My debt free diary - getting my life on track
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Hi diary,
Well my £73 emergency fund is about to go... Been at the hospital all morning, DD has broken her foot, didn't get the chance to go to the shops for party food, behind on the plan, and the car blew a tyre so we've had to buy a part worn to change it as my spare wheel also had a slow puncture.
So in behind plan, with a poorly little girl and no emergency fund xx sigh.Staring debt - June 2013 - £21,000
Current debt - February 2018 - £11,378.60
Emergency fund £500 / 100%
Debt free one day at a time0 -
bummer re the ef but just start again keep plugging away at the surveys, and anything you purchase online think right can i get cashback for this.
I am going too start a cashback threaddebts 16550
Mortgage 695000 -
Hey,
Oh bummer sounds like a stressful day!! I know it's annoying when the fund goes but you had an emergency and the money was there waiting. Did it feel better knowing it was covered instead of thinking !!!! where am I going to get the money from?
Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hi thanks Hannah and husky
Yeah it was a relief to have the money and not to panic, to be honest I was more worried about DDs broken foot at the time for it to register x
Anyone got any tips on how you keep a 3 year old from walking? I'm seriously considering glueing her to the sofa lol!Staring debt - June 2013 - £21,000
Current debt - February 2018 - £11,378.60
Emergency fund £500 / 100%
Debt free one day at a time0 -
Oh she's only 3 bless her! My niece broke her leg when she was 2 you'll be surprised at how quickly they adapt. Lots of colouring books and painting. Do you have one on those little tables they sit at? I remember she sat there a lot dictating ordered!emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hope she recovers from that quickly. And glad that you recognised that for what it was and did something. My mums friend sent her daughter to school with a broken arm when she was distracted with other things. but I can only imagine how hard that is. Xxxx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Hi thanks Hannah and husky
Yeah it was a relief to have the money and not to panic, to be honest I was more worried about DDs broken foot at the time for it to register x
Anyone got any tips on how you keep a 3 year old from walking? I'm seriously considering glueing her to the sofa lol!
Well my initial thought was duct/gaff tape, then the words social services came too mind.
in all honest bribery and plonking the bairn in front of tv, be cruel too be kind emotional blackmail santa doesnt come too lil girls who wander about with a broken footdebts 16550
Mortgage 695000 -
Ha ha then hope she wonders around and it'll save you money on Christmas presents! Cha Ching xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hahaha! Thanks for the suggestions!
Although I think duct tape will work, I will stick to colouring and painting xxStaring debt - June 2013 - £21,000
Current debt - February 2018 - £11,378.60
Emergency fund £500 / 100%
Debt free one day at a time0 -
It's strong stuff you know they lifted a car off the ground with it In myth busters and made a replica of the Indiana Jones rope bridge lol sure it's three year old proof loldebts 16550
Mortgage 695000
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