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The Sub Prime Credit Thread - Part IV
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After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.
I could not get accepted for any sort of barclaycard, but my friend has held a barclaycard for several years, never missed a payment, always paid on time - and has been refused one of these cards.
He does however have a balance of £3500 on the card out of a limit of £3630.0 -
I could not get accepted for any sort of barclaycard, but my friend has held a barclaycard for several years, never missed a payment, always paid on time - and has been refused one of these cards.
He does however have a balance of £3500 on the card out of a limit of £3630.
His equifax report may not be as good as he is telling you,he might be paying barclaycard on time but what about his other lenders.
And won't of thought barclaycard would give him another card when he is using 99% of his available credit on his original barclaycard..0 -
fairmorn308 wrote: »Just been paid
Now only have £1700 left on my credit card debt left to pay. Start of the year i had nearly 6k on cards
I just lost my job. im now unemployed with 42k left to pay back. was 55k
br likely. 3 yrs hard work down the drain.0 -
morning guys! Hows things? What have i missed? It very ssssshush on here isnt it? wheres everyone gone...so many questions 0
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Sorry mate, do you own your own house?plumber2009 wrote: »I just lost my job. im now unemployed with 42k left to pay back. was 55k
br likely. 3 yrs hard work down the drain.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
plumber2009 wrote: »I just lost my job. im now unemployed with 42k left to pay back. was 55k
br likely. 3 yrs hard work down the drain.
sorry to hear that mate0 -
plumber2009 wrote: »I just lost my job. im now unemployed with 42k left to pay back. was 55k
br likely. 3 yrs hard work down the drain.
With that amount of debt mate ,think bankruptcy is the only option..
Give it 10 years then start a fresh again..
Good on you though for the last 3 years at least you have been trying to pay it back,unlike a lot of people.0 -
plumber2009 wrote: »I just lost my job. im now unemployed with 42k left to pay back. was 55k
br likely. 3 yrs hard work down the drain.
Oh dear. Will you get much redundancy pay? maybe enough to tide you over for a few months? I hope you find something soon. I dont know what else to say really apart from the really unhelpful 'chin up' 'good luck' blah blah0 -
Still waiting to hear from sygma phoned them up for the last couple of days..
Still with the underwriter like i said b4 if its 24.9% they can shove it..0 -
wahoo I have been accepted for the capital one progress card 34.9% apr £500 limit.Official DFW Nerd number 227
Proud to be dealing with my debts!!!!0
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