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  • FIRST POST
    • wiseonesomeofthetime
    • By wiseonesomeofthetime 14th Jan 20, 9:10 AM
    • 208Posts
    • 100Thanks
    wiseonesomeofthetime
    NEWS: Gambling on credit cards to be banned
    • #1
    • 14th Jan 20, 9:10 AM
    NEWS: Gambling on credit cards to be banned 14th Jan 20 at 9:10 AM
    BBC reports on what I, personally, think is a great move.

    But then, I don't gamble. Not even on the lottery.

    Starts 14 April 2020
Page 2
    • born again
    • By born again 14th Jan 20, 3:06 PM
    • 1,425 Posts
    • 792 Thanks
    born again
    Long overdue of course, but surprised they omitted the lottery which after all is gambling.

    But gamblers will of course find obvious ways around this one.
    Originally posted by venison
    When it 1st started you could not use a credit card for lottery purchases.

    As to getting round the block. I can see at least one already. Unless some 3rd party debit cards are going to block the use.
    • camelot1971
    • By camelot1971 14th Jan 20, 7:19 PM
    • 1,132 Posts
    • 1,769 Thanks
    camelot1971
    I don't know why people are being so secretive about workarounds.

    You can take money out at a cash machine

    You can arrange a money transfer to your account

    You can buy goods on a CC and then sell them for cash

    etc etc

    It might stop impulse gambling but it won't stop someone who has an addiction.
    • Ben8282
    • By Ben8282 14th Jan 20, 7:26 PM
    • 4,763 Posts
    • 2,635 Thanks
    Ben8282
    I don't know why people are being so secretive about workarounds.

    You can take money out at a cash machine

    You can arrange a money transfer to your account

    You can buy goods on a CC and then sell them for cash

    etc etc

    It might stop impulse gambling but it won't stop someone who has an addiction.
    Originally posted by camelot1971
    Of course there are workarounds.
    But let's say that a thread was to appear which read 'I have a gambling addiction. I used to use my credit card to get into debt gabling but now I can't use it any more and can only spend the money I have. What can I do to get money from my credit card. Help please.'
    How would you respond?
    • Willing2Learn
    • By Willing2Learn 14th Jan 20, 7:34 PM
    • 5,199 Posts
    • 4,840 Thanks
    Willing2Learn
    It might stop impulse gambling but it won't stop someone who has an addiction.
    Originally posted by camelot1971
    I don't agree. Some people who are unfortunate enough to suffer from a gambling addiction, will be thankful for the changes, as it makes it more difficult to gamble with money they don't actually have. It means they have to work just a little bit harder...if they are to continue gambling with abandon...

    @camelot1971 - If you are a responsible adult who empathises with people who have a gambling addiction, then you would delete your post. As otherwise you are potentially helping someone to feed their habit...
    Last edited by Willing2Learn; 14-01-2020 at 7:38 PM.
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    • born again
    • By born again 14th Jan 20, 7:49 PM
    • 1,425 Posts
    • 792 Thanks
    born again
    I don't know why people are being so secretive about workarounds.

    You can take money out at a cash machine

    You can arrange a money transfer to your account

    You can buy goods on a CC and then sell them for cash

    .
    Originally posted by camelot1971
    Can you do any of them online?

    In reality the ban has a greater effect on online gambling. NOT high street.

    When you have spoken to someone who's partner has just killed themselves because they had been found out with debts so big that they were going to lose not only their house but also their business as well.
    Then you will understand why.
    Last edited by born again; 14-01-2020 at 7:52 PM.
    • CanadianDream
    • By CanadianDream 14th Jan 20, 8:18 PM
    • 35 Posts
    • 39 Thanks
    CanadianDream
    I don't know why people are being so secretive about workarounds.

    You can take money out at a cash machine

    You can arrange a money transfer to your account

    You can buy goods on a CC and then sell them for cash

    etc etc

    It might stop impulse gambling but it won't stop someone who has an addiction.
    Originally posted by camelot1971

    You raised some good points but I welcome the change.
    • Ergates
    • By Ergates 14th Jan 20, 9:23 PM
    • 762 Posts
    • 993 Thanks
    Ergates
    I beg your pardon? At no point have I said or even implied such. Ridiculous comment.
    I said gambling on a CREDIT CARD was stupid. Which it is.
    Originally posted by Malkytheheed
    That's what a moral defect is - knowing something is wrong and doing it anyway, because there is something wrong with your decision making process.
    Last edited by Ergates; 14-01-2020 at 9:27 PM.
    • Rimron83
    • By Rimron83 14th Jan 20, 11:47 PM
    • 1 Posts
    • 1 Thanks
    Rimron83
    So I have bipolar which sadly brings along alot of habits with it and a very addictive personality! I have given up alcohol for almost 4 years but one addiction I was yet to get on top of until last year was gambling! For people who havent battled these demons, addiction is a mental health issue and often goes hand in hand with other mental health conditions! The point being missed is people are VUNERABLE!
    Anyway, I spent alot on credit cards gambling and I am paying my debt back, bit by bit, but I will get there. Does anyone think there will be claims against these lenders going forward to return the enormous charges placed on these vulnerable gamblers? Just a thought really.

    Thanks
    • camelot1971
    • By camelot1971 15th Jan 20, 7:15 PM
    • 1,132 Posts
    • 1,769 Thanks
    camelot1971
    Of course there are workarounds.
    But let's say that a thread was to appear which read 'I have a gambling addiction. I used to use my credit card to get into debt gabling but now I can't use it any more and can only spend the money I have. What can I do to get money from my credit card. Help please.'
    How would you respond?
    Originally posted by Ben8282
    I wouldn't respond at all. Why are you assuming that someone with a gambling addiction doesn't have the ability to work out a solution? That's a bit insulting to their intelligence isn't it?

    I think it's good to talk about ways to bypass the intent in legislation because it forces government to rethink or address gaps if enough people talk about it. It would be different if I or others were talking about illegal activities, but all those actions are perfectly legitimate and I expect people have used them to service debt or some other expense when they need to.
    • camelot1971
    • By camelot1971 15th Jan 20, 7:19 PM
    • 1,132 Posts
    • 1,769 Thanks
    camelot1971
    Can you do any of them online?

    In reality the ban has a greater effect on online gambling. NOT high street.

    When you have spoken to someone who's partner has just killed themselves because they had been found out with debts so big that they were going to lose not only their house but also their business as well.
    Then you will understand why.
    Originally posted by born again
    Sorry, understand what exactly? While that situation is tragic, addicts will find a way to feed their addiction. I absolutely agree with the proposal, but it doesn't address the underlying issue with someone who is addicted to gambling. I would be quite happy to see the entire gambling sector closed down to be honest.
    • onwards&upwards
    • By onwards&upwards 15th Jan 20, 10:33 PM
    • 1,571 Posts
    • 3,139 Thanks
    onwards&upwards
    So, (at the risk of going off topic) why isn't smoking banned?
    There is no single good reason to "allow" the public to smoke. Everyone knows it's only bad for you.
    Originally posted by Malkytheheed

    It should be, but it makes too much money for too many people, and the treasury.
    • onwards&upwards
    • By onwards&upwards 15th Jan 20, 10:40 PM
    • 1,571 Posts
    • 3,139 Thanks
    onwards&upwards
    I racked up nearly 25k on credit cards due to a gambling problem over about 7-8 years. I won’t go into detail as to how/why or the circumstances that led to it, because certain posters here do not deserve such a detailed and personal response.

    I welcome this change because I know for a fact I wouldn’t have got in so deep and spent so long in the grip of it if I hadn’t been able to use credit to gamble online.
    • SuperPikachu
    • By SuperPikachu 15th Jan 20, 11:00 PM
    • 321 Posts
    • 542 Thanks
    SuperPikachu
    Sounds good to me - I do gamble occasionally, and really shouldn't as I neither have the money to throw away nor have any luck.


    However I do know somebody who got into loads of gambling debt and managed to get it all written off with the help of the local CAB (cannot remember the name, but they had to wait a year and then all the debt was written off). They have since now opened up a credit card account (I don't even understand how) and then used that for gambling ... and got into loads of gambling debt.



    Can only see this move as a positive from my prespective.
    "Wild Pikachu appeared!"
    • 2e0arr
    • By 2e0arr 16th Jan 20, 7:45 AM
    • 642 Posts
    • 343 Thanks
    2e0arr
    should people who are not financially disciplined have credit cards or current account overdrafts ?
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