Pay ALL your debt off by Xmas 2018

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  • Jelllibeanz
    Jelllibeanz Posts: 191 Forumite
    First Anniversary Combo Breaker First Post
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    Can you count me in please? Would be good to keep a track of things.
    I have 3520 to clear x
    Onwards and upwards with the occasional kick up the butt required! ;)
    Mortgage '09 = £103k Feb '17 =£79.9k, Aug 17 = £69k Mar 19 = £61k
    Aiming for 10% OP in 2019 - £1320.95/£6100 £3420/£3520 credit card at 0%
  • behenjamin
    behenjamin Posts: 14 Forumite
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    Can I join in to be debt free please? Failed the 2017 challenge quite badly.

    Currently 15k debt
    Aiming to be debt free by Xmas 2020

    Starting debt Jan 2019 £12446
    Currently £10,306
  • dipdap
    dipdap Posts: 6,181 Forumite
    First Anniversary First Post Combo Breaker
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    Last payment for the year done.
    I'm happy, we've made a start now even if it's only a small one :)

    #102 £310 / £14,330 2% paid
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Muppets - Thanks for my number :)

    Megano - Ignore them, so your debt is a bit higher, heck ours has fluctuated year after year, you're doing something about it they probably aren't.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Happy new year everyone, here's to a productive 2018 :beer::j

    Number 041 checking in first payments made, so off to a start :D


    #041 - £248.57 / £4000

    Have a lovely day today x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    First Anniversary First Post
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    Good luck everyone for 2018.

    Finalizing my budget/spreadsheet now and am eager to get going

    Hope everyone has a good New Year's Eve :beer:
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    First Anniversary Combo Breaker First Post
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    004

    Payment for my loan is showing early so taking that off.

    145.44/7445.69
    Change the way you see things and the things you see will change
  • Glittery_2
    Glittery_2 Posts: 139 Forumite
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    Megano wrote: »
    036 reporting a payment of £2.96
    I’m a little disappointed to be honest. People who’ve done the challenge before know I’ve been on a rollercoaster ride with my debt and it’s been a lot lower. Well I checked my online journel and someone had commented ‘clearly you haven’t had your lightbulb moment’.
    Trust me when I say no one is disappointed in me running my debt back up again more than I am espically when I have nothing to show for it but I guess I’m annoyed someone feels the need to comment on my life from reading a journal. Anyway rant over!

    Don't worry.
    People love to make themselves feel better by pointing out flaws
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • Glittery_2
    Glittery_2 Posts: 139 Forumite
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    #119

    £112     Paid off


    £7559.80/£12800

    Happy New Year to you all, hope we are all debt free together soon !
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • dreamingofmoney
    dreamingofmoney Posts: 430 Forumite
    First Post First Anniversary
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    Hi all
    Just posted on the previous challenge, to apologise for not really posting from about Feb onwards (I am ever so sorry) I let life get in the way of posting, although I really nearly hit my targe. This coming year I am intending to smash last years aim of £7000 and I am going for no. 82 £9547
    To be exact haha. I want our debts clearing in 2 years. This is poss due to a few changes in working hours etc etc, if I achieve more then great but this is my minimum. My hubby receives a bonus which will help with this half way through the year but want to be getting a great whack out of the way by overpaying on monthly payments.

    Big thanks to all and looking forward to getting to know you all over the coming year, just warned my dh that I will be antisocial each evening as I will be trying to catch up and update as often as I can.
    Dreamer xx
    Debt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
    Jan GC £400/£Out of the water Feb £400/£
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