Merry - Ramblings of an undischarged bankrupt!

Well new chapter, new thread - that and trawling through 44 pages of my own writing was tiring :rolleyes:

Thursday 17th July 2008

* Confirmation from the OR that my vehicle is exempt. It's a 1998 Volvo V40 which I use for school runs, work, etc. and is worth roughly £1,300 (well it was before the brakes went ) I think the reason it was exempt was because I have mobility issues - 2 slipped discs causing extreme walking problems. Thankfully my OR agreed.
* Still need to finish clearing out the old house :eek: We've been busy 'living' here so have not been back, but we need to. Hire a skip, load of bin bags and junk it. H spoke to NR and they are aware that we are going for Vol Repo but we haven't heard anything from them yet. And we know not to sign anything that gives us any liability for shortfall if they sell and don't make enough.

* OR was quite clear about how busy they are, so basically if we don't hear from her, then all is fine. No questions were raised about the SOA during the interview once I had clarified what each amount was for, and there was no surplus income that could be taken (child benefit and child maintenance from the ex).

* H and I are getting along well. Settling nicely into the new house, and I think the breathing space from each other as a couple has made it easier to be friends and actually like each other again

Things to look forward to:

* my sister gets married in late August, and although it's just three of us going - me, H and lil monster, it'll be nice to celebrate something :T

* Summer holidays are coming, so more time with the girls. The joy of working mornings means they can do chores while I am out, then we can spend the afternoons having fun :cool:

So just over a month since we went BR, and life is going ok. Still need to get through a 'normal' month financially - the brakes failing, H needing to spend a few nights up in London next month for family reasons, and my sister's wedding mean we haven't gone through a proper month living according to our SOA. Mind you, I guess I should ask what's normal?! :rotfl:

So if you made it this far without falling asleep, welcome to the ramblings of an undischarged bankrupt - I guess my diary of getting my life back on track, and learning to live a good life without credit and all the heartache it can bring