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Its here.... the first NSD challenge of 2009! January here we come!

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  • 10 days please

    january NSD 1/20
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Hi, this is my 2nd month with this challenge.

    Can you put me down to 19/31 days please:j

    Many thanks to all the organisers!:A :T
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    I'm back after a good few months away, the debt's down so I need to concentrate on spending less on junk so that it'll keep coming down :D

    Going to go for 15 NSD's in January.
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi can i join for the first time please? i'll go for 12 days, i'll exclude petrol spends but will only count a NSD when i haven't used cards or cash.
  • First Timer :wave: I'd like to join too please. I'll go for 15 days and will count anything as cash or card as spends.
  • Please count me in too... for my first one I will try 12 days. I won't spend anything on those days (it helps that hubby pays all the bills I give him my allowance on pay day), it should still allow me to have the odd days when I have to buy milk and bread. Will see how it goes this month then might increase next month.
  • JesaRose
    JesaRose Posts: 4,457 Forumite
    Part of the Furniture Combo Breaker
    Can you put me down for 10 please. I haven't quite made it for December (my first month) but that was mainly down to my lack of planning by not taking lunch to work so now I know the problem I can organise myself better :)
    Not been here in years! Hi everyone. Make £10 a day challenge = £78.45/155
  • I think I'll give it a go

    I'll try for 10 NSD's, including all cash and card spends (excepting any PaD's and kids school dinner money) :j
    LBM 26/12/08
    Overdraft Dec 08-LBM (before payday) £615

    Overdraft Oct 09-GONE!!
    Sealed Pot Challenge 09-£45-13

  • garrydh
    garrydh Posts: 76 Forumite
    Part of the Furniture
    This'll be my first ever challenge!

    I'll try for 15 days, counting all spending except bills and travelling to and from work.

    January will include six days of spending down in London so it'll be even more of a challenge than normal. Packed lunches will be the key to success I think.:A
  • 14 for me please, lilmissmup! :beer:
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
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