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A and L
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cannyscot41
Posts: 29 Forumite
first post :beer: ,what a difference a day makes!was holding off as my dicounted rate with A+L finished last month ,and was about to take up their offer of 4.89% on a 5 year fixed with a £300 fee [thought it would be too much bother moving to another lender] 
.that was until today when i checked their rate online and low and behold its dropped to 3.99% and [can hardly contain myself] NO FEE! :T is this such a good deal as i think it is? cheers
.that was until today when i checked their rate online and low and behold its dropped to 3.99% and [can hardly contain myself] NO FEE! :T is this such a good deal as i think it is? cheers 0
Comments
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Yep, looks fairly decent to me!
I'd be going for that one myself, given the chance!Are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation? :cool:0 -
Nice, and I've just opened an account with them as well. I'm glad I held off on the 5 year fixed Post Office mortgage at 4.19% now- the fees on that were over a grand as well. I'm just wondering if there will be better offers to come from others now. The A&L seemed to be pretty quick with the low rate trackers (with whacking great fees), then didn't seem as competitive once others had introduced their own packages.0
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i would agree and would envisage the others will be reducing their terms/fees [just because a+l are usually one of the last/slow ones] although is there that much more room for major reductions from the other banks.could be that they will now home in on reducing the scandolous fees.heres hoping0
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Thanks for the tip, I hadn't noticed this deal. I was going to go for the HSBC 5 yr fixed but the A&L deal is better and I'm already a Premier Account customer.0
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was thinking about that myself[hbos or abbey]good to be of help especially to save money for some people.keep the tips coming people!0
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great spot. I'm an existing A+L mortgage customer, so do I need to book this rate now - or can I just switch onto it at the end of April when my existing deal expires?0
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if i was you i would book first dannykos as you have nothing to loose ,once your info has arrived you should have 28 days to sign and return.keep looking at their[A+L]website checking the rate and fees[might go down]if it goes up send it away asap.remember you need a priemier account which is easy to set up.if it goes down phone to confirm and set up your new deal which will cancel out your previous deal.hope this helps.cheers0
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Hmm- if I do an online application and submit my details, it gives me a KFI for a two year mortgage instead. Anybody else had problems like this?0
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yes had same problem - tried links on both sections to the 3.99 fees free for 5 years and both times came up with message saying i had requested 2 year fix. doesnt take many details then message saying A and L will contact me - this was at 9.00 am this morning and not had an email or anything since to confirm so i think maybe i will ring them instead.0
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I'm wondering if they've made a mistake with the mortgage details now...0
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