The Bankruptcy Club & Supporters Club

severussnape wrote:

well the car business

as i said before once they found out oh was B they paid the extra £1500 to the OR so we could keep the car fair enough

but now oh feels we can't buy anything because we still owe them for the car.

rewind back to when we had our lightbulb moment jan 06

we had a mondeo st on finance so we got rid of it but we had a terrible time finding a car we wanted infact we couldn't a car we liked ( we fancied an old vectra nothing fancy ) so we bought a car neither of us liked.

fast forward back to the moment they offer to help us with the car we asked rather than paying over the odds ( adding on the £1500 that meant we would have paid £8000 for a car worth £3500 ) for a car we didn't like would they help us get another car along with the money from the OR. the answer was you've always got to have something bigger or better never happy with what you have got.

so guess what we kept the car that we all now hated

i know you're going to say its just a car but the thought of getting rid of it is all that is keeping me sane

so fast forward to tuesday this week my dad's car was in the garage getting fixed so went to pick him up and had a look around the cars and guess what there was a w reg vectra i nearly died so needless to say i took it for a test drive and loved it so got in touch with oh ( at work on rig) he sid go for it as it is less than what our car is worth ( so getting money back ) but m-i-l phoned this morning to have a go because we are buying a w reg vauxhall she is such a snob it won't run right ( it only has 40,000 miles on it ) because it is old ( only a year older than hers ) and i must be a car dealers dream to sell to . except for the fact that i was telling him about the car as i am pretty clued up. i ended up in tears because her parting shot was i thought that you had sunk as far as you can go but i was wrong.

:mad: :mad:

sarah_skint wrote:

i can't believe it i didn't mean the post to be that short my son decided to smack the keyboard lol

i phoned the court lovely lady said would you like to come tommorrow............i said could i come at the end of the month as i haven't filled in the forms yet!!!
I need to make a declaration to equifax - just hope that this gets done in time as my OH has nothing to do with my debts and it is only me going BR, and so he would go mad if there was a connection and he lost his car.
Sarah

sarah_skint wrote:

looking back over statements and all, when he brought his old car because his funds were not cleared in time i paid 4500 on my cc he gave this straight back and i paid 2000 off on the next statement this was feb march this year, off course the OH did not know about my problems or my debt back then, so although he gave me the money back the rest was flittered away