»
Barclaycard - declined and retained...?
(Page 5)
Welcome to MoneySavingExpert.com's Forums!
THE EASY WAY: All the Forum's best tips go in MoneySavingExpert's weekly E-mail Plus you'll get all the new guides, deals and loopholes. It's free & spam free
IMPORTANT! This forum isn't moderated. If you spot a spam, illegal, offensive, racist, libellous post or PM please email abuse@moneysavingexpert.com
Remember, this is an open forum! Anyone can post so always exercise caution when acting on info. Don't post links for personal gain. Except in the referrers section and always declare any interest.
I agree."Please retain card" messages were more useful before the chip-and-pin days, as it wasn't a case of snatching the card, it was a case of not returning it.
In probably 90% of situations where you're asked to retain, it's as the card has been reported stolen. In the other 10%, it will be the bank telling the customer to stop using the card and sending it back (for repeated violations etc) and the customer ignoring this. However there is the odd occasion where it is neither of these, this shouldn't happen too regularly, as marking a card as "please retain" is usually the last resort for a bank if they don't know the card is compromised.
Exactly - I agree 100% (as before)... they bank would not say retain this card just for going £1 overlimit - it'd have to be either fraud, cancelled card or abuse of terms that would warrant such action....
| Official SOS Member 002 - Dry until 31.01.2010 |
Exactly - I agree 100% (as before)... they bank would not say retain this card just for going £1 overlimit - it'd have to be either fraud, cancelled card or abuse of terms that would warrant such action....
Then what's the argument about FFS?
I'm gonna go get some breakfast....
The Following User Says Thank You to TFD For This Useful Post:Show me >>
Too much beer time last night meant 1pm brekkie time...
haha - that'll teach you! I was up at 4am for work so couldn't go out but tonight, well thats a different story! Got the daughter coming to visit (from uni) so good excuse to go and get her rat arsed!
| Official SOS Member 002 - Dry until 31.01.2010 |
I work in a merchant (a large PLC company) and we use HSBC for our card transactions. If they ask us to retain a card, which is never the customers property as they all belong the the isuing bank, they pay the individual cashier that retains the card £50!!!!
I work in a merchant (a large PLC company) and we use HSBC for our card transactions. If they ask us to retain a card, which is never the customers property as they all belong the the isuing bank, they pay the individual cashier that retains the card £50!!!!
Yup - it aint just you either! Its across the board by all banks - as already stated here (2 pages back lol): #52
| Official SOS Member 002 - Dry until 31.01.2010 |
In probably 90% of situations where you're asked to retain, it's as the card has been reported stolen.
So on the flip side, when it's not just some bank mix-up, they're asking cashiers to confiscate something off a potential criminal. And still you think this is a reasonable practice? Don't you think the police should be involved rather than putting the cashier at risk?
The Following User Says Thank You to Degenerate For This Useful Post:Show me >>
So on the flip side, when it's not just some bank mix-up, they're asking cashiers to confiscate something off a potential criminal. And still you think this is a reasonable practice? Don't you think the police should be involved rather than putting the cashier at risk?
No it seems fine to me.
Most crims would just GTFO rather than argue for the card back.
The Following User Says Thank You to TFD For This Useful Post:Show me >>
Slightly confused why you're trawling through all my posts trying to pick fault!
Anyway, in case you're a little slow, I'll re-word that sentence for you:
Most bad men who have done naughty things and taken the nice man's credit card without his permission would just run run run, right out of the shop in case the nee naw's come rather than than say "Please Mr shop keeper, can I have my card back?"
Originally Posted by beckyk To the f***ing donkey(TFD)
Every second post of yours is unhelpful or trying to provoke a reaction. Now the boots on the other foot you don't seem to like it. I was trying to make you aware of what its like to be on the receiving end. Now you know.
Treat everyone with respect and then you will get that in return. You should try doing folk a favour, the world works far better that way.
The Following User Says Thank You to orc For This Useful Post:Show me >>
You have missed the point. You were implying that someone was a criminal.
Making that assumption is perhaps a bit rash and perhaps wrong to do.
Orc. Consider the above post.
Now consider the post below - made by yourself earlier on another thread.
''You are in the midst of an illegal act, by keeping money that was wrongly credited to your account, which you admitted to, as outlined above. Someone on that thread even advised you that this was so.
This site does not condone illegal behaviour and you are also in breach of forum rules.
You do not even have the good grace to realise what you have done is wrong. You don't have the sense to admit you were wrong and attempt to retrieve the situation.
Don't go about this site calling people names and being all high and mighty when you are akin to a criminal by knowingly keeping money wrongly credited to your account.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps. Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
Linear Mode
