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Its here.... the first NSD challenge of 2009! January here we come!

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  • Ok, first time, and I am going for 14 please!
    :naughty:
    OD £lots Egg Card £329.04 Parents £650 Sofa £741.78
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    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
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  • First time for me too - I am going for 12 days please....My NSD will not include expected monthly bills....
    Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!

    2025 Fashion on a ration - 9/66
  • First timer here. Going to go with 10 as I will include Shopping and everything. A NSD for me will be no money leaving my pocket/wallet.

    Edit: OK I had a think and a Non NSD will be a day when I spend something that I have not budgeted for. Still going for 10 though

    My mum always said to aim high ;)

    ym
  • Horace
    Horace Posts: 14,426 Forumite
    Count me in again please - I shall aim for 12 again. I am off on a break soon so will do my best when I am away not to spend, however, if my chap gives me money to spend that hasnt come from my pocket I count it like ebay postage and include it as an NSD.
  • Hi, can i join please?

    I'll aim for 15 NSD's

    Thanks x
  • xredwebx
    xredwebx Posts: 156 Forumite
    Hi All,

    Can I join? I'm a first timer so i'm going to aim for 17, means no spending mon-thurs as i'm always getting bits and pieces during the week that I dont need!

    xredx
    :D Sealed Pot:member 254 :D
    :heartpuls 1st Time Mummy - Erin is 3 weeks and 1 day old! :heartpuls
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    Thanks for setting this up Lilmissmup! :T

    I would like to go for 23 this month to get back the NSD I missed in December. Plus it's January so it's time to get my MSE head firmly back on and start the New Year as I mean to go on.

    Our debt is down to a much more manageable number and we're saving up to pay that off in a lump sum.

    Having said that, I am cutting down my hours and focusing on quality of life a bit more.

    Our house is very patched up, miss- matched, hand me down and scruffy. Whilst we were so horrendously in debt I couldn't afford to care but the last six months I have been working on improving our environment - and I want to continue to do that.

    I want to be more available to my family members too. My parents are having ongoing health and financial issues and my bruv said something to me over Christmas that makes me think that my mum sometimes doesn't tell me everything because she thinks I'm too busy and stressed out already

    Blimey, I'd better go and make a cuppa before this turns into a Me Me Me essay!

    Happy New Year peeps!

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • jinky67
    jinky67 Posts: 47,812 Forumite
    I think I will join you this year.

    And the only rule I am making is ....i am not including bills or regular expenses or groceries.......only to make it easy for myself:grin:......well it is my first time:rotfl:

    And I am aiming for 14 days
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • Jacks_xxx wrote: »

    Having said that, I am cutting down my hours and focusing on quality of life a bit more.

    Our house is very patched up, miss- matched, hand me down and scruffy. Whilst we were so horrendously in debt I couldn't afford to care but the last six months I have been working on improving our environment - and I want to continue to do that.



    Love Jacks xxx :D


    Well done you :T:T:T:T:T:T

    ym
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