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My debt free diary - getting my life on track

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Comments

  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    bummer re the ef but just start again keep plugging away at the surveys, and anything you purchase online think right can i get cashback for this.

    I am going too start a cashback thread

    Forgot to say let me know when you start the cash back thread I will definately join!!!
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • Huskyrunner
    Huskyrunner Posts: 542 Forumite
    I have kind of started it but it needs tweaking i am shattered being decorating all day. My advice with cashback sites is if your gunna buy online always go through top cashback first
    debts 16550
    Mortgage 69500
  • louby40
    louby40 Posts: 1,615 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I love Topcashback! My brother told me about it in 2009 and since then I've had £900 back.

    It's just remembering to click though
  • Huskyrunner
    Huskyrunner Posts: 542 Forumite
    i aint had as much as your bro but i think i had easy had 400-500 in the last 12-18months. Okay a lot of it is tiny amounts here and there but i just chuck it all in a saver and use that saver money too repay debts early.

    My personal top cashback favs that i get and use a fair bit at the moment are


    Ebay
    Justeat.co.uk
    Bookdepository
    Wickes
    Zooplus (pet food)
    Seapets (pet food)

    And every twelve months we switch our boiler emergency cover on there and van insurance which usually earns us 50-100 quid.

    Last year i used argos's click and collect service via TCB and clicked back 30 quid :-)
    debts 16550
    Mortgage 69500
  • Seen a lot of cash back talk I got an email about quidco. New customers get £15 back on a £15 spend at Papa John's is anyone's needing a takeaway treat soon! Xx

    https://www.quidco.com/Papajohns_Newcustomer?sisearchengine=1526&siproduct=FPL_PapaJohns

    Rexelpink- Sorry to jump on your post with that. How was the party? How's DD's foot doing? Xxx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Seen a lot of cash back talk I got an email about quidco. New customers get £15 back on a £15 spend at Papa John's is anyone's needing a takeaway treat soon! Xx

    https://www.quidco.com/Papajohns_Newcustomer?sisearchengine=1526&siproduct=FPL_PapaJohns

    Rexelpink- Sorry to jump on your post with that. How was the party? How's DD's foot doing? Xxx

    Party was good thanks, DD is very frustrated with her foot, it's going to be a loooong summer!!!


    Please don't apologise for sharing the link and deal above, I love the idea of my diary being a place where I can vent, document my journey to get debt free and also for everyone to share tips for money saving and deals xxxx
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • :money: Cool!

    Does DD go to nursery etc? I remember my sisters childminder being funny about taking my niece with a cast but she called someone (I can find out if needed) and they said if she's not willing to accommodate her then your not entitled to pay.
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Morning diary,

    Not much money saving going on this week, roll on pay day next week...
    Been busy at work, Hannah DH is a stay at home parent / carer for my son, so no nursery for DD. Can't wait till she starts in September and he can look at going back to work, even if it's part time, every little helps!!

    Been trying to plan my friends hen night, I hate doing all the planning, mainly because my experience of doing these things tells me that no one will want to pay upfront and deposits need paying this week.
    I've got a pre drinks venue sorted, and a restaurant / nightclub organised (just need to book deposit) so now I'm just trying to organise games and extra bits, and do it money saving style!!!
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • Hope everything is going well. Don't envy you organising the hen. That can be hard work on top of everything else you are managing. Hope its not to stressful. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Hope everything is going well. Don't envy you organising the hen. That can be hard work on top of everything else you are managing. Hope its not to stressful. xxx





    Stressed is not the word!


    I will be so pleased when the night is over, Im going to keep things as simple as possible, pre night drinks after work in the local bar, and then dinner and dancing... Just need to work out some games (fairly clean as its work people) transport, book a table, guest list entry, then finalise numbers and bookings. (basically everything!)


    My MSE ways are slowing right down, pay day next week YAY!
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
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