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Forensic Vet Report

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  • Valli
    Valli Posts: 25,478 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2014 at 9:44PM
    I KNOW what you are claiming the £2K for - but you need to show THEM why it is justified. So you can't claim that the shock and distress caused you to miss work and lose wages.

    SHOCK and DISTRESS is not quantifiable in itself.
    A value cannot be put on it.
    BUT if you were so shocked you had to have counselling (for example), which you had to pay for, then you have a quantifiable loss - the cost of the counselling to help you come to terms with the shock and distress.

    You cannot claim £2K for shock and distress unless you have had to pay out £2K to deal with/cope with the shock and distress.

    This is how they see it. Insurance will pay out for your expenses. The £2k is not 'an expense', it's a random amount you have decided would be acceptable. You need to provide a receipt for the £2k before they will consider paying it. Or proof of lost wages; whatever.
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • keyser666
    keyser666 Posts: 2,140 Forumite
    hachette wrote: »
    My claim £4375.48 less what they don't what to pay £412.70 surgery cost, less shock and distress they don't want to pay £1800.00 = £2162.78.
    £2000 was not for lost wages it was for the shock I had when I was told my dog was fine and then he bled to death in my arms. It is for further shocks I have suffered when RCVS told my vet did nothing wrong and closed my complaint and for further shock when I got to know the whole truth. It is for how I feel now how I do not trust vets anymore and how I will always remember the day I left Maxie with my ex-vet and told him that he will be alright. I think Maxie knew he wasn't going to be alright.

    You arent going to get 2k for the shock and distress of this, wake up tot he real world.

    Secondly the further shocks as you put it from the RCVS well that is nothing to do with the insurer and totally down to the RCVS, why arent you going to them for this so called shock and distress? (Which will be laughed at anyway). You are absoloutely delusional you really are.

    Maybe you should look at the tariffs of compensation mere humans get from the CICA before plucking figures out of the air
  • My emphasis.


    So did some of the famous Soviet spies this country had in the Cold War.
    Actually, they were at Cambridge!
  • hachette
    hachette Posts: 593 Forumite
    Part of the Furniture Combo Breaker
    Valli wrote: »
    I KNOW what you are claiming the £2K for - but you need to show THEM why it is justified. So you can't claim that the shock and distress caused you to miss work and lose wages.

    SHOCK and DISTRESS is not quantifiable in itself.
    A value cannot be put on it.
    BUT if you were so shocked you had to have counselling (for example), which you had to pay for, then you have a quantifiable loss - the cost of the counselling to help you come to terms with the shock and distress.

    You cannot claim £2K for shock and distress unless you have had to pay out £2K to deal with/cope with the shock and distress.

    This is how they see it. Insurance will pay out for your expenses. The £2k is not 'an expense', it's a random amount you have decided would be acceptable. You need to provide a receipt for the £2k before they will consider paying it. Or proof of lost wages; whatever.

    I do not have a receipt for my pain shock and distress. Anybody who asks me for that should have their head examined sorry I don't mean yours but to be fair this is not something you can produce a bill for nor put a price on it. I had no idea what I should claim but anything less then 2K seemed not right. To me there is no price that can compensate for what I went through , what I have claimed for is just a token.
  • Valli
    Valli Posts: 25,478 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2014 at 10:08PM
    hachette wrote: »
    I do not have a receipt for my pain shock and distress. Anybody who asks me for that should have their head examined sorry I don't mean yours but to be fair this is not something you can produce a bill for nor put a price on it. I had no idea what I should claim but anything less then 2K seemed not right. To me there is no price that can compensate for what I went through , what I have claimed for is just a token.

    And that's exactly how your insurers view it. It's not something that a price can be put on so they won't put a price on it and they won't pay you.

    (as I have already told you in post 362)
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • hachette
    hachette Posts: 593 Forumite
    Part of the Furniture Combo Breaker
    Actually, they were at Cambridge!

    Bad guys in town again
  • hachette
    hachette Posts: 593 Forumite
    Part of the Furniture Combo Breaker
    Valli wrote: »
    And that's exactly how your insurers view it. It's not something that a price can be put on so they won't put a price on it and they won't pay you.

    (as I have already told you in post 362)

    Just have to wait and see. All I really want repaid is that £412.70 surgery that killed Maxie.
  • keyser666
    keyser666 Posts: 2,140 Forumite
    hachette wrote: »
    Just have to wait and see. All I really want repaid is that £412.70 surgery that killed Maxie.
    Well why dont you respond to them saying thank you for the offer but after what you have been through you would be prepared to accept their offer plus the £412 as full and final settlement and see what they come back with?
  • hachette
    hachette Posts: 593 Forumite
    Part of the Furniture Combo Breaker
    keyser666 wrote: »
    Well why dont you respond to them saying thank you for the offer but after what you have been through you would be prepared to accept their offer plus the £412 as full and final settlement and see what they come back with?

    I did just that. I have told them that that surgery fee was most important to me. They have not responded i.e passing it to my insurers legal team.
  • keyser666
    keyser666 Posts: 2,140 Forumite
    hachette wrote: »
    I did just that. I have told them that that surgery fee was most important to me. They have not responded i.e passing it to my insurers legal team.

    When did you do that? What was it exactly you said?
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