The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
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    Just done over an hours power walk after doing my normal workouts this afternoon, yesterday I did 2 hours of exercise and my buns and thighs are absolutely killing me!!! I've been doing a workout almost every night for a week now and am really enjoying it, I'm sooo shocked! I've been a little naughty and bought a Fight dvd from Amaz0n which is cardio but all based on martial arts and I am sooooooo excited... is that sad?!

    Anyway, just in case you were wondering, my friend completed the 100mile run in 22hrs 45mins at 8.45am today. :eek: What an amazing achievement. :T

    On a detb busting note, I managed my 1st NSD today so well chuffed, however, me and my mum went to Mr T's last night and spent over £100 :eek: To be fair it was the monthly shop and I'll be talking half out of what I owe for rent so not too bad I guess.

    I made my first ever egg fried rice tonight with a gorgeous chicken and cashew nut stir fry. yum yum! :D I haven't let a single teensy weensy bit of chocolate pass my lips, only another 27days to go... :rotfl:

    Hope you all have a fabulous debt busting week ahead peeps :D xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    First NSD of the month *claps* I made it 24hrs without buying anything. :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
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    Ooooo I had a NSD yesterday as well :rotfl: look at that, we're all in sync :rotfl:

    no such luck today, need bread and eggs :( had roast chicken for sunday dinner and have stripped the carcas, put enough in the fridge for tonights dinner and froze a huge portion for DH and Jake to have curry on friday :D no wastage in this house :D:D

    I have made a promise to Miss Lily that I will not sit on here all day today and we will make buns (we are currently arguing over normal v gluten free) and then I will play 'hide and seek' :eek: She doesnt really get that disabled mummys are not good at cramming themselves into corners :rotfl: nor does she really get the rules as when I shout 'coming ready or not! . . where are you?' she calls back 'im in the cupboard mummy' :rotfl: :rotfl:

    On a debt busting note, my mum told me to keep the £15 fom selling some clothes for her to put toward my CC :o so as soon as ive had feedback i'll take everything out of paypal and pay it off :j :j :j
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
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    On a side note, kind of mini challenge related . . . I froze a bag of rolls a while back and tbh they are crumbling in the freezer :( not sure they will be any good for sandwiches when I defrost them :( any ideas what I could use them for? DH loathes bread and butter pudding and thats all I can think of (not that I actually know if you use real bread in it :eek: :eek:)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • choclover
    choclover Posts: 522 Forumite
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    jakes-mum wrote: »
    On a side note, kind of mini challenge related . . . I froze a bag of rolls a while back and tbh they are crumbling in the freezer :( not sure they will be any good for sandwiches when I defrost them :( any ideas what I could use them for? DH loathes bread and butter pudding and thats all I can think of (not that I actually know if you use real bread in it :eek: :eek:)

    Yummm bread and butter pudding - haven't had that for ages - might make that on Wednesday when I'm next off! :)
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • fallenwiccan
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    No spend day for me yesterday too :) OH's Mam took us to Mr T's to buy duvet's and bed linen for the flat and wouldn't let me buy my milk or lunch stuff for this week bless her.

    Tomorrow is hopefully a very spendy day as I'm hoping to give the solicitors a cheque for 10% of the flat when we sign the contract then I'll find out when I need to transfer the rest, I'll ring the bank as well and pay the mortgage fee after we've signed the contract then I can try and finally organise my savings.

    paid £500 in to get my ISA working again but the money I want to save is on top of any left over from the house fund.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    jakes-mum wrote: »
    On a side note, kind of mini challenge related . . . I froze a bag of rolls a while back and tbh they are crumbling in the freezer :( not sure they will be any good for sandwiches when I defrost them :( any ideas what I could use them for? DH loathes bread and butter pudding and thats all I can think of (not that I actually know if you use real bread in it :eek: :eek:)
    How about turning them into breadcrumbs for a crumble, breaded chicken/fish, etc? Just defrost, whack into food processor, and wahey breadcrumbs!

    Mini Challenge: Say no to junk
    This should be an easy one for everyone. We all get tempted by advertising, yet why be bombarded by it in your email throwing itself in your face everyday. For every piece of junk/spam that comes into your inbox click that "junk" button sending it straight to your spam folder. Then block all emails from that email address (normally by clicking the tick box followed by "block"). Not only will this stop you knowing about any potential "deals", it'll make you life a lot quieter.
    Besides, out of sight out of mind :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • choclover
    choclover Posts: 522 Forumite
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    Small payment to natwest cc today, so with expected interest taken into account my new total is:

    #304 £1392.84/5210.12 (26.73%)

    Just going to update my sig as it seems I haven't done it for a while
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Kim85_2
    Kim85_2 Posts: 6 Forumite
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    I've paid off a some more:

    #311 £1750.94/£4456.24
    Virtual Sealed Pot Challenge #152 £49.25:j
    DF by Xmas 2012 #311 £1750.94/£4456.24 :D
  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
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    kerri_dfw wrote: »
    How about turning them into breadcrumbs for a crumble, breaded chicken/fish, etc? Just defrost, whack into food processor, and wahey breadcrumbs!

    Arghh such a good idea! BUT Jake is a coeliac so everything I home crumb is done with G/F bread crumbs to minimise the chance of coss contamination :o

    I have just found a massive bag of demerera sugar as well, wonder if I can find a recipe to use both :rotfl::rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
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