THE EASY WAY: All the Forum's best tips go in MoneySavingExpert's weekly E-mail Plus you'll get all the new guides, deals and loopholes. It's free & spam free
IMPORTANT! This forum isn't moderated. If you spot a spam, illegal, offensive, racist, libellous post or PM please email abuse@moneysavingexpert.com
Remember, this is an open forum! Anyone can post so always exercise caution when acting on info. Don't post links for personal gain. Except in the referrers section and always declare any interest.
The Cheap Car Insurance System is all about getting the best deal. But for fun, here's a contest to see who across the UK has the ultimate deal. As I write this, the cheapest is £48.
So I thought it'd be interesting to see who else sheared down their car insurance that way. Did you manage it for under £100?
Martin
Update 4 October 2009
After many incremental increases the current record is 96p for fully comp insurance.... as follows.
It's for Barbara Wakerell from Kent.
Policy Price: For Barbara the cheapest was £120.96 from Swinton Insurance for a fully comprenhensive policy, with protected no claims bonus, and including a courtesy car.
Insurer cashback: The company had its own £70 cashback promo on.
Cashback site: She then got a further £50 via using a cashback site.
Using confused.com.. I saved over £180 off my renewal premium. The AA wanted £670 to renew... I haggled and got them down to £612. I then used the tips and used confused.com and got my insurance for £454 from Budget!!
I went back to the AA and they didn't want to know. So good bye AA helllooooo Budget!
Thanks Martin!
I got mine for £74 from prudential third party
was £174 BUT - £100 quidco =£74
Virtual sealed pot member #032 = £268.03/£1000
Make £5 per day June -£0/£150 -2009 total =£521.49
How much can you make from £10 challenge = £60.60 Paypal £3/£6
Mortgage overpayments 2009 -£65
M&S card £1334.32 £1010.32
I just renewed mine and got it down to £81 (originally £201) for a full comp with protected NCB (9 years) using the Lloyds Insurance cashback link at quidco.
Last year I got it for £155 (originally £255) through Screensavers and quidco, the renewal they sent us this year was for £234 so a massive saving there!
Annando,
Like you I renewed mine recently and got it for £164. Originally £284 but £120 cashback from quidco.
Not bad for fully comp. including no claim protection and legal cover.
I Renewed Last March Through Mse With The Post Office And It Was £110.00 Minus £50.00 Cash Back. Total£60.00.
However I Would Say That When My Car Was Stolen In September I Found It Difficult To Get Through To The Right Place To Claim As They Outsource The Claims Part To Another Company.
But You Get What You Pay For And I Was Really Pleased With The Premium.
Next Time I Will Use Quidco As I Used That Inseptember For My House Insurance And Saved £245.00!!!
I believe the following is still true, deposit £1,000,000 in a bank account and you don't need insurance. This covers your liabilities to 3rd parties, you pay for your own damage. This is what, I believe, the post office and other large organisations do / did.
Got mine for £66.60 from Barclays, with their 'beat your renewal quote or match it and give you £50' offer.
(I tried to do the same with my home insurance, but they wouldn't accept my quote because I'd been sent it by email, not on paper. The renewal quote was only £89 - still, it would have been good to insure my house and contents for £39!)
Just renewed my TPFT insurance on Volvo estate.
Using Quidco & through Lloyds TSB managed to get a years cover for
£28 (yes twenty eight pounds)
Chuffed!
Got mine for just on the £100 mark (give or take a few quid) from Prudential. This includes the £100 from quidco. I paid with my egg money card, so I got 1% cashback on the premium paid (£200)
I'm sure a female in their 50s, with full no claims for 30 years, driving a 10 year old car in the lowest insurance group, and living in the right postcode area, could possibly end up getting paid to have a 3rd party insurance policy!!
Who/what is quidco? how do they work to give you money off?
Quidco is a cashback company. They give you cashback if you buy any kind of product through them. There are various cashback companies around, Quidco, Topcashback, Greasypalm, Linemypocket, Rrpoints Fivers etc... Quidco and Topcashback are usually the ones that pay the most cashback.
Last year I got £175 cashback just for renewing my car and home insurance...this year I hope to get both insurances for under £100 and bag £370 in the process.
The way they work is that you register with them, whenever you want to buy something you use their link (and only theirs) to buy whatever it is you want. You will pay the full price of it, in my case my car insurance quote came to £201. So I paid £201 with my credit card. Quidco traced my transaction and in March I will be able to claim my £120 from them once they have received it from Lloyds.
They list the different cashback amounts for the different companies. And you can get cashback for loads of different things. Opening a bank account, getting a credit card, searching for things in kelkoo or pricerunner, booking holidays, buying plants, furniture, wine, clothes... usual things.
The Following User Says Thank You to Annando For This Useful Post:Show me >>
My colleague had her insurance due, so i offered to check the deals available. Her quote was £160 TF,F&T so I thought a few quid could be saved - was really surprised to get Swiftcover offering £103, and the £50 cashback - making a total of £53 for a year!
I was amazed! Confused.com has always saved money for me and friends, but I've never found anything this cheap!
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps. Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
Car insurance successes stories
£1010.32
Car insurance under £100
looking after the housekeeper sir !!
Linear Mode
