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online hsbc card....
I have one of these,I transferred a balance to it whilst 0%. So far so good. Then when I had to go into hospital unexpectedly, so my credit card bill payment was paid with cash at the bank, but with just two days to go before due date. This incurred a late fee, when I explained, hsbc said they'd waive the fee to half. This…
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Discounted Sainsbury's vouchers!
I saw an article recently about a credit card that gives discounted Sainsbury's vouchers but I can't remember which credit card it was! Anyone any ideas? Thank you... Tonome
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what areyou covered for when payong via credit card?
i have just paid for a party at a ball place via cc but was really unhappy with the service, is there anything i can do? or just write a letter of complaint?
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Transferring a balance to someone elses card?
Is this possible? A friend has been offered a 0% balance transfer with his Egg Card, but doesnt need to use it. Could I transfer a balance from my credit card to it, and then set up a direct debit to pay it off monthly, or alternatively just pay my friend an amount each month? It seems feasible to me, but as our names and…
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Credit rating confusion!!
I hadn't done a credit check on myself for a while, and the last time I did one wasn't a very pleasing experience... However, I've just done one on myself and I've suddenly jumped up to having a score of 999 out of 1000 on the creditexpert website. Puzzled, I had a closer look... and found that two of my credit cards are…
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Give me a clue what to do please!!!!
Need to move quickly on this one............here goes:rolleyes: Thinking of applying for M&S card for BT transfer of 3.9%. However, just read in Martin's article that even searching for car insurance can affect credit search. Didnt realise this when I was looking for car insurance last week. Did around 3 searches online…
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Got my CC why is it same limit as old CC?
Hi guys i applied for a MBNA CC and i got approved however its credit limit 13K is similar to my exisiting CC of 15K. I am confused? as i balance transfered 3K to my MBNA now i am stuck shall i cancel my exisiting CC (15K) as i want to move my morgage to another lender soon (better interest rate) and possible buy a new…
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Capital One - balance transfer - worrying
Approx 18/12 ago we used a CapitalOne Credit Card to transfer a sum with an agreed interst rate of 3.9% for the life of the balance. It was rather shocking to see that on the last few statements it had gone up to approx 14.9%. We paid by direct debit and as the monthly repay was a smallish amount only noticed the 'changes'…
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credit card for trip to the usa
hello to all i am new to the forum.i am off to the usa soon and would like to buy a few things.i have saved up spending money for the trip but i would like to take advantage of the trip to buy a few things i had planned to buy in the uk later in the year. can any one reccomend a credit card that is best for this job. i…
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£500 help
hello my names Danny, i am 19. i have a problem that i hope someone can help me with. i've been betting online on a website called casinolasvegas.com, i've manage to become £500 in debt from this last week. i have no credit card and no overdraft on my on my debit card. i fear that because im on an apprenticeship only…
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Capital One don't reply to letters
I wrote to Capital One in December after my application for a credit card was declined by them. Is there any other obligation on their part, apart from the aspect of decent manners, to reply to my letter ? My letter was a straightforward request to them to re-consider their decision, but I have not had the courtesy of a…
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Smart Card charging a BT Fee!!!
Got my agreement today but a little bit confused. On page 7 of 8 under "Charges" - it says BT Fees - 3% (minimum £3) I thought BT was free!!! Anyone confirm this
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M&S &more - New T&C's effective 6 March 2007
I've received a notice of variation to the T&C's for my M&S card, and it's a mixture of good and bad news. Summary of key points... You can now BT from another HSBC group card. "We will currently permit you to transfer an amount owed to another member of the HSBC Group to your account. Accordingly, the words "(who must not…
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lost driving license - worried re identity theft
Hi everyone, i hope this hasn't already been asked but i couldn't find it in the search, also not sure if this is the best forum but i couldn't find a better one. basically about 3 weeks ago i lost my wallet/had it stolen; i cancelled my credit cards immediately. however it also contained my driving license - in northern…
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Cancel CC cash withdrawals
Asked Nationwide whether they can do that for me - answer was NO. I am sure I've read in the posts around here that people have done it. Please if anyone has done it - could you please state the provider/which card? Thanx in advance!
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Smart Card Versus M&S &More Card
Hi I'm in a bit of a pickle and need you opinion. 1. I have a &More Card since October. Limit is £7.5K and is maxed out. 2. I have now been approved for a Smart Card - limit is £7.6K 3. I have The One Account Now i want to make the most of both cards - how should i use it so to make the best (and the most profitable) use…
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Credit Card Reclaims
Can someone please advise since we can reclaim for late charges and overdrafts to banks if that applies to credit card companies as well?
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0% Purchases or Bal. Transfer card needed for Student
Hi, I'm looking for a credit card that has 0% Purchases, or Bal Transfers for 3-6 months, if purchases I can just start spending on it not worrying about the interest, if BTs then I can shift my current CC bals across to it. I have applied for a Halifax One twice, and being declined, then referred and eventually declined.…
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Cancelling payment protection?
Is it as simple as writing to the credit card agency (Virgin) and stating it is no longer required? :rolleyes:
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Lower credit limit to get higher on new card?
Hi all Not sure exactly what information Credit Card companies have at their disposal when determining what credit limit to set. I currently have three credit cards, with a total owing on them of about £5,500 (most of this is currently 0% APR though, and the non 0% will be cleared in March). However, my available credit…