-
Chelsea 2yr fixed rate at 3.65%
http://www.moneyobserver.com/news/10-08-06/chelsea-launches-365-cent-two-year-bond i just thought i'd post for anyone lucky enough with savings plus my gran wants to lock a few k away so i'm going to let her know about this account
-
Beware the 'deal credit' offered by execution only stockbrokers
I opened an Barclays Market Master account online at the end of June which was instantly approved for trading. I'd never dealt in shares before, but found the system to be easy to use. I loaded £300 into the account in order to benefit from a tip (which turned out good). The next week I logged in and was surprised to be…
-
Moody's warning on sovereign debt
Interesting article on the Telegraph this week - looks like the official expectation is of a double dip recession, one that leaves the UK and others in a situation akin to Japan: http://www.telegraph.co.uk/finance/economics/7950775/Time-is-running-out-for-the-West.html Also book marked this, again from the Telegraph,…
-
Closing Halifax Web saver
Hi, I opened a web saver last year with halifax and it has matured now. I moved the money out but want to close the account completely. I had a look at the procedure to close the account on their website. It says to contact 0845 number. I dont want to waste my money to close the account. Has any one know if i can write to…
-
Trustee Accounts
Hi everyone. I have just over £20,000 to invest for my son that he has inherited from my late Husband. My Father and I are to be the trustees and he is allowed access to it when he turns 18. He is currently 4 years old. My son also receives a pension from my late Husbands final employer which means he currently pays tax.…
-
overseas accounts
Hello everyone...I have just decided to sign up here as I am intereseted in finding out how I can save money in US dollars as I plan to emigrate in the future and would like to build up substantial savings abroad. Do I need to open an account overseas and is this possible to do if you live in the UK? Also how would it work?
-
Investing irrecular amounts for a child but retaining control until age 21
Hi, Have done a bit of searching but not found anything so far that quite matches what I'm after. I want to put away irregular amounts of money for my son, but want to be able to retain control of it until he reaches 21. I basically don't want him to be reach 18 and blow it all on a motorbike, hoping that once he's 21…
-
Any advice on where to save?
I am new to the forum and would like any advice that anyone can give for my situation. I would like to save money every month for a period of 2,5 and 10 years. I basically want to set a Direct debit of a fixed amount each month and not have access until the 2,5 and 10 year point. At these points i want all the cash paid…
-
Desperately need some savings advice
Hello! I'm hoping you can help me out. I have a few savings queries. I've been looking through Martin's advice but was hoping for some more. This is my problem (well, not so much a problem as a lucky situation!) 1. I will be receiving £30000 :jfrom the sale of our house in France. We have nothing else to pay our for the…
-
HONG KONG exchange brokers
Hi, Can anyone recommend a good brokers to trade on the HK market with please? I know TDW and Guardian Shares both have this option Thanks
-
What exactly do credit reference agencies know about us?
Hi all, With the government discussing letting private companies have access to credit reference agencies (CRA) especially for those on benefits I am curious as to the extent of info CRA’s hold on us anyways. 1 Do they know our monthly credit card bill from month to month? I know they probably know what cc’s we have and…
-
First Direct Savings Account
Hey Guys I am looking at opening a Savings Account (with the highest interest rates) I currently have an ISA with First Direct but have almost used up my yearly amount. I am looking at First Direct Savings Account- Here are the details: 5.00% AER/gross fixed for 12 months Our Regular Saver could be perfect if you don't…
-
Options and SAYE to ISA
I understand that you can transfer shares from an approved company option scheme, or a save as you earn scheme, directly to a S&S ISA. The restrictions seem to be the value of the shares must be less than the annual ISA limit of £10.2k (on day they hit the ISA?) and they must be transferred within 90 days of being…
-
Small inheritance investment advice
Hello MoneySavingExperteers :D , My Granddad recently past away at the tremendous age of 98. After the Goverment etc have taken there cut, there was a same inheritance left of £300. At the moment, there is nothing I want to send it on, so I was looking to put it away somewhere where it can quitely earn some interest. I'm…
-
10,000 to invest for a year
I currently have 10,000 that I can invest for one year and was wondering if anyone had any ideas what would be the ideal way to invest this for the best return. I have looked at Isa's, but I would still have £4900 left after investing the maximum amount. I am a novice to things like this, but would like to ideally learn…
-
Savings Plan?
I am looking to set up some sort of savings plan. I want to consider buying a house in the next few years and want some kind of plan, that will give me the best return on my money, and preferably I can't access until a set time period has lapsed or something along those lines. Can anyone give me advise on the best way to…
-
ncbs index-linked cash ISA (2nd issue)
This deal is featured in the mse website & involves locking in cash until 2015 to gain the full benefit. But what is that benefit? Not in doubt is that a flat rate of 1.0 % p.a. interest is credited annually to the account. The balance of the deal is obtaining additional interest as a one-off payment in 2015: but how much?…
-
scarborough building society mysavings
I opened a scarborough bs mysavings account a few years ago, when it was paying 6.5%, i can't seem to find the interest rate for this account. I know that they have merged with skipton, but you would have thought that they would display the rates online. Help please?
-
Get rich quick. Invest in Mongolia. You heard it here first.
http://www.businessinsider.com/marc-faber-mongolia-could-be-the-saudi-arabia-of-asia-2010-8
-
Units trusts
I have a FTSE tracking unit trust and set it up with £500. I understand these are one of the best ways to make money saving. How much would you recommend paying in monthly if at all to increase the chance of the rate of growth? Thanks.