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£40 Parking Eye Ticket - CCJ Cost Couple Their Home
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I was astonished about the person who was entitled to free prescription, changed doctors/home etc, did not know the surgery was taking her to court for non payment of prescription charge. Only found out when wanting a mortgage. That's one case where there is no need to inform of next address.I'd rather be an Optimist and be proved wrong than a Pessimist and be proved right.0
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I think that everyone with whom one has contractual dealings should be informed. A couple of years ago my bank wrote to my address demanding money. They even 'phoned me a couple of times at night. However, the demand was not in my name.
I eventually made contact with the alleged debtor and sent him copies of the letters. However, it took me over four weeks to sort the matter out, despite banking with them since 1960.
I complained to the Ombudsman and was awarded £75. A pittance, but better than a poke in the eye with a sharp stick.You never know how far you can go until you go too far.0 -
As the Prankster has said in his blog,
"The Prankster has suggested to the British Parking Association that the code of practice should be updated to require parking companies to verify a motorist's address before taking legal action if they previously had no contact from the motorist and therefore no confirmation the address they were using is correct.
The BPA debated this change but decided against it.
ParkingEye's Mark Anfield is a director on the BPA Board of Representatives."
Same incest as Gladstones / IPC /IAS
Something to be pointed out to the Daily Mail0 -
Ivor_Pecheque wrote: »You can do a "soft" credit cheque via the MSE website.
It claims to be able to highlight CCJ's.
Noddle and Clearscore are two free sites that give you access to credit file, which will show any CCJ's. Noddle is Call Credit and Clearscore is Equifax.
And as you said IP, MSE have just started their Credit Club which does a similar thing to the two above, more info can be found on the Credit File Forum.0 -
Thing is, the DM was making quite a lot of noise about PPCs a few years ago, especially Parking Eye, but they let it drop. When I contacted them about it some months ago, they had no recollection of this.:mad:0
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Hi All
It was the article in the DM that brought me here today.
I have had a couple of PCN from Asda, Morrisions etc over the years and always donated them to my local recycling centre, however I'm now a little more concerned. (I begrudge paying for parking when I'm spending £150+ on my shopping).
Can anyone tell me how these companies are obtaining CCJ's? Specifically I was always under the impression that these were 'invoices' as opposed to fines and therefore no obligation to pay them.
If this is the case then how are these cowboys getting away with it? Also, has the advice on these type of tickets changed now? I always read/heard to just throw them away.
Thanks in advance0 -
There is no obligation to pay, however, they still have "right" to claim that you owe them x amount and if you don't when requested, then they can issue a Small Claims Court application and let a judge decide whether you do actually owe the money or not. However, what we see happening increasingly is that they issue the claim a year or to later (they have up to 6 years in England and 5 in Scotland) and the person that they have issued the claim against has moved, so are not aware that they have claim outstanding against them and therefore can't defend it and the PPC therefore gets a default judgement against them. They then don't pay within 30 days, as they know nothing about it and the CCJ is recorded.
What we are now seeing is that people are only becoming aware of their CCJ when applying for credit.
How do you combat this:
Inform the DVLA as soon as you or sell car (although this doesn't always help).
Check your Credit File regularly (monthly) through the free Credit Agency's (Noddle and Clearscore). Don't wait until you want credit!!
If you do received Court papers, come on here and get advice on how to defend it.0 -
There is no obligation to pay, however, they still have "right" to claim that you owe them x amount and if you don't when requested, then they can issue a Small Claims Court application and let a judge decide whether you do actually owe the money or not. However, what we see happening increasingly is that they issue the claim a year or to later (they have up to 6 years in England and 5 in Scotland) and the person that they have issued the claim against has moved, so are not aware that they have claim outstanding against them and therefore can't defend it and the PPC therefore gets a default judgement against them. They then don't pay within 30 days, as they know nothing about it and the CCJ is recorded.
What we are now seeing is that people are only becoming aware of their CCJ when applying for credit.
How do you combat this:
Inform the DVLA as soon as you or sell car (although this doesn't always help).
Check your Credit File regularly (monthly) through the free Credit Agency's (Noddle and Clearscore). Don't wait until you want credit!!
If you do received Court papers, come on here and get advice on how to defend it.
""Inform the DVLA as soon as you or sell car (although this doesn't always help)"". And when you move house, there have been hundreds on here and pepipoo which would have been avoided if this had been remembered. update your license separately else it may not be done.I'd rather be an Optimist and be proved wrong than a Pessimist and be proved right.0 -
I hope the family in the Mail story will sue PE. IF they had backed down straight away and got the CCJ lifted when they were given evidence they were in the wrong, then ok. But they didn't. Completely unreasonable behaviour.
Three of the stories are about Parking Eye. What a surprise.
There must be legislation to deal with this now.
The problem is partly that the rules of service allow for this scenario to arise. They don't require that a trace be conducted unless there is reason to believe the debtor is not at the address in question.
Whether not receiving a response to correspondence is such a reason or not is open to question. As we know, a great deal of people ignore these tickets as standard practice!0
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