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  • FIRST POST
    • LauraKatherine
    • By LauraKatherine 21st Nov 17, 8:31 PM
    • 1Posts
    • 0Thanks
    LauraKatherine
    Vanquis mistake.
    • #1
    • 21st Nov 17, 8:31 PM
    Vanquis mistake. 21st Nov 17 at 8:31 PM
    Hi there,

    Mistakenly, I applied for a Credit Card with Vanquis, my application was successful but I realised that in the end I didn't want one. Within 2 hours I called and cancelled my application and they said I was able to do so even though I hadn't received the card. However, after reading more into Vanquis and their history I am a little bit sceptical with whether it has actually happened.

    When I requested a letter of confirmation, they said they wouldn't be able to do one as I hadn't received the card. The gentleman on the phone said it would be as if I hadn't requested for one. Does anyone know if there is a way I can request for a letter of confirmation, just to be sure that it has been processed?

    Also I have requested to be removed from their marketing, is there a way again to request for this to be confirmed in writing?

    Many thanks!
    P.S. Sorry if this is a weird request, it's my first time on here!
Page 1
    • z1a
    • By z1a 21st Nov 17, 8:35 PM
    • 1,254 Posts
    • 1,194 Thanks
    z1a
    • #2
    • 21st Nov 17, 8:35 PM
    • #2
    • 21st Nov 17, 8:35 PM
    Don't know the answer, but puzzled as to how you can mistakenly apply.
    • zx81
    • By zx81 21st Nov 17, 8:35 PM
    • 16,813 Posts
    • 17,816 Thanks
    zx81
    • #3
    • 21st Nov 17, 8:35 PM
    • #3
    • 21st Nov 17, 8:35 PM
    If you don't get a card, you'll know it will have been cancelled. You could also check your credit files of course. I would not over worry.

    You could ask for a letter re the marketing, which they may or may not provide but again, I think you're looking for problems that aren't there.
    • Slubberd
    • By Slubberd 21st Nov 17, 9:43 PM
    • 78 Posts
    • 73 Thanks
    Slubberd
    • #4
    • 21st Nov 17, 9:43 PM
    • #4
    • 21st Nov 17, 9:43 PM
    If you don't get a card, you'll know it will have been cancelled. You could also check your credit files of course. I would not over worry.

    You could ask for a letter re the marketing, which they may or may not provide but again, I think you're looking for problems that aren't there.
    Originally posted by zx81
    It'll deffo come up on a credit file.
    • Samsung_Note2
    • By Samsung_Note2 21st Nov 17, 9:51 PM
    • 410 Posts
    • 164 Thanks
    Samsung_Note2
    • #5
    • 21st Nov 17, 9:51 PM
    • #5
    • 21st Nov 17, 9:51 PM
    Is there any reason you dont want it after applying...lucky it wasn't a tattoo...lol

    The APR is very high,but if you pay off in full each month its not an issue...if you found a card that better suits your needs,then apart from a credit search you have nothing to worry about.
    • Dobbibill
    • By Dobbibill 21st Nov 17, 9:54 PM
    • 3,054 Posts
    • 3,974 Thanks
    Dobbibill
    • #6
    • 21st Nov 17, 9:54 PM
    • #6
    • 21st Nov 17, 9:54 PM
    It'll deffo come up on a credit file.
    Originally posted by Slubberd
    The search will show on the credit files but the account shouldn't if it's been closed so quickly.
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