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Its time for the December NSD thread!!!
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lilmissmup
Posts: 6,884 Forumite
Evening everyone!
Its been asked on the current challenge if the December thread was up yet so i thought i best post it plus i am busy at weekend and don't want to start it late.
The wonderful Jacks xxx has run the November challenge but its my turn for December, we will be alternating for as long as this challenge is wanted!
The idea of the challenge for any newbies is you decide how many days in December you feel you can not spend on and with the support of many lovely MSE members we will try and help you achieve that goal!
Jacks wrote a mini rule list last month which is very helpful so i will paste it here:
The Rules
1) You set your own rules!
Most people don't count bills and direct debits, and it's probably best not to count regular expenses that you aren't planning to reduce , or that you can't do anything about - such as the kids dinner money / pocket money or your train fare to work etc.
Ebay posting doesn't count cos the buyers pay for that.
After that...it's up to you.
Some people count food shopping and some don't. (I do cos otherwise I would sneak all sorts into my trolley!)
Some count petrol and some don't.
The basic rule of thumb is: If it's a regular expense and you can't reduce it - then don't count it.
If you declare on here what will count with you and what won't it helps other posters figure their own plan out.
If you want to see how it all works, November's challenge is here:
http://forums.moneysavingexpert.com/showthread.html?t=1245437
So just let me know if you want to join by posting your amount of NSD's below, obviously with Christmas next month it may be a tough month for some but you can pick as many or as few as you want.
4 NSD's
flying fresian
5 NSD's
sarahb123
katie2407
The Dragon
brummiebabe
Diana Prince
lilgrayfox
halight
savingholmes
6 NSD's
ElizabethJH
Nix143
Surfbabe
afterglow
maemaesmummy
natsplatnat
pointypenguin
cat lady
Jacci45
Karb
7 NSD's
MrsPorridge
Penny2myName
littlepinkstars44
ALR
dealwithdebtdot
lola34
8 NSD's
Urg123
Red Fraggle
WISEOWL
cuddlymarm
Damita
slig
debtfreefuture
bumblebee87
9 NSD's
miggy
Bowski_1011
Miss Worzel
10 NSD's
Sharon87
determinedtodothis
purpleroses
Hermia
nickynoo08
louby28
reventon
Pips Mum
Wanna Bee Free
tirlittan
Turnaroundsue
oreo7504
JesaRose
Maisie M
Juli
The Bees
mrsloan
lizzie4785
Money Fritter
Skint Catt
11 NSD's
SiannieLaz
12 NSD's
NortonBlade
Lula-Hula
Horace
millyscarlett
laurenjs88
magni
Snow White
Bagpuss741
Mrs Money Penny
Jellybean_2105
fedupandskint
13 NSD's
Slowly Fading
14 NSD's
15 NSD's
lilmissmup
SarahNeedle1872
candygirl
mickey mouse
piquant
doodledo
ilovetea
Bone Idle
sazzledazzle
little miss moneysaver
andy40
cake21
flubberyzing
laura2481
andrinaperry
Casperthefriendlyghost
angelflower
16 NSD's
Purple_Sparkles
blissfullydebtfreewannabe
andromache
18 NSD'S
afoolandhermoney
crap_with_money.com
Baileys Babe
toottifrootti
19 NSD'S
sel_chick
20+ NSD'S
x_raphael_xx
Jacks xxx (22)
Its been asked on the current challenge if the December thread was up yet so i thought i best post it plus i am busy at weekend and don't want to start it late.
The wonderful Jacks xxx has run the November challenge but its my turn for December, we will be alternating for as long as this challenge is wanted!
The idea of the challenge for any newbies is you decide how many days in December you feel you can not spend on and with the support of many lovely MSE members we will try and help you achieve that goal!
Jacks wrote a mini rule list last month which is very helpful so i will paste it here:
The Rules
1) You set your own rules!
Most people don't count bills and direct debits, and it's probably best not to count regular expenses that you aren't planning to reduce , or that you can't do anything about - such as the kids dinner money / pocket money or your train fare to work etc.
Ebay posting doesn't count cos the buyers pay for that.
After that...it's up to you.
Some people count food shopping and some don't. (I do cos otherwise I would sneak all sorts into my trolley!)
Some count petrol and some don't.
The basic rule of thumb is: If it's a regular expense and you can't reduce it - then don't count it.
If you declare on here what will count with you and what won't it helps other posters figure their own plan out.
If you want to see how it all works, November's challenge is here:
http://forums.moneysavingexpert.com/showthread.html?t=1245437
So just let me know if you want to join by posting your amount of NSD's below, obviously with Christmas next month it may be a tough month for some but you can pick as many or as few as you want.
4 NSD's
flying fresian
5 NSD's
sarahb123
katie2407
The Dragon
brummiebabe
Diana Prince
lilgrayfox
halight
savingholmes
6 NSD's
ElizabethJH
Nix143
Surfbabe
afterglow
maemaesmummy
natsplatnat
pointypenguin
cat lady
Jacci45
Karb
7 NSD's
MrsPorridge
Penny2myName
littlepinkstars44
ALR
dealwithdebtdot
lola34
8 NSD's
Urg123
Red Fraggle
WISEOWL
cuddlymarm
Damita
slig
debtfreefuture
bumblebee87
9 NSD's
miggy
Bowski_1011
Miss Worzel
10 NSD's
Sharon87
determinedtodothis
purpleroses
Hermia
nickynoo08
louby28
reventon
Pips Mum
Wanna Bee Free
tirlittan
Turnaroundsue
oreo7504
JesaRose
Maisie M
Juli
The Bees
mrsloan
lizzie4785
Money Fritter
Skint Catt
11 NSD's
SiannieLaz
12 NSD's
NortonBlade
Lula-Hula
Horace
millyscarlett
laurenjs88
magni
Snow White
Bagpuss741
Mrs Money Penny
Jellybean_2105
fedupandskint
13 NSD's
Slowly Fading
14 NSD's
15 NSD's
lilmissmup
SarahNeedle1872
candygirl
mickey mouse
piquant
doodledo
ilovetea
Bone Idle
sazzledazzle
little miss moneysaver
andy40
cake21
flubberyzing
laura2481
andrinaperry
Casperthefriendlyghost
angelflower
16 NSD's
Purple_Sparkles
blissfullydebtfreewannabe
andromache
18 NSD'S
afoolandhermoney
crap_with_money.com
Baileys Babe
toottifrootti
19 NSD'S
sel_chick
20+ NSD'S
x_raphael_xx
Jacks xxx (22)
Now a SAHM trying to earn some spare pennies each month
How Many Days Are You Aiming For? 113 votes
1-2
0%
1 vote
3-4
5%
6 votes
5-6
19%
22 votes
7-8
14%
16 votes
9-10
24%
28 votes
11-12
8%
10 votes
13-14
4%
5 votes
15-16
15%
18 votes
17-20
2%
3 votes
20+
3%
4 votes
0
Comments
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5-6Hey! I've been watching this waiting eagerly for the December issue so I could join in
I'm going to aim for 6 days in December... Luckily my Mom will be feeding me up on Christmas Day so there's a NSD in the bag no to get the other 5!!Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
15-16Have made my Nov target with 5 days to go.... but I haven't done the majority of my Xmas shopping yet, so I will go for 15 again in December... I am LOVIN this challenge!!! Thanks to everyone running these threads! x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
-
15-16I'm aiming for 15 days again in dec, but still need 1 day for Nov yet.my month will only start on 1st dec:D "You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
Hi Everyone,
I've just hit my goal of 8 NSDs today.
New month for me starts on Thursday and I reckon I can manage 8 again for December.
Good luck to all who follow. Christmas is always a tough one!
URG x x0 -
15-16first time i have done one of the nsd challenges and I will be positive and aim for 15 days for December.
good luck everyone:D£2 savers club 2025 #40 -
11-12I've been away for a couple of months but money is looking tight so I'm back to making a point of having NSDs in December
It's going to be a very expensive month with the holidays and the social events that go with it, but I will aim for 12 and hope for more.
Good luck everyone!0 -
9-10Well since it's December and I'll be travelling,so a lot I'm gonna say 10 for me.0
-
5-6My first month and December is NOT a good place to start - but i figure I am going to go for a minimum of 6 and see how I get on. Good luck everyone!Comps £2016 in 2016 - 1 wins = £530 26.2%
SEALED POT CHALLENGE MEMBER No. 428 2015 - £210.930 -
9-10Hello!
I'm a first timer so i'm going to try for 10 and see how i go!TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0 -
15-16Welcome to all the joiners so far new and old
I took a bit of breather this month but gonna aim for 15 in December Now a SAHM trying to earn some spare pennies each month0
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