We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Reference Agencies - Who Really Uses Who?! UPDATE

Options
2456777

Comments

  • ToMoCo
    ToMoCo Posts: 43 Forumite
    GE Money also report to experian
  • jd87
    jd87 Posts: 2,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Barclays/Woolwich reports to Experian.
  • Vanquis report to Experian
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • crazyfj
    crazyfj Posts: 297 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    citicards report to eq and ex, they searched ex only for me
  • john1002
    john1002 Posts: 985 Forumite
    Part of the Furniture 500 Posts
    Barclaycard and barclaycard masterloan only search equifax but report to all three CRA.

    All royal bank fo scotland companies, ie mint, RBS,Natwest initially search equifax but then do a second search with experian. They report to all 3 CRA.

    Lloyds TSB search experian only

    Mercedes and mitsubishi both only search equifax for car loans, dont know yet on reporting.

    HTH
  • john1002
    john1002 Posts: 985 Forumite
    Part of the Furniture 500 Posts
    Oh forgot that creation cards so JJB, Flybe only search equifax but again report to experian and equifax on account conduct.

    Argos card part of barclays only search equifax

    sky card again barclays only search equifax but report to all 3 CRA
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    Part of the Furniture Combo Breaker
    john1002 wrote: »
    Barclaycard and barclaycard masterloan only search equifax but report to all three CRA.

    All royal bank fo scotland companies, ie mint, RBS,Natwest initially search equifax but then do a second search with experian. They report to all 3 CRA.

    Lloyds TSB search experian only

    Mercedes and mitsubishi both only search equifax for car loans, dont know yet on reporting.

    HTH

    MINT searched Experian only for me (which I thought was strange being an RBS card)

    EDIT ... MINT searched Equifax and Experian ...
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    Part of the Furniture Combo Breaker
    Vanquis use Experian for searching ...
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • System
    System Posts: 178,347 Community Admin
    10,000 Posts Photogenic Name Dropper
    That's great! Thanks very much for the information.

    I noticed that the JJB and Flybe cards are actually issued by Sygma bank, hopefully the CRA info is still correct.

    Still a load of gaps, so keep em coming everyone!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,347 Community Admin
    10,000 Posts Photogenic Name Dropper
    MINT searched Experian only for me (which I thought was strange being an RBS card)

    Same here, but I'll leave Equifax there to be cautious!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.