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How to buy shares in a US based company
As above, I use X-O to buy uk shares but want to buy some in a US based company, but they don’t come up when I search to buy them through X-O How’s best to buy US shares please?
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LISA for retirement / living overseas
I already own a property so the LISA would be for my retirement. I'm in my early 30's and have recently been offered a job overseas - not something I'd considered at all until a few weeks back. Its a permament position and I have no idea how long I will be away (or even if I'm going, but lets assume that I am). Would…
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NS&I Growth Bonds - Interest rate reductions
This is reported as being effective on 13-03-2018 http://www.bbc.co.uk/news/business-43301333
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Should I wait for the New Tax Year to Open a LISA
I have a lump sum of £1,250 to start my LISA account with. I want to then pay £229.16p each month until it reaches the maximum £4,000. Is it better to open it now or wait until the new tax year in April 2018 to open it. I don't have the full £4,000 to put in straight away and don't want to miss out on the bonus if I open…
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LISA - AJ Bell
Hello, I am about to put £4,000 of my savings into a LISA First Time Buyer 25% bonus fund for the home I plan on buying in 3-5 years. I have set up an account with AJ Bell but before I place the money there, I just wanted to check their reputation first. Does it matter which provider I use? My bank (Natonwide) doesn't…
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PIBs - income generation
In the 1990s building society share flotations were in full swing. My dad and I bought a few PIBs to secure membership of specific societies. Our aim at the time was simply to gain membership of societies in order to receive the cash on offer when the society floated. Perhaps not the canniest of investment decisions at the…
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eToro help
Hi Everyone, Apologies if this isn't the correct place for this post but here goes... At approximately 15:54 GMT Tuesday 6 March, a stop loss was triggered on a Berkshire Hathaway position I had opened. The stop loss triggered at around $198. When I check the candlesticks on the eToro system I clearly shows a massive…
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Stocks & Shares ISA or low fee trading app?
Hi everyone, I am looking for some advice. I can't seem to find my exact query online anywhere. I understand Stocks & Shares ISA; tax free gains on both dividend and £ gain in share value. But with the recent surge on low cost trading apps (such as Trading 212) that do not charge either a monthly fee of a trade fee unless…
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A Forgotten Post Office Account
Hi all Any assistance would be appreciated. My mum passed away in 2006, and just recently my dad had been sorting through a box of things and discovered some things that he gave to me. One of the items was an old post office book (the post office is still there), that my Mum had opened for me when I was 3 months old, with…
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where to put savings with 123 acct
]I have a 123 santander acct with £20,000 in , gaining all the perks from direct debits ,utility bills etc. I have £5,000 + to put somewhere . I am thinking of santander e saver. Wondering what people would suggest.
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How accessible is the Cofunds platform?
Would appreciate advice from those in the know... Is there any way for an individual investor to directly place (qualifying) investment funds onto the Cofunds platform? Or must placement onto the Cofunds platform always be done by/through a financial advisor or intermediary? Some folk may have purchased funds directly from…
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Am i doing the right thing!!
Hi everyone. Needed some advice on my current situation and some reassurance I am doing the right thing. First a bit about my circumstances. I own a computer business that has been doing well and I have managed to build up a pot of savings and also a few houses on buy to let. We bought our dream house in Dec 2011 and did a…
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US Stocks
Hi everyone I am considering investing in US Stocks and have a few questions. Currently I have an ISA with Hargreaves Lansdowne, but think that their fee for buying/.selling US stocks is rather high. I am looking for a broker with much lower costs. One that seems quite good is Degiro. Anyone any experience with them?…
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Help to Buy ISA used as a Regular Saver?
Hi, I opened a regular saver last year with Santander (5% on upto 200 a month) and this is now the last month of the term (12 months). I'm looking to open a new regular saver and was reading about the Help to Buy ISAs, which seem similar to a Regular saver (saving regularly every month and decent interest rates). The…
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Best Savings accounts for Channel Island Residents
Hi all, Does anyone have any advice on top savings accounts if you are a resident in the Channel Islands? I have tried to open one of the Virgin Money E-Saver accounts, however I am unable to if I am a Channel Island resident, so not sure if there are any comparable accounts out there that I could apply for? I will…
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Foreign and Colonial name change!
As many on here will know, Foreign and Colonial is the oldest IT in the world - 150 years old this year. Now transpires they plan to change it's name! http://citywire.co.uk/investment-trust-insider/news/foreign-and-colonial-seeks-new-image-with-fandc-name-change/a1098758?ref=investment-trust-insider-latest-news-list Leave…
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VCT within ISA
I'm new to VCT's - wondering if it is possible to hold VCT within ISA? As both capital and dividend on VCT are tax free - for new money are there any advantages of investing via VCT? I was thinking of selling some investments within my existing ISA and subscribing to a couple of VCT offerings open currently and benefit…
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Tax
Morning all, I am just about to draw my pension and along with my wages will put me over the threshold of £45000 for the 40% tax. Will I pay 20% tax up to the £45000, then 40% on anything over £45000 or will I pay 40% on the lot from scratch.
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Halifax HTB ISA - Closing Statement
Does anyone know how long it takes for Halifax to issue the closing statement for a HTB ISA? I am looking to complete mid to late August, but hoping to squeeze in another payment on 1st August. Also, does the conveyancer require the original statement or would a scanned copy suffice?
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Cash ISA suggestions?
Hello fellow forum members, I hope I am following protocol when asking for this advice (I'm a newbie - be gentle:o) The information out there is quite overwhelming, but I wonder if anyone would be kind enough to give an opinion on what I should do with some money I have saved. Unfortunately, giving it to you is not an…