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Sub Prime Credit Thread Part II

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  • nick49
    nick49 Posts: 27 Forumite
    no theres no bad credit on there, so i guess i have 2 credit files, its not from tryin to get 2 though its just i decided not to apply for any credit until i actually needed it. since i've been applying i've filled all the forms in how they ask but its only ever for the last 3 years address, i would have thought the bad credit would be there as when i rented my first house they saw i had a ccj and i had to show the the letter to say its satisfied. so no idea whats going on really.

    i applied for the vanquis card and got the we'll be in contact in the next 7-10 days screen then got an email with the credit agreement in. i'll have a look at jd williams now.

    cheers guys :beer:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening to all
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning to all
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Morning! :j :j
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Right folks,

    Lets clear this carry on up, once and for all.

    I have absolutely nothing to do with Proliant leaving this forum, I only aired my opinion in which I felt he was a bully. You guys have your own opinions, let me have mine.

    At the end of the day his last 100-150 posts to this forum are all junk, not one iota of help - therefore my stance remains the same that the guy is a bully and this forum is far better off without him.

    You guys can't see it, cos you all love the guy. Want examples?

    1. He uses the word 'troll' about 50 times a week
    2. He always causes trouble and expects us to agree with him
    3. He continually hijacked other peoples threads airing his opinions - fair enough but not to just have a go at people
    4. He bullied newbies into submission by threatening them with 'troll' all the time (I have over 40 names who emailed in to complain about him, want me to list them all?)

    Therefore it is fact, he is a bully and the best thing for this forum is his leaving. Again this is my opinion, I am entitled to it as are you guys.

    I did not cause him to leave, he started with the wrong guy - that's all i'll say about it. He emailed me threatening me and I reported it. That is unacceptable and totally wrong - he took it personal.

    I have no sidekicks, certainly not the names mentioned to me - I am my own person and do not follow someone elses lead without believing in the cause - Proliant consistently tried to belittle myself and several others - this backfired.

    These are the facts - if you don't like them then may I kindly suggest you read his post count and see the pattern of bullying behaviour for yourselves.

    This is the end of the matter as far as I am concerned. If he comes back, fine. If not, fine. It does not concern me in the slightest as I can handle my own and will not be bullied by him, or anyone for that matter.

    I hope i've made myself clear and if you do not like these facts then i'll get everyone together whom he bullied so you can see for yourself that we are not trolls.

    Seems the usual bunch are jumping to Proliants defence - why is this? This thread is not that great. Proliant never made the thread - we all did.

    Like it or lump it, these are the facts now please move on!

    N-I-D :rolleyes:

    People who live in glass houses & all that.


    You seem to be overlooking a small matter here. Have you noticed that no matter how much you try to convince everyone that you are the poor helpless victim, nobody is actually bothered about your personal issues with P, and that's all this is about afterall.

    From the moment you joined it was clear that this was a personal thing for you, you even went to the trouble of c&p his posts from another forum in your crusade to get rid of P, and did anyone care then? Did it make anyone like him less?

    When are you going to work out that people do not have to accept your opinion about individual posters? If you want to talk about bullying perhaps you could explain to us why you needed to bring so many of your associates over here from other forums to hound Proliant off the site?

    If it's 'Facts' you want then have this one on me - In going about this in the underhand manner that you have, you have made yourself look a hell of a lot worse than P looks & i am not alone in commending him for being dignified enough to ignore you. If you don't like certain individuals who have been members a lot longer than you, and (by your own admission) you think CAG is so much better than MSE then you know what the solution is - don't feel obliged to stick around on our account.

    First remove the beam from your own eye before removing the speck from your bother's.
  • savagej
    savagej Posts: 1,158 Forumite
    I wonder if NID is a troll myself.

    He has posted incorrect information about cards which normally always require authorisation and when corrected and invited to respond, nada.

    I would like to see his banking credentials as I have been in the business of programming their computer systems for them for 20 years.
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh I am not convinced it's a Trolling issue myself.

    I think it's just a personal grudge by someone who has grossly underestimated how much support & friendship Proliant has on here and has hammed himself up so much in front of everyone that he can't lose face now by backing down, so he still has to be right instead even when it's obvious nobody really gives much of a t0ss what he thinks of Mr P anyway because we all drew our own conclusions ages ago.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    lovehate wrote: »
    NID is Milford Madness. That is all I know.


    said that a while back just have to look at way they talk slag of users ect both same person
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • Just apply for JD williams group of catalogues offer £125 limit.Try to start build up my credit history , hope this work. Thanks mate
    Discharged nearly 15yrs and happen again😓
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    ged1980 wrote: »
    said that a while back just have to look at way they talk slag of users ect both same person

    I thought that too. NID only came on the scene after milford chucked his toys out of the pram:rotfl:
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