try to avoid letting it move (holding with your hand is a bad idea, we all shake) Also do a preview before a big scan and only scan the area containing texts (quicker and smaller file is made)

    Now, when you get to save the image, save it as either a BMP or PNG. This will retain the image quality at cost of a bigger file size.

    Now upload this image on a photosharing website, and ensure any advanced options to auto size your image are disabled.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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