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Its here.... the first NSD challenge of 2009! January here we come!
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lilmissmup
Posts: 6,884 Forumite
Hi All,
Its here, the new thread, hip hip hooray!
The idea of the challenge for any newbies is you decide how many days you feel you can not spend on and with the support of many lovely MSE members we will try and help you achieve that goal!
Jacks wrote a mini rule list which is very helpful so i will paste it here:
The Rules
1) You set your own rules!
Most people don't count bills and direct debits, and it's probably best not to count regular expenses that you aren't planning to reduce , or that you can't do anything about - such as the kids dinner money / pocket money or your train fare to work etc.
Ebay posting doesn't count cos the buyers pay for that.
After that...it's up to you.
Some people count food shopping and some don't. (I do cos otherwise I would sneak all sorts into my trolley!)
Some count petrol and some don't.
The basic rule of thumb is: If it's a regular expense and you can't reduce it - then don't count it.
If you declare on here what will count with you and what won't it helps other posters figure their own plan out.
If you want to see how it all works, Decembers's challenge is here:
http://forums.moneysavingexpert.com/showthread.html?t=1313301
So just let me know if you want to join by posting your amount of NSD's below, Now its January (almost) i wonder if we will have a few more high target aimers to recover from Christmas
For record purposes (us MSE folk have bad brains)
Feb's challenge will be run by Lula Hula
March's challenge will be run by SarahNeedle1872
4 NSD
iwanttobreakfree
5 NSD
Kittikins
Savingholmes
Hypno06
mollymunchkin
katie2407
deeleybopper
nellis10
6 NSD
urg123
halight
s4mmy
shazzer22
teeni
7 NSD
Flying_Fresian
Penny2myName
Diana Prince
welshspendthrift
Katey1980
8 NSD
Bumblebee87
The Dragon
got_it_spend_it
st0lli
DoWhatULove-LoveWhatUDo
minniepoos
9 NSD
pointypenguin
ALR
Free in Three
Surfbabe
10 NSD
Hazel673
Lewby
yellowmonkey
purpletea65
heather2409
Bagpuzz741
needtopaymydebts
nettibetti
JesaRose
Tilli-Tot
Turnaroundsue
Tirlittan
angelflower
Maisie M
Glitter Kitty
prophecy_grrl
kalojac
andan
lilian1977
matildaindebt
BabyJayne
Jolly2009
Briggsy.notts
Changingme
searching_me
Tinkdh
Dee Dee
11 NSD
webitha
sharon87
12 NSD
magni
determinedtodothis
wit40iwtwan
mickeymouse
horace
nickynoo08
Lemon Tree
stingylolo
Bowski_1011
Snow White
Mrs Porridge
sazzledazzle
shrimpy_80
heggy79
13 NSD
14 NSD
jenki2
milly1974
jinky67
Bone Idle
millyscarlett
mumofjusttwo
Tete en l'Air
cady
utopiah
Catriona79
15 NSD
njk0327
little miss moneysaver
smellybeki
piquant
juicygirl
debtbegone
Little Miss See
garrydh
juli
chocoholic110
Lula-Hula
ilovetea
*Mari*
Andrinaperry
bookaddict
xsarahahax
smem
flubberyzing
16 NSD
slowlyfading
blissfullydebtfreewannabe
andromache
17 NSD
xredwebx
puprle_sparkles
Miss Bez
18 NSD
SarahNeedle1872
x_raphael_xx
Buffythedebtslayer
Pips Mum
toottifrootti
afoolandhermoney
Head-Out-Of-Sand
19 NSD
Baileys Babe
fedupandskint
Cake21
20+ NSD
Purpleroses (20)
lilmissmup (20)
ClaireN75 (20)
kessik (20)
jennyred (20)
justpeyton4now (20)
nodebtdiva (20)
brightpurple (20)
Lelc (20)
Ches (20)
Jacci45 (20)
longhill (20)
Mrs Money Penny (20)
Hope78 (20)
Crap_with_money.com (20)
Debrag (20)
zarazra (20)
TMVen (20)
Casperthefriendlyghost (21)
curly cabbage (22)
Jacks xxx (23)
Arthur Dent (30)
Its here, the new thread, hip hip hooray!
The idea of the challenge for any newbies is you decide how many days you feel you can not spend on and with the support of many lovely MSE members we will try and help you achieve that goal!
Jacks wrote a mini rule list which is very helpful so i will paste it here:
The Rules
1) You set your own rules!
Most people don't count bills and direct debits, and it's probably best not to count regular expenses that you aren't planning to reduce , or that you can't do anything about - such as the kids dinner money / pocket money or your train fare to work etc.
Ebay posting doesn't count cos the buyers pay for that.
After that...it's up to you.
Some people count food shopping and some don't. (I do cos otherwise I would sneak all sorts into my trolley!)
Some count petrol and some don't.
The basic rule of thumb is: If it's a regular expense and you can't reduce it - then don't count it.
If you declare on here what will count with you and what won't it helps other posters figure their own plan out.
If you want to see how it all works, Decembers's challenge is here:
http://forums.moneysavingexpert.com/showthread.html?t=1313301
So just let me know if you want to join by posting your amount of NSD's below, Now its January (almost) i wonder if we will have a few more high target aimers to recover from Christmas
For record purposes (us MSE folk have bad brains)
Feb's challenge will be run by Lula Hula
March's challenge will be run by SarahNeedle1872
4 NSD
iwanttobreakfree
5 NSD
Kittikins
Savingholmes
Hypno06
mollymunchkin
katie2407
deeleybopper
nellis10
6 NSD
urg123
halight
s4mmy
shazzer22
teeni
7 NSD
Flying_Fresian
Penny2myName
Diana Prince
welshspendthrift
Katey1980
8 NSD
Bumblebee87
The Dragon
got_it_spend_it
st0lli
DoWhatULove-LoveWhatUDo
minniepoos
9 NSD
pointypenguin
ALR
Free in Three
Surfbabe
10 NSD
Hazel673
Lewby
yellowmonkey
purpletea65
heather2409
Bagpuzz741
needtopaymydebts
nettibetti
JesaRose
Tilli-Tot
Turnaroundsue
Tirlittan
angelflower
Maisie M
Glitter Kitty
prophecy_grrl
kalojac
andan
lilian1977
matildaindebt
BabyJayne
Jolly2009
Briggsy.notts
Changingme
searching_me
Tinkdh
mar1e
Annie021063
secretsmiler
ella_ella_ella
Money Fritter
Been Counting
Red Fraggle
falady
Frogger2008
Queen.BessAnnie021063
secretsmiler
ella_ella_ella
Money Fritter
Been Counting
Red Fraggle
falady
Frogger2008
Dee Dee
11 NSD
webitha
sharon87
12 NSD
magni
determinedtodothis
wit40iwtwan
mickeymouse
horace
nickynoo08
Lemon Tree
stingylolo
Bowski_1011
Snow White
Mrs Porridge
sazzledazzle
shrimpy_80
heggy79
13 NSD
14 NSD
jenki2
milly1974
jinky67
Bone Idle
millyscarlett
mumofjusttwo
Tete en l'Air
cady
utopiah
Catriona79
15 NSD
njk0327
little miss moneysaver
smellybeki
piquant
juicygirl
debtbegone
Little Miss See
garrydh
juli
chocoholic110
Lula-Hula
ilovetea
*Mari*
Andrinaperry
bookaddict
xsarahahax
smem
flubberyzing
16 NSD
slowlyfading
blissfullydebtfreewannabe
andromache
17 NSD
xredwebx
puprle_sparkles
Miss Bez
18 NSD
SarahNeedle1872
x_raphael_xx
Buffythedebtslayer
Pips Mum
toottifrootti
afoolandhermoney
Head-Out-Of-Sand
19 NSD
Baileys Babe
fedupandskint
Cake21
20+ NSD
Purpleroses (20)
lilmissmup (20)
ClaireN75 (20)
kessik (20)
jennyred (20)
justpeyton4now (20)
nodebtdiva (20)
brightpurple (20)
Lelc (20)
Ches (20)
Jacci45 (20)
longhill (20)
Mrs Money Penny (20)
Hope78 (20)
Crap_with_money.com (20)
Debrag (20)
zarazra (20)
TMVen (20)
Casperthefriendlyghost (21)
curly cabbage (22)
Jacks xxx (23)
Arthur Dent (30)
Now a SAHM trying to earn some spare pennies each month
How Many Days Are You Aiming For? 184 votes
1-2
0%
1 vote
3-4
1%
2 votes
5-6
7%
13 votes
7-8
8%
16 votes
9-10
28%
53 votes
11-12
9%
18 votes
13-14
6%
12 votes
15-16
17%
32 votes
17-20
10%
19 votes
20+
9%
18 votes
0
Comments
-
hello! been waiting for this thread to start! i'm going to go for 20 this month!
Thanks0 -
First timer here but i will go for a nice round 14 days this month!
will include shopping in this as I tend to buy lots of junk on my way home
xxLBM: 04/01/13 Total Debt: 19,714 :eek:
DMP Set up 15/01/13 DFD: 01/20180 -
id like to go for 8 again for january! not quite made it this month though0
-
I'd like to join for jan pls. i'll start with 10 please. should be managable. not gonna include bus fare to get to work but everything else!!! Thanks. xxMake £10 a day challenge Oct : 0/310
Oct Grocery Challenge 0/3100 -
Hi Thanks for including me, I'm going to include all cash & credit card spends.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hello, this will be my first time on an NSD Challenge, but I'm going to go straight in at the deep end! 20 days for me please :eek:
I'm not counting my lunch money. Petrol money & groceries are being counted though.0 -
I'd like to try this please. I'll try a sensible 10 NSD's for Jan and will try to increase it as the months go on. We are living on cash this year so we have a feel for spending real money - not the virtual plastic stuff that doesn't count as spending! so I'll count all days where I don't spend any money out of my purse as NSD's.
Good luck all.
Lewby xx** Official DFW Nerd Club Member 009**
Total Debt 01/02/11 [STRIKE] £64,912 [/STRIKE] 01/04/16 [STRIKE]£32,700[/STRIKE] 01/01/19 £0 :jNSD's for Feb 01/15 GC £0 / £3000 -
count me in please
will aim for 15 as it half the month and will include any spending be it cash or card. hope this will encourage me to plan ahead and use what i have more efficiently.
good luck everyone0 -
can you count me in please - I will aim for 12 £2 savers club 2025 #40
-
...and me too please, I will pledge 15 days!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0
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