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Sygma Bank Credit Cards
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Innocent_Guy
Posts: 5,369 Forumite
Hi All,
As discussed in detail on the Sub Prime Credit Thread it appears that Sygma bank are approving many applications including those from applicants who may not have the best credit files.
I thought that I would create a new thread as its not really a sub prime card and we could all do with a specific thread where we can discuss this and we are severely clogging up the Sub Prime Credit Thread.
Listed below are some of the cards underwritten by Sygma Bank:
Silvercard - Click Here
Flybe - Click Here
All Saints - Click Here
DAYS - Click Here
My World - Click Here
JJB - Click Here
Multiple Applications
There has been mixed results in making multiple applications. I personally applied for the Silvercard and was accepted and 4 weeks later applied for the Flybe card and was also accepted.
OTOH some people have been accepted for the Silvercard and later declined a second product. The results at the moment are pretty even, no more being accepted than declined.
Online Access
Although Sygma Bank offer online facilities the interface is VERY basic and the website often down. Registration is relatively simple.
To access the online facility visit the following web address: https://www.creationfs.co.uk/
Thread Still in progress :
I will update the main body of the thread and if anyone knows of any further Sygma products I could add please let me know.
As discussed in detail on the Sub Prime Credit Thread it appears that Sygma bank are approving many applications including those from applicants who may not have the best credit files.
I thought that I would create a new thread as its not really a sub prime card and we could all do with a specific thread where we can discuss this and we are severely clogging up the Sub Prime Credit Thread.
Listed below are some of the cards underwritten by Sygma Bank:
Silvercard - Click Here
Flybe - Click Here
All Saints - Click Here
DAYS - Click Here
My World - Click Here
JJB - Click Here
Multiple Applications
There has been mixed results in making multiple applications. I personally applied for the Silvercard and was accepted and 4 weeks later applied for the Flybe card and was also accepted.
OTOH some people have been accepted for the Silvercard and later declined a second product. The results at the moment are pretty even, no more being accepted than declined.
Online Access
Although Sygma Bank offer online facilities the interface is VERY basic and the website often down. Registration is relatively simple.
To access the online facility visit the following web address: https://www.creationfs.co.uk/
Thread Still in progress :
I will update the main body of the thread and if anyone knows of any further Sygma products I could add please let me know.
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.10
0
Comments
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....... :dBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »....... :d
yeah well more of a credit history my vanquis is £500 urs is £1500 u closed 6 in 2010 catalogues etc etc u have a barclaycard i dont ...........u score higher0 -
spiritual1 wrote: »yeah well more of a credit history my vanquis is £500 urs is £1500 u closed 6 in 2010 catalogues etc etc u have a barclaycard i dont ...........u score higher
I have limited credit history approx 18 months this is what goes against me! You have 4 years of good history though?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Sutton was accepted for the Silvercard £1000 @ 24.9% and he has a 2 year old default.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »I have limited credit history approx 18 months this is what goes against me! You have 4 years of good history though?
yeah but also a barclaycard search and 02 were !!!!!! and searched my equifax twice and i had 2 remortgage quotes aswell all within 6 months....... on equifax
aswell as my previous sygma for my granted silver card, mighta been better if id waited till they posted my account0 -
spiritual1 wrote: »yeah but also a barclaycard search and 02 were !!!!!! and searched my equifax twice and i had 2 remortgage quotes aswell all within 6 months....... on equifax
Sygma do not seem to be too fussy on previous searches. I have had 3 in the last 4 weeks, approx 8 in the last 12 months and was still approved for the Flybe.
o2 always make more searches than needed :mad:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Sygma do not seem to be too fussy on previous searches. I have had 3 in the last 4 weeks, approx 8 in the last 12 months and was still approved for the Flybe.
o2 always make more searches than needed :mad:
no matter ill pay at least £150 monthly onto my sygma and reapply 1st november0 -
anyways im off to make dinner well done with ure flybe
:beer:0 -
just applied for flybe and was declined.0
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