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Morning, lodger money OPd :T. and a 28p a/c tidy.
Brizzle, thanks for the tips on foil etc. I can see I may need a savings pot to take advantage bargainous offers
Uzu, I like the idea of OPing the savings. We have a steep climb ahead so anything which helps is a bonus. Thanks for dropping in.
Natty, let's hope we don't have to move to larger homes to store all the goodies :rotfl: We may be doing something wrong if we take that approach
SweetDaisy, I do around 50/50 between direct OPs and offsetting. FD are great to deal with and I give them a call each month for an updated end date, based on a set of assumptions. They are always happy to do this :T. Hope all is going well for you
Monday morning calls, so have a good week and 22 days to go :rotfl:
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Tilly_MFW_in_6_YRS wrote: »FD are great to deal with and I give them a call each month for an updated end date, based on a set of assumptions. They are always happy to do this :T.
Oh I'm sure they just sit there, waiting for the mad woman to call..... 'it's her - the 28p overpayment woman'....'no, it's your turn' :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
Morning GG, I've actually had that conversation with them before, how did you know :rotfl::rotfl:2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Tilly_MFW_in_6_YRS wrote: »Monday morning calls, so have a good week and 22 days to go :rotfl:
Oh yes... I [STRIKE]enjoyed[/STRIKE] had three cheap chocolates from my supplier advent calendar at work this morning!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.1 -
I did the same thing with about 7 of them mid November....had to throw it away...clearly wasn't going to last until December and was not proving good for the diet!!! No willpower!2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining1 -
Back to the loo rolls, we don't have a huge house so storage is a bit of an issue (thank goodness for the loft!) but I buy washing powder, regular grocery items and loo rolls when on offer in bulk. Usually from Costco when they are on offer. I can't remember when I last paid full price for a loo roll! Same with kitchen roll - if you get it on offer, particularly at Costco with the money off vouchers they have every so often it is much cheaper than buying from supermarkets 1
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Am getting v stressed as am doing to 2 spare loo rolls and NO spare kicthen rolls :eek::eek::eek::eek:. Need to wait till weekend when have time to source bargains :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1
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I think my DS eats toilet rolls - I swear he could get through a roll every couple of days :rotfl:
I have a stash of kitchen roll but did almost run out of loo roll (blamed said son). Mr T may have to venture into Costc@ unchaperoned - I buy all loo roll etc from there, but I've never bought enough for months. Given the annual budget that's the way to go
Night Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Morning, lodger is staying for another three months allowing me to continue OPs each week :T
Yesterday was a NSD. In January I am going to give myself a challenge of achieving at least 15 NSDs per month.
2p a/c tidy OP made.
Have a good Tuesday
Edited to add: I have realised I hibernate in the winter. Hounds are being walked once a day at the moment and the rest of the year it's twice a day
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14 more work days until holidays start:)
Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1
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