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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • Hi - I'd like to join in this month. 2009 is the year I get debt free so am going to go for 20 days starting tomorrow.
    good luck everyone
    jenny
    xxxxxxxxxx
  • njk0327
    njk0327 Posts: 268 Forumite
    I'm going for 15 for my fist month i'm not counting direct debits or budgeted for groceries £40 a week though i will count anything over this budget and any other cash or card spends if that makes any sence?
    Good luck everybody.:j and
    HAPPY NEW YEAR!
    Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
    1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
    1/11/09 £1188.89
  • hey guys! as im a newbie with this please can you put me down for 4 days. one for each week!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :jWoohoo New Year, New Challenge!:j

    I just scraped my target last month but am really pleased I did as it was my first month doing the challenge and it was Christmas so loads of shopping to be done.

    Can you put me down for 18 NSDs in January please.
    Upping the total quite a bit as when the baby ever decides to show up I should not have to go out for a while as we have everything we need also might have a couple of days in hospital.
    :beer:Happy New Year everyone x x :beer:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm going to aim for 16 days... :eek:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Hi aiming for 10 days again this month. Nearly made it in December so I am really optomistic about doing this in January :D Have set myself some very tight budgets for the month and will definately be sticking to then.

    Happy New Year to one and all.
  • Lelc
    Lelc Posts: 558 Forumite
    I haven't done this for a couple of months but as I don't get paid until end of January and I'm all spent out then I'm going for 20 nsd's. I'm not including d/debits, fuel or groceries (£150 for 4 adults for a month) all of which are budgetted for.

    Happy New Year everyone:beer:
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • Can you put me down for 20 days in January please. First attempt at this challenge and i'm feeling all motivated what with the New Year being only a little over 2 hours away!
    Paid off £16,715/£16,550 by Christmas 2013
    Now to pay off all remaining debts by Christmas 2014
    Total to pay #041 £7,086.97/£16,500
    Only £9,413.03 to go :eek:
  • Hi all and thanks to lilmissmup for doing the thread.
    I am back in again!
    please put me down for 18 days again - hope it wont be such a struggle this time!!
    Peace will be mine
    could do better - must try harder
    Live each day as if its your last
    DFW Nerd #1000 Proud to be dealing with my debts

  • Hello Jacks, Lilmissmup & everybody,

    After being MIA in December I would like to try for 8 in January please.

    I'm feeling rather sick at the frightening amounts of money I have spent on my social life lately, so I am resolved to stay in at least two nights a week and to make those my No Spend Days.
    Good luck everybody, and a Very Happy New Year! :beer:
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