Lilmissmups SAHM adventure!

Kitten868 · 9 December 2015 at 11:12PM

Does my idea help at all with the inheritance? I'm so bad with money. Doesn't last two minutes! So it would help me. X

lilmissmup · 10 December 2015 at 1:01PM

Feeling throughly annoyed..... looks like I have been scammed by a company *though not got any money off me and neither will they be!*, got sent some tooth whitening strips in the post I didn't want and today got a invoice again threatening to send me to debt agency, they are not UK based so hopefully they can't actually do anything but posted on consumer board for advice. I have emailed them but don't expect a reply.

Kitten868 · 16 December 2015 at 3:13PM

Sorry about the tooth whitening !!!!!!s! You all ready for Christmas? I think I'm there! Hope you've got a busy week selling loads of usbourne

x

lilmissmup · 1 January 2016 at 12:56PM

Hello all and happy new year :beer:

Been so manic here the last few weeks with Christmas, OH's kids here a lot, other family and my dreaded mother so not had time to post but I really want to keep a track of things this year so I will be posting lots!

Next week all our toddler groups start back up and I can't wait to get back into a routine!

Also hopefully in the next few weeks I will get my inheritance cheque and can clear my credit card debt, my 0% runs out in March but it should all be sorted by then....I hope!

I am looking to find some challenges to do this year, I still have my £2 coin sealed pot and it's been 3 years since I got it after opening the last one, it's so huge I think it will take another 3 years to fill anyway! But it's also got £100 of notes in it too as my Nan gave me £100 to spend on me after Maddie was born and I never did as couldn't think of anything I wanted.

When it does finally get opened I will be using it towards a holiday!

lilmissmup · 1 January 2016 at 1:10PM

So with the inheritance there are sooooo many things we need for the house it could probably go in a month!

Things we do need for the house

New front door (ours has parcel tape on the back.....)
New sealed units for a couple of our windows
New mattress (god knows how old our one is) DONE
Get central heating valve fixed (can only get hot water from immersion)
Need to get boiler serviced

Things we would like for the house

New frost free freezer
New carpets (these are a need really but not a priority need)
New wooden flooring for living room (these is also a need really but not a priority need)

My car is also going to cost me about £1000 this year, cambelt service is due which is around £500, insurance is around £300, tax £30ish and then probably new tyres at some point..... I got a puncture Christmas day but Dad paid for that for me.....

So with all of the above thats at least £3/4k just gone like that!

We do want to sell our house too, in an ideal world I would have the house ready to sell in 2017 in time for Maddie starting preschool Sept 2017 but with a toddler and OH working full time plus seeing his kids too plus general life it's probably not going to be until 2018/2019!

Beckyy · 1 January 2016 at 9:09PM

Happy new year Lilmissup!

I've been a bit behind on the MFW side of things for the last few months but hoping to get back on track soon.

Glad your inheritance is on its way and I hope you manage to tick everything off of the list soon! Looking forward to your diary through the year

lilmissmup · 5 January 2016 at 3:56PM

Right, things are well er gloomy right now, little bit worried that I might be a single mum soon and my mother has only just left after a month of being here so am trying to pick myself up from that too.

So I need to focus on me for the moment. Hoping things improve with me and OH but we are both miserable as sin right now and am debating whether we would be better off without each other, I feel like I am making him very unhappy (after conversations) and I really don't want Maddie growing up in an unhappy home as I know how bad that can be.....

Tonight I am going to an exercise class, first time in years but I am hoping it will help me mentally as well as physically as my depression has got really bad the last few weeks and I want to avoid going back on medication if possible.

Saying that I am stuffing my face with mini eggs right now.

Maddie is having a nap atm so I am following others examples and think starting lists is a good idea again, financially and personally.

I think with a 16 month old a daily list is impossible but a weekly one should be.

1) Offer up DD's 9-12 month clothes on selling site and if not pack away for sale later in year
2) Take some of DD's clothes and old toys to charity shop
3) Dig out 3 items to sell on eBay
4) Look up recipes for meal plans
5) Look through wardrobe to find clothes for charity shop
6) Sort out meter readings for old and new supplier

Number 6 is most important on the list though, should really do that now!!

I am now rethinking plans for my inheritance though as think I will need it all if I need to find a house for me and Maddie.

Beckyy · 5 January 2016 at 9:31PM

Sending you a hug, I hope things look brighter for you very soon. I hope you managed to get some nice time with your Mum, having family stay over can be hard work sometimes. Always a PM away if you need an ear.

I went to a block of exercise classes towards the end of last year, it took a bit of motivation to go but I honestly really enjoyed it and it was a nice change meeting some new people outside of work. I hope you had a positive evening!

lilmissmup · 11 January 2016 at 12:42PM

Things aren't much better at home, kinda like I am living with a stranger at the moment

My mother didn't pay all her hotel bill when she left so they have been in touch with me..... just what I need! Hate that woman! :mad:

Decided to chuck some more money at Usborne though and have purchased myself an Usborne Website and ordered some special offer books, a lovely lady on here has given me a good stall fundraising idea (to get my fees back for doing stalls) so taken the plunge!

Also the website should help me build a customer base, people can order via the site and I still get a commission % and also if i meet any new recruits they can sign up via my website.

Fingers crossed anyway!

Maddie is a bit under the weather today and I don't think I have acheived anything from the list I posted last week yet which makes me sound lazy I guess!

Having a toddler though makes simple tasks hard!

Got our new mattress delivered on Saturday (cost £322.45 including delivery) I paid £17.50 for Saturday delivery but did through TCB so should be getting £16 cash back so that covers the delivery really, just easier means Simon was here to help with it and means not stuck in house all day with Maddie during week.

Then spent £138 on new bedding!!! :eek:

If we split up I will need to buy a new bedframe too to take with me..... :cool:

Got a man coming over later to quote for the front door. Maddie is asleep atm so I need to chuck a couple of washing loads on, was hoping to get to play group later but not sure we will if she is poorly

lilmissmup · 13 January 2016 at 2:12PM

Finally got round to working out my Usborne incomings/expenses..... at the moment as I have just spent out on some additional books and stationary it owes me £145.

Not too bad and I have a few events coming up to hopefully sell some stock at so should get that back.

I emailed a school that I did a fair at for Christmas about doing a sponsored read but haven't heard back yet, did approach another school on Facebook though and they asked me to send them some more details, so I hope I might get one of them signed up at least, think I might approach a few more though. Hoping I get one of them signed up, will be fun to do I think as well as a financial boost.

Got myself signed up for an Easter Fayre and also hoping to do a Charity Open Day in February too.

Feeling optimistic about it!

Still not managed anything in the house about from general cleaning.

Took Maddie to our Sing and Sign class this morning, was hoping to get to toddler group this afternoon to catch up with friends but she's got a nasty cold and is sparko right now and we still need to do lunch so that is not going to happen

Lilmissmups SAHM adventure!

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