The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
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    catmort wrote: »
    Meeting up is a great idea! Although maybe not just the singletons?

    :eek::eek::eek: OH MY GOD!!! It really looks like I was excluding everyone else, I didn't mean it like that guys honest, I was meaning some kind of speed dating mallarky for a joke!!! I'm so sorry if anyone feels left out by that comment :o:o:o:o

    But HELL YEAH!!! Sounds like a great idea getting lots of us together although the logistics may be a bit of a nightmare with people in Canada, Australia, Ireland :rotfl: and from one side of the UK to the other but sounds like it could be a right laugh!!! :D xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    mf0u1098 wrote: »
    :eek::eek::eek: OH MY GOD!!! It really looks like I was excluding everyone else, I didn't mean it like that guys honest, I was meaning some kind of speed dating mallarky for a joke!!! I'm so sorry if anyone feels left out by that comment :o:o:o:o

    But HELL YEAH!!! Sounds like a great idea getting lots of us together although the logistics may be a bit of a nightmare with people in Canada, Australia, Ireland :rotfl: and from one side of the UK to the other but sounds like it could be a right laugh!!! :D xxx
    I did huff at you excluding us with OH's, but figured it's because you're fed up of us smug marrieds over the past few days :p:rotfl::rotfl::rotfl:
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
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    edited 12 February 2012 at 6:55PM
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    kerri_dfw wrote: »
    I did huff at you excluding us with OH's, but figured it's because you're fed up of us smug marrieds over the past few days :p:rotfl::rotfl::rotfl:


    :o:o:o:o:o:o:o:o:o I'm going to put an edit on my original post so that I don't offend anyone else... *slinks off in a corner to avoid the glares* :o:o:o:o:o:o:o:o:o

    Besides, you guys are *NOT* smug, the amount of times you lot have been moaning about your OH's makes me giggle sometimes :D xxx

    *ETA - Bl00dy gone and done it again with missing out words!!! Right I'm going out now and see if I can offend people in person this time!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    First Anniversary Combo Breaker
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    Sorry :rotfl: I was just trying to clarify it to myself... none of my debt included interest (even my loan, as it was added monthly) so I was completely confused for a minute. Maybe that's why my assignments are always well under the word count, I'm tight with words :D



    Sounds definitely a 'meh' day :( How long do you usually stay with the client? How long do you get off? Hope you feel more upbeat soon :)

    Usually three weeks on and then a couple off. Already half way through so not too bad :)
    In debt no more!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    Whilst I'm thinking about it and before I go and slink off for an evening of maltesers, cloudy lemonade, and american sitcoms....I start my new job tomorrow yippeee if you're on the M40 or M42 between 5.30am - 9.30am or 5.30pm - 8pm wave as I go past :) This means I can't come on during the daytime a much, but will catch up with everyone in the evenings :)

    So I shall now be setting the weekly mini challenge on a Sunday :)

    The coming weeks mini challenge: Grow something
    Ok so we all need to be eating healthier and learning to be more frugal. The best way of doing this is to grow our own food, whether it's planting onions/galic, or bringing on some little seedlings or even cress, or buying a pot of basil/rosemary. So grab yourself a pot and some dirt, plant some seeds (or buy a ready built plant), and grow your own.

    The easiest way to do this would be to buy a ready grown herb plant that you can keep on your window sill in the kitchen or bathroom by the window. Although I've heard that SM ones aren't very good and die quickly.

    Then when you've got your plant, throw some of the fresh leaves (if it's herbs) into your cooking and see what a difference fresh ingredients make. I can already smell the gorgeous basil smell of a rubbed leaf mmm, so much better than dried.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • lashley82
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    Decided to have a massive ebay clearout (as its a free list weekend). everything sold will go towards loan repayments :)

    Mainly its old wrestling DVD's but a few books as well that I got, few Xbox games tht dont getplay. If they go they go :)

    So girls if any of your fellas enjoy a bit American grapple action point them my way :) lol

    *EDIT* I have just realised how wrong that sounds
    [STRIKE]PDL1 £1020.88/£1020.88[/STRIKE]P2P £1274.60/£1537.63 PDL2 £175/£350 PDL3 0/£259 PDL4 £189.77/£503.92 PDL5 0/£194.25 Cd1 £987.20/£1000 Cd2 £725.38/£750 Cd3 £286.69/£300
    [STRIKE]Zebra £325.80/£325.80[/STRIKE]CF £398.85/£1305 OD £793.37
    #321 TOTAL £3735.63/£8639.85 by 1/4/13
    Clear by April Fools for being a Fool, falling back into old ways

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    lashley82 wrote: »
    So girls if any of your fellas enjoy a bit American grapple action point them my way :) lol

    *EDIT* I have just realised how wrong that sounds


    :rotfl::rotfl::rotfl: I burst out laughing at this!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mumof3plusoh
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    lashley82 wrote: »
    Decided to have a massive ebay clearout (as its a free list weekend). everything sold will go towards loan repayments :)

    Mainly its old wrestling DVD's but a few books as well that I got, few Xbox games tht dont getplay. If they go they go :)

    So girls if any of your fellas enjoy a bit American grapple action point them my way :) lol

    *EDIT* I have just realised how wrong that sounds


    made me smile :rotfl::rotfl:
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • camuk81
    camuk81 Posts: 1,559 Forumite
    First Anniversary Combo Breaker
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    kerri_dfw wrote: »
    Whilst I'm thinking about it and before I go and slink off for an evening of maltesers, cloudy lemonade, and american sitcoms....I start my new job tomorrow yippeee if you're on the M40 or M42 between 5.30am - 9.30am or 5.30pm - 8pm wave as I go past :) This means I can't come on during the daytime a much, but will catch up with everyone in the evenings :)

    Sounds ominous!

    Can I contribute to the grow your own, start saving any left over potatoes for chitting (hope thats the approved phrase) and plant later this year.
  • welshywoo
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    not debt busting yet from me but have lost 3 more lb's this week yay!!! am feeling battered and bruised at the moment as rather unceremoniously got dumped up on the common earlier by my four-legged beasty who promptly galloped off in the direction of home..luckily a dog walker managed to catch him before he got into any trouble on the road!!!

    lots of hugs to those that need them .. and well done on your debt busting so far :)
    #8 £2 Savers Club 2020: £90/£250
    #2 Saving for Xmas 2020 £1 a day: £70/£366
    #057 Sealed Pot Challenge: £38.75/£150
    *Mortgage free & Almost Debt Free*
    :A Learning to be a better custodian of Money :A
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